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Memoirs of a Sista.......

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  • Productive afternoon, managed to sit down and work out all of our outgoings;
    MORTGAGE; £749
    HOUSE INS ; £13.40
    CTAX; £137
    GAS AND ELEC; £118
    PET INS; £16.17
    APPLIANCE INS; £16.99
    CAR INS; £20.75
    CONTACT LENSES; £24
    TV LICENCE; £12.12
    MOBILE PHONE1; £32
    MOBILE PHONE2; £26.60
    BT: £25

    TOTAL £1191

    Income 1 £1270
    Income 2 £1450-basic-commission on top
    Total; £2720
    Left; £1529


    Minus Shopping £433
    Minus CC payments-Variable-min £40
    Minus petrol £150 approx
    Leaves; £906


    :)
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That looks fab! :) do you have that spare every month?
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Fae
    Fae Posts: 664 Forumite
    Hello Sista,

    Looks like it won't be long before you are debt free bet you can't wait :)

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • That looks fab! :) do you have that spare every month?


    Sometimes....However both me and other half are smokers :o (him roll ups me cigarettes) so this is where some of it goes.
    One day i'll give up (again) but not yet.


    We worked out that we should be debt free by April/May as we can definitely throw £770 pm at the debt from Feb.
    Fingers crossed.
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • Fab news :) looking forward to that DF post in the next few months :T
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • sistafromanothermista
    sistafromanothermista Posts: 2,230 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker Debt-free and Proud!
    edited 31 January 2014 at 12:31PM
    Debt now at £3342 :)
    Extra £500 paid off today :)
    Plus a month off our DFD which now (fingers crossed) should be May. Still aiming for the end of April but we'll have to see if that's achievable......
    Reading back through the previous posts i've realised that since the end of Dec we've managed to pay off £1100 :eek::beer: no idea how!
    So, working on April DFD this equates to £1114 pm. Hmmmmmm unsure if this is do-able but DH is due to have some tax paid back soon (crossed fingers) and he has done a fair bit of overtime which again should be paid in Feb so lets see how we get on.
    Hope everyone else is doing ok.
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • Another £50 paid off yesterday as i had forgotten i had set up a standing order :o
    Will pay another £30 tonight and £30 every week from now on and end of the month settle whatever is left on the lowest card.
    The lowest balance card will definitely be cleared by the end of this month if not sooner i can then start debt busting the last card :D
    Bring it on.
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • Fae
    Fae Posts: 664 Forumite
    You are doing really well Sista, must be so great to see all those debts going. :T

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • Fae wrote: »
    You are doing really well Sista, must be so great to see all those debts going. :T

    Fae

    So are you Fae :T we'll both be debt free this year fingers crossed.
    I now have my game face on so the debt needs to be very afraid............:mad::T
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • Feeling :j:j today :D
    CC2 paid off!!!! :T:T:T:T:T:T
    Only 1 CC to go now. DH birthday soon and with the money he has received we've cleared it :D:D

    Debt now at £3106 ;)
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
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