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Cash ISAs: The Best Currently Available List
Comments
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The latest version, 304 at 4.56%, came out a couple of days' ago. The previous 18 month at 4.55% was 302.5 version.
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I think most ISA providers were inundated with last minute; 2 weeks before the end of the last tax year, new subscriptions and/or ISA transfers. Under 65's will certainly have to get their Cash Isa sorted well before the end of this tax year, especially with the proposed up and coming changes to ISA's in the next.
Personal MSE 2026 Money Saving Challenges:# No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)# No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)# £10-a-Day Challenge 2026 - £163.16 / £1825 (5)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)# No.27 - Top Up EP 2 £865 / £2880 (5).# Decluttering Challenge (5)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - Ready1 -
Delays will affect everyone. The potential loss of this year's allowance is probably not worth risking even for over 65's.
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Personally, I like it done and dusted asap, funds and a decent interest rate permitting 😉. May seems to have produced some very nice fixed rate Cash Isa's, fuelled by competition in the fixed rate Bonds market at the end of last week.
Personal MSE 2026 Money Saving Challenges:# No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)# No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)# £10-a-Day Challenge 2026 - £163.16 / £1825 (5)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)# No.27 - Top Up EP 2 £865 / £2880 (5).# Decluttering Challenge (5)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - Ready0
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