Paps Penny's

postingalwaysposting

Signature done, when you are bored sort out your budgets.... If you can read this....

Pay needed - date - Money out - Breakdown

Aug
£187 17 Base £80

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£50 insurance, £57 Bills, £80 base
£187 24 Base £80

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£50 insurance, £57 Bills, £80 base
£187 31 Base £80 Insurance 150

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£50 insurance, £57 Bills, £80 base,
Sep
£174 7 Base £80

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£37 insurance, £57 Bills, £80 base,
£174 14 Base £80 Bills 287.05

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£37 insurance, £57 Bills, £80 base
£181 21 Base £80

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£37 insurance, £72 Bills, £80 Base
£181 28 Base £80 Insurance 150

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£37 insurance, £72 Bills, £80 Base
Oct
£181 5 Base £80

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£30 insurance, £72 Bills, £80 Base
£181 12 Base £80 Bills 287.05

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£30 insurance, £72 Bills, £80 Base
£181 19 Base £80

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£30 insurance, £72 Bills, £80 Base
£181 26 Base £80

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£30 insurance, £72 Bills, £80 Base
Nov
£181 2 Base £80 Insurance 150

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£30 insurance, £72 Bills, £80 Base
£181 9 Base £80 Bills 287.05

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£30 insurance, £72 Bills, £80 Base

This takes me up until christmas nearly, well it will be that tight until May. Until May I need....
3* boys xmas gifts approx £5 = £15
3* boys birthday gifts approx £5 = £15
1* girls birthday gift approx £5 = £5
4* adult brithday gifts approx £5 = £20
4* adult xmas gifts approx £5 = £20
6* special xmas cards approx £5 = £5

6* £2.50 for OCC = £15
complete shoeboxes (very nearly there) = £10

Total = £100 :eek:

I am working christmas day so I am not going OTT this year. Plus everyone knows that I have had car problems etc so I am not spending much but even reducing the amount spent its still a huge outgoing. Will have to try and 'find' that money somewhere... Where did I plant that money tree? :rotfl:

As a positive after this month only 9 months worth of loan payments left :T

Gemmzie

Surveys and clicks and comps for the presents PAP, you know the drill

postingalwaysposting

Gemmzie wrote: »

Surveys and clicks and comps for the presents PAP, you know the drill

I have never done surveys or clicks Gem but I have done comps. Bit dubious of doing them since I moved but what have I got to lose *shrug* Many thanks.

I have also applied for a credit card *not to use* but to get £25 quidco cash back. I am going to go through quidco and find some low/free things to do depending on the cashback. If I get accepted the credit card will live under my bed never to see the light of day execpt every 2 months when I will spend a nominal £2 on there and pay it off straight away :rotfl:

Mum purchased my phone credit, purchased a birthday gift I needed £4 and is going to put the missing money in my bank. I have to reduce the amount she owes me by £20 but that suits me :T Phew this week is passable, just need to find some swimming money for work now, might raid piggy bank.

Time to look for comps etc

postingalwaysposting

postingalwaysposting wrote: »

Time to look for comps etc

So the random number in my sig is now comps I have entered. I am not just entering anything I am entering specific comps that I can use as gifts or ones I like. This makes the task less daunting than when I was setting myself daily goals comping last year.

Didn't need swimming but took £2 out of my silver pot to pay for hospital parking. But I loved swimming and I would love to set asside some money so I can swim 1-3 times per week. I am going to spend this evening looking into it. It may also mean a new costume because the one I have has been covered by work and although they have said I can use it I don't want to cause any problems?

I have also had to take £40 out of my main saver account :mad: I got given extra shifts over the weekend which was fine but it means more petrol so I put £30 in, spent £6 in the charity shop for two skirts for mum (easier to get on after op), spent £3 in costa and £1 on a colouring book and a card for Mum. The positive being I may get away with no petrol next week as I am off most of it :T

MOT is Monday, wish me luck as all I have is whats in my signature

Take care all :beer:

beanielou

Best of scottish hun for the MOT.
Mine going for service Friday.

postingalwaysposting

postingalwaysposting wrote: »

I have also applied for a credit card *not to use* but to get £25 quidco cash back.

Accepted for the card and the cashback has tracked. The cash back will be used solely for gifts I need. I will be putting that into my sig saves below and that will be used as/when I see anything for gifts. The card will be placed upstairs and used once a month to keep it ticking over.

I took £10 out of my saves lastnight for car parking and to put some phone credit one, which has nearly gone :eek: I also went to mc'd's However I am not too worried about that now as my pay is really good for some reason?

So payday today and recieved £304.75, I know its fuel allowance this week but it still seems too much, will check out my payslip when it arrives. But its good because the breakdown looks like -

Bank - £335.37
£10.00 - RAC
£17.50 - Insurance

Total - £307.87
£187 - £50 insurance, £57 Bills, £80 base
Left - £120.87

The remaining will be an extra £100 for my MOT giving me £300 for that :T £10 phone credit and I will be ordering a few more bottles of stuff from Avon (they have their 5 for £5 promotion on). Also the £80 base I am not sure I will need the £40 for petrol but I will keep it for now just incase. We need some groceries but I will wait until Mum is hope for that.

Take care all and have a get weekend :T

postingalwaysposting

:eek: MOT in... £310 inc test and retest. The work is being done on Thursday and Friday, I have the car back now until Thursday and I should have it back for Friday

I spent £17.87 over the weekend on a pad for my college work, a toy for xmas (bargain at £2 but is too young :mad: that will do for the GMTV appeal though), balloons for mum, beads to make bracelets for OCC, a lovely box for my psp, I also purchased grogeries £10.73. I got £18.58 petrol which also gave a free morrisons voucher and I went to the cinema today £10.40 which was planned three weeks ago.

All in all I am £2 short for the money needed for my MOT, after raiding savings. So I will be using that from my bills save and will 'pay it back' on Friday.

Work has overpayed me £25 but the main person in the office seems to think that after a certain period our money rises. I am holding my breath with that and will see what happens when he phones me this week.

Now I am really thankfull that I have been accepted for the card. At least I have 'some' access to money if my car goes wrong before I can replace my savings Hopefully the car will last another year and more!

beanielou

Good news on MOT.

Emzilla

Hi Pap

What movie did you see?

Emz xx

postingalwaysposting

Beanie, yes at least it doesn't cost more than what I had. If it did I would be in trouble Oh and it passed on the windowscreen

Em, we saw Ted, I enjoyed it but some of the jokes were a bit :eek: and there was far too much swearing in it for my liking. However that said I am a little too old for my age :rotfl: