Cash ISAs: The Best Currently Available List

dave_dph · 21 March at 7:00PM

https://forums.moneysavingexpert.com/discussion/comment/81932289#Comment_81932289

Yes, upgraded from my old version 5 to the new version 7 this morning.

qsk · 21 March at 9:34PM

https://forums.moneysavingexpert.com/discussion/comment/81932297#Comment_81932297

How did you upgrade? Did you need to phone them?

dave_dph · 21 March at 9:41PM

https://forums.moneysavingexpert.com/discussion/comment/81932428#Comment_81932428

Yes, very quick call, all sorted in a few minutes 😁

Worth also mentioning, they now do electronic transfers! Makes things so much faster not having to send a paper transfer form!

1spiral · 22 March at 11:37AM

https://forums.moneysavingexpert.com/discussion/comment/81932432#Comment_81932432

However their website only seems to point you in the direction of a paper form for a Principality account upgrade.

https://www.principality.co.uk/home/savings/isa-transfer

dave_dph · 22 March at 11:41AM

When I log into my account, under the account options (or whatever it's called), I now have an option to start a transfer. The advisor told me it has recently been introduced.

Probably best to do the upgrade over the phone, then use the electronic transfer option.

where_are_we · 22 March at 11:55AM

Upgrade to Principality Online Bonus 5 access cash ISA can be done by logging in and sending a secure message. No need to phone. Unfortunately they are doing website maintenance at the moment so you will have to wait until later.

"Already have an online only Principality ISA? You can transfer your balance to an Online Bonus 5 Access Cash ISA without applying for a new account. Just send us a secure message via your online profile. You'll need to confirm you have read and agree to the account terms and summary box above."

Apart from getting 4.2% instead of 4%, upgrading resets your 12 month interest bonus and resets your 5 withdrawals which is useful if you have used up some.

This is also a flexible cash ISA. Worth remembering that if you have made withdrawals this tax year you have less than 2 weeks to top your flexible cash ISA to its full balance to preserve it for future years.

happybagger · 22 March at 2:32PM

PBS online login now works, I have opened the issue 7 but as above the online transfer in isn't available for internal PBS ISA transfers. Rather than mess about I'll call into branch tomorrow with the from/to details. That's been done without issue on previous occasions.