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Memoirs of a Sista.......
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Another £1000 paid off today and still have the minimum payments to come out next month too. :j:j
Brings the total to £5229 and 73% paid off :beer:
Such a shame we couldn't stretch to an extra £230 to bring us under the 5k markAh well, by Christmas we should be able to get it down at least another £500 maybe more. The aim is to be as close to the 4k mark as possible by Christmas. Fingers crossed!
Hope everyone else is still on track...:cool:DEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
Hi Sista
Long time since I have been on, and wow you have been doing so well you'll be debt free in no time at all :j
FaeLBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
Paid 54%
3 months to go 13 weeks
DFD 28th August 20140 -
Fantastic sista
you've done amazingly well and the determination and motivation still seems high, I reckon you could get it paid off before June!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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sistafromanothermista wrote: »Oh no Squidge
well just jump back on before it rolls off into the distance! :rotfl:
What's going on in your world then? why the falling off?
x
:rotfl::rotfl:just need it to slow down so I can get back on!!
Well... bl**dy car packed in so had to scrap it and buy another (only little second hand number but had to get the money from somewhere) and lost motivation for a while too but coming out the other side now I think
Had a bit of a re-jig and did some naughty consolidatingso must update my signature for where we are.
Can't belive your DFD is only 6 moths away, you've done incredibly!!![STRIKE]£49,129[/STRIKE] [STRIKE]£[/STRIKE][STRIKE]43,012 [/STRIKE] [STRIKE]£42,209[/STRIKE] [STRIKE]£40,823[/STRIKE] [STRIKE]£39,866[/STRIKE] [STRIKE]£25,960[/STRIKE]£21,338 _party_
Longhaul supporter #313 (!) days until DFD :j0 -
squidgychesspiece wrote: »:rotfl::rotfl:just need it to slow down so I can get back on!!
Well... bl**dy car packed in so had to scrap it and buy another (only little second hand number but had to get the money from somewhere) and lost motivation for a while too but coming out the other side now I think
Had a bit of a re-jig and did some naughty consolidatingso must update my signature for where we are.
Can't belive your DFD is only 6 moths away, you've done incredibly!!!
:wave: Squidge, :(about the car, but needs must eh?
What do you mean 'naughty consolidating'? do i need to slap your wrist ? or lock you in the shed? :rotfl:
There's a good saying, when life throws you lemons, make lemonade.
6 months and countingKeep going Squidge, you'll be fine i'll put the brakes on the wagon, hop back on
DEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
sistafromanothermista wrote: »What do you mean 'naughty consolidating'? do i need to slap your wrist ? or lock you in the shed? :rotfl:
:rotfl:Yes please!!
So what are your plans for when you are *whispers* debt free?[STRIKE]£49,129[/STRIKE] [STRIKE]£[/STRIKE][STRIKE]43,012 [/STRIKE] [STRIKE]£42,209[/STRIKE] [STRIKE]£40,823[/STRIKE] [STRIKE]£39,866[/STRIKE] [STRIKE]£25,960[/STRIKE]£21,338 _party_
Longhaul supporter #313 (!) days until DFD :j0 -
I've got loads of plans
1. Get my hair cut (Only had it trimmed once since LBM)
2. Buy some new clothes (same as above)
3. We're all going out for dinner to celebrate:D:cool:
I think that's about it really. We can then start saving for our holiday.
What about you, what are your plans?
BTW i've cleared a Squidge shaped space in the shed for you and have bought a new padlock....DEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
Sounds a great plan! I have visions of you strutting down the street in heels pretty woman style, flicking hair and carrying lots of posh shopping bags :rotfl:
We desperately want to buy a house so our next step will be to (try to) start saving a deposit. Surely must be a doddle after paying all this debt for so many years??
I've packed my sleeping bag for the shed...[STRIKE]£49,129[/STRIKE] [STRIKE]£[/STRIKE][STRIKE]43,012 [/STRIKE] [STRIKE]£42,209[/STRIKE] [STRIKE]£40,823[/STRIKE] [STRIKE]£39,866[/STRIKE] [STRIKE]£25,960[/STRIKE]£21,338 _party_
Longhaul supporter #313 (!) days until DFD :j0 -
squidgychesspiece wrote: »Sounds a great plan! I have visions of you strutting down the street in heels pretty woman style, flicking hair and carrying lots of posh shopping bags :rotfl:
We desperately want to buy a house so our next step will be to (try to) start saving a deposit. Surely must be a doddle after paying all this debt for so many years??
I've packed my sleeping bag for the shed...
And getting turfed out for not being posh enough :rotfl:
Great plan SCP about the house, i'm sure you'll be able to do it no probs.
You will have to share the shed with Fred the mahoosive spider i'm afraid. Also no internet access means no MSE for the forseeable, on the plus side at least locking you in the shed means you can't spend any moneyDEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
:wave:
Well only managed to pay £200 off this month as don't want to leave us too short for christmas.
Debt now at £4995 so creeping closer. We've decided that any christmas money we get will go off the debt so fingers crossed for our DFD being June (would love it to be April though) We'll see.
Most presents already bought but still need to get the kids some little ones and stocking fillers.
:mad:My hair straighteners have blown up :mad: so i will need to pay out for a new pair this week as my hair looks like this
>:eek:
without themDEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0
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