Cash ISAs: The Best Currently Available List

10_66

Optimist wrote: »

Unfortunately as my ISA is fixed until next month I wasnt able to take advantage....:(

Well done to those that did

Oh no!! I'm sorry you couldn't take advantage of it too. That's the sort of thing that would normally happen to me!

boobbby

As well as you have at least £10,000 to transfer you could get 3.7% with Lloyds ISA. The best part is that you can add to this ISA with next years allowance or even drip feed it in. If you are sure you dont need the money in the ISA for 2 years then it seems a good deal to me !

Spiggle

I don't understand why this brilliant thread has fallen to the second page. So excuse me but I'm bumping ...

All the best,
Spigs

purplestar133

Optimist wrote: »

It took them a week, but the NCBS ISA is now existing customers only

sly_dog_jonah wrote: »

The power of this thread, and the MSE weekly email...

http://www.moneysavingexpert.com/team-blog/2012/02/28/the-power-of-mse-it-boosts-popularity-by-16000/

Wow! I'm too late for this. I have been reading this thread all year round for years...(thanks Kazza - you're the best!) but for the past month or so I've been ignoring the 'update to the thread' emails in my inbox as I've been busy. Serves me right!

Consumerist

purplestar133 wrote: »

Wow! I'm too late for this. I have been reading this thread all year round for years...(thanks Kazza - you're the best!) but for the past month or so I've been ignoring the 'update to the thread' emails in my inbox as I've been busy. Serves me right!

Don't you just hate it when that kind of thing happens? .

Well, the ISA season is about to kick off so, with a bit of luck, you/we might get something close - maybe even better. .

purplestar133

Consumerist wrote: »

Don't you just hate it when that kind of thing happens? .

Well, the ISA season is about to kick off so, with a bit of luck, you/we might get something close - maybe even better. .

Wish they did a flying pig 'smiley'! I've always been organised, but seem to be getting more disorganised as I get older...I suppose it's as I get more commitments and get busier.

Not too impressed with the new money ISAs so far, doesn't seem to be any headline rates that only require £1 opening deposit (that's all I can manage with a new money ISA). We'll see what Santander come out with.

10_66 - was reading on another thread you had a bad experience with Santander - can you tell us what happened, or is it too painful? or is this not the thread to do it?

Consumerist

purplestar133 wrote: »

10_66 - was reading on another thread you had a bad experience with Santander - can you tell us what happened, or is it too painful? or is this not the thread to do it?

Apologies for going briefly off topic

No one specific thing but just an accumulation of irritating practices. Just don't get me started! I'm free, I'm free.

10_66

purplestar133 wrote: »

...10_66 - was reading on another thread you had a bad experience with Santander - can you tell us what happened, or is it too painful? or is this not the thread to do it?

I was transferring from them to another ISA provider and they lost the money. Cutting a loonngg and boorriinngg story short, when it became apparent that something was amiss, it was a case of having to ring them on a very regular basis, getting nowhere because you can never speak to anyone that knows anything and promised 'phone calls never materialising. It took getting on for a couple of months' for them to sort it out. They did pay me some compensation for the inconvenience etc, but I do not want to go through that again. I've had some issues with other ISA providers in the past, but nothing as frustrating as trying to get that mess sorted out.

purplestar133

10_66 wrote: »

I was transferring from them to another ISA provider and they lost the money. Cutting a loonngg and boorriinngg story short, when it became apparent that something was amiss, it was a case of having to ring them on a very regular basis, getting nowhere because you can never speak to anyone that knows anything and promised 'phone calls never materialising. It took getting on for a couple of months' for them to sort it out. They did pay me some compensation for the inconvenience etc, but I do not want to go through that again. I've had some issues with other ISA providers in the past, but nothing as frustrating as trying to get that mess sorted out.

Thanks for sharing!

Kazza242

Here are the weekend updates to the ISAs list on the first page.

Cheshire Building Society have launched the second issue of their 18 month Fixed Rate ISA, paying an improved rate of 3.70%. They have also increased the rate paid on their variable rate Direct Cash ISA, to 3.16%.

Barnsley, Chelsea and Yorkshire building societies have increased the rates paid on their fixed rate ISAs (maturing on 31/08/2013), to 3.25% (w.e.f. 05/03/2012).

Have a good weekend everyone.