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Hypno's kick up the backside debt diary....

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Seaxwyn wrote: »
    But on the other hand you have some free time to go up into the loft and check out those books....

    Or fill out an application form for some additional tutoring, which is what I am doing now - see if I can get a few more hours that may not be cancelled!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pania
    pania Posts: 8,258 Forumite
    sorry to hear you are having such a tough week of it hon, that sucks!:mad: grrr to bloommin roadworks! :mad: Let me know if they were OH's company!! i'll give him a slap on your behalf!:rotfl:

    have a cup of coffee and try to unwind for 10 mins, then start afresh with the renewed hypno vigour we all know and love. :p
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Afternoon..what a week it's turning out to be for you!!!!...sorry about the loss of income...but think that getting rid of one car is a fantastic idea as it will free a lot of money up and what a great idea that bus pass is...as for looking at our budgets I find it a great idea and do mine every few months to see if I can shave anything off...so well done on that..I know how hard it is trying to plan a budget when being self employed with income not being guaranteed...but well worth it...so good luck with that...
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Evening hypno.

    Gah! Sorry to hear about that loss of earnings. :mad:

    Allow yourself a bit of time stomping about & swearing or whatever it is you do when you are fully P'd off......then look forward.

    There may be something just around the corner to redress the balance....

    I hope the rest of the week gets better.

    LA x
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • Hubby wrote our second car off just before Christmas last year (no-one hurt, luckily!) - and tbh it was probably one of the best things that could have happened - we have saved over £400.00 this year alone in tax, insurance, MOT and maintenance, and the insurance paid out £1200.00 for the car. We have missed it on some occasions, but found that we were mostly using it through laziness when we could have easily got somewhere another way - it mostly took hubby to and from work - but he only works 1/2 mile away!!! So as they say, this cloud had a silver lining for us - our budge certainly thanks us!!!
    And on the work thing, well done you for putting the health of a vulnerable patient first WELL DONE HYPNO!!!!!!!!11
    Live on £4000 a year again for 2011
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Just back from college - head hurts, not from college but from driving home in this horrid horrid weather!!

    Tomorrow is now an admin/catching up day. Hopefully I can get started on the budgets and stuff.

    I hope everyone is well here, and has had a good day xx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pania
    pania Posts: 8,258 Forumite
    how you feeling this evening hon? weather is poo here isn't it.. went for a run and got suitably soaked!!! will be around tomorrow, you about middayish? xx got another cartridge for you to!!
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hi P! I will def be around at middayish - your place or mine :confused:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • aww hugs honey! Much better to cancel the client - you'd never forgive yourself if she got really ill would you eh & what goes around theory goes both ways! Hang in there! You can only do your best & you are! Know what you mean about the weather - dark & rainy here just past 5pm...yuck!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hi FF, how's Macey doing today?
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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