Cash ISAs: The Best Currently Available List

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/81959502#Comment_81959502

Yes I did, and it was all online, nothing in post.

However, another member reported on thread yesterday, that his wife was asked to send certified copies of documents by post, so didn't bother, he hadn't had the same problem months before. There have been others successfully getting all done online with no problem.

NebulaNova

https://forums.moneysavingexpert.com/discussion/comment/81959512#Comment_81959512

Thanks. Can't remember if you've said but is there an app and can you view interest daily and made transfers from it? Thanks

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/81959514#Comment_81959514

No app, online website. No interest rates shown daily. You can choose monthly or annual interest. If you choose monthly it will show online monthly after the interest is paid.
I did mention this yesterday, but perhaps it was to another member.

Emily_Joy

Has anyone worked out what is the best *fully flexible* cash ISA available at the moment?

To answer my own question: Principality is offering 4.2% with 5 withdrawals;
Tesco is offering 4.02% fully with unlimited access.

I am not sure whether it has been mentioned or not yet, but Leek Building society is offering 4.6% fixed for 5 years to existing customers at the moment. Minimum deposit is £1000, 14 days funding window, transfers-in allowed.

Yorkshire BS 4 access ISA is NLA.

superleeds27

https://forums.moneysavingexpert.com/discussion/comment/81959574#Comment_81959574

Monument I think.

4.28% for new customers which includes a bonus rate.

Gambler

https://forums.moneysavingexpert.com/discussion/comment/81959574#Comment_81959574

YBS has been replaced with e ISA with no restrictions. Same rate 4.05%

friolento

https://forums.moneysavingexpert.com/discussion/comment/81959512#Comment_81959512

Vanquis will send you a letter in the snail mail, with a code for the authentication of your bank account.

You might not need to do this if you never intend to make a withdrawal to your current account, but I would do it anyway, to be on the safe side.

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/81959933#Comment_81959933

Thanks @friolento
I had obviously forgotten about this. I have other accounts with Vanquis and must have done this in the past.

friolento

https://forums.moneysavingexpert.com/discussion/comment/81959968#Comment_81959968

Yes, I think you only have to do this once, unless you change your nominated account.

Russ66

https://forums.moneysavingexpert.com/discussion/comment/81957489#Comment_81957489

Do you have a link to this information? I have a Chip isa with a boost due to end soon so I was going to upgrade, but my interest is credited monthly. Been very happy with Chip TBF, cheers.