📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Paps Penny's

Options
17810121396

Comments

  • I also want to start another lifetime change thing, just deciding if the cost outweighs the advantage...

    I did it, hence the change in my MOT savings. If it comes to it I can raid my sig saves for my MOT. Working out that I will make very little inroads in my savings until the loan is repayed in May made me think it was worth it.

    Today is an unhappy day for me, I promised myself something 7years ago and alas the thing hasn't changed. I got somewhere but thats become undone and my situation was/is getting worse, this can and will change that. I don't regret spending the money.....

    So sorry its a bit criptic :o
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hope you're okay.... :grouphug:
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I know it will all work out for you.
    A month today I have a big birthday and all my hopesand dreams remain just that.
    You have lots of time to make that happen for you :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Wishing you all the best with your new venture PAP - goals can be altered, they aren't set in stone. Moving a goal is not giving up!
    No longer using this account for new posts from 2013
  • Many thanks all, I am fine but don't want to let on until I have trialed it for a few weeks. I have read so many reviews etc but wanted to try it out but on paper and now in my hands it seems to be the perfect tool... Time will tell.

    Beanie & Gem, I understand your meaning and I guess I am being far too hard on myself but I really wanted this goal but I have just been far too lazy and full of excuses to see it come to life. However I can make the changes now and I will make inroads :T
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Let me know how you get on, might be an option for OH - we're hitting a wall at the moment
    No longer using this account for new posts from 2013
  • Will do Gem, so far so good. Trying to do a week with no change/very little changes first to see how I go.

    So this is the weekly check in, since I last posted I did buy my petrol and some groceries. I only got petrol last night so I am hoping it will last until Sunday.

    £6.49 - Luxurys
    £8.88 - OCC
    £2.25 - Toiletries
    £19.46 - Groceries/Food
    £30.52 - Petrol

    So thats my week. This week I have a trip to London with work, travel is covered but I will need to purchase food/snacks I think while there. I am also picking up one of my first christmas gifts, thats £8. I ahve also prdered some new bras and some toiletries from Avon. My bras are so old that the wire in them seem to have become brittle I have snapped two in as many weeks and the two I have left the stitching is coming undone in them. So 4 bras and some odd toiletries will cost £31 once delivered, this is a need rather than a luxury, I just hope I can cover it from my main wage...

    Have a great week all :j
  • :mad: Not a very good week at all...

    Pay is fine but I am already in a negative, I think Mum is going to give me some of the money she owes me so at least I can pay the bills...
    £8.00 - xmas gift
    £31.00 - Avon
    £26.00 - Light for car (I had an accident yesterday :mad: :eek: :cry:)
    £1.80 - Bus fare
    £20.00 - London inc a meal out/2 drinks/brush
    £16.00 - cab home at 3am this morning :eek:

    :o I have now updated my sig and you can see where I stand, not very good compared to this time last week. However I am not going to blame anyone/anything, I just hope my MOT is ok. I now don't know if I can claim for my w/screen as I now have a claim going through on my policy from someone else, so unsure there.

    No good news bu alas thats life!
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That is unfortunatly life.
    As long as you are ok that is the main thing.
    Keep plodding xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    As beanie said, as long as you are okay!
    No longer using this account for new posts from 2013
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.