We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Cash ISAs: The Best Currently Available List
Comments
-
You might get lucky. I didn't - they wanted certified copies of D. Licence & Passport by post
2 -
It is flexible with 3 withdrawals, but you can put whatever you have withdrawn from your subscription at any time. Further withdrawals are allowed but the rate goes down.
All dealings done online, nothing by post for me. I didn't transfer in, just new money for this tax year.
I suppose if you wanted to make more than 3 withdrawals, make the 3rd or 4th a transfer to another provider.
I have no idea how this compares to your Moneybox ISA, whether good, bad or indifferent, entirely your choice.
Monument ISA for new customers, might be worth a look. However last year, as you'll have seen in previous posts, they were quick off the mark to reduce the rate.
Past few years I've opened a flexible cash ISA when new tax year starts roughly, then transfer the old flexible to a fixed if at a better rate, which has been the case. Suits me, but not for everyone.2 -
Thanks, does the app allow you to see your balance, make transfers/withdrawals and see your interest each day? It appears to be monthly interest.
0 -
Online website, no app. You'll see the monthly interest when it's added, nothing daily. You can also take interest annually.
1 -
I like within the Trading 212 app, you can see the interest applied daily to the cash ISA, it's then applied at the end of each month.
1 -
That was unlucky. I'd have walked off, if I were you. If it's not easy and all done online, that's it for me. Saying that, I am already a customer and none of my details have changed over the past few years. I have heard of new customers though, not having to supply details by post.
0 -
you get that in Chip and Monument
1 -
I went on their webchat this morning and it took them a while to find my email. They apologised and said they'd received 1,000s of emails but have now accepted it and it is in the process.
1 -
I'm sure I haven't heard great things about Monument on here, or am I wrong?
Edit - apparently transfers out from Monument is a nightmare so not for me.
1 -
Not for everyone though.
Plus, you only ever hear of the bad experiences and not the good ones.
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.2K Banking & Borrowing
- 254.7K Reduce Debt & Boost Income
- 455.8K Spending & Discounts
- 247.9K Work, Benefits & Business
- 605K Mortgages, Homes & Bills
- 178.8K Life & Family
- 262.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards
