📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hypno's kick up the backside debt diary....

1314315317319320581

Comments

  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    hi Hypno, glad the meeting went well, did you pick up any useful tips or info for us disorganised self-employed types?
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    It really is one of those things I CAN do myself - but never get round to, so for me the discipline of having someone breathing down my neck is probably the important aspect!

    This afternoon I have some surveys lined up that I need to get on with, then more clients late afternoon and into this evening!

    Oh, and I have to post a parcel for an amazon book I have sold. should make a whole £ out of that one!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    glad the meeting went well hypno ...can you send some serenity over my way lol
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    I sent all my paperwork off to the accountant in July (or maybe even June) and still have heard nothing. I'm quite annoyed as I'd really like to know how much tax I have to pay in January.

    Accountants and IFAs.... people say how helpful they are but all the ones I've come across have been either dodgy or useless.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • Hi hypno - blimey, I go away for a few days and you've added loads of pages to your thread!

    Tip:
    Lovefilm + homesick Norwegian = Elling

    Hope it goes well with the accountant!

    gtd
    Official DFW Nerd Club - Member no. 208 - Proud To Have Dealt With My Debts DEBT FREE DECEMBER 2008!!!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well, finally done all my clients for the day - thankfully tomorrow is much quieter - I need the time tomorrow to get some more admin done, and I have a queue of surveys needing finishing by the end of the day so will be aiming to do those in the morning.

    Spends were kept to a minimum today which helps - I will still admit them to my spending diary though, because they could have been even more minimum with a bit of extra effort.

    So, tomorrow is another day, and almost half way through the month! I have the next batch of loan payments etc going out on 15th, but I am relying on the student's money to be paid in, and as yet it hasn't been :eek: I may have to do some serious thinking tomorrow in order that things don't bounce!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Morning Hypno, just wanted to say I hope you have a lovely and productive day. You have inspired me to raid some more free money from Quidco, thanks hun. I signed up to Chitchat bingo, no deposit needed, but tracking reliability is low, anyway fingers crossed! x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Morning!

    Well, I overslept this morning, so as a result (because no one else has the ability to set an alarm clock) everyone else overslept too. So a little mad flurry of activity in the Hypno household, including me giving the children money to get school lunches because no time to make a pack up :mad:

    So my oversleepiness has cost me £4!!!!! What an expensive half hour's sleep!!

    Anyway, they have gone to school and work etc now, so back to a little "normality".

    The reason I overslept, was because I have lost my diary - yes, my new "put everything in" diary - and all through my sleep I was retracing my steps to try and work out where I have left it!

    I am fairly sure it is in the house somewhere, but I'll be blown if I can find it!

    I wouldn't mind - but the "piles" are reducing around the house, and I STILL can't find something important - so much for trying to be organised!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi hypno

    Bouncy loan payments........ :eek: not after all your hard work, no, thats not fair. Hope her money turns up soon.

    Interesting that she's said she's prepared to chase you - I've never, in 20 years of self employment, found that. I.e., if thats true, she's an absolute jewel, don't let her go!

    Me, I'm not so good today. Was up at 3am in pain - how people with chronic pain cope I have no idea. Got onto the web and it screamed out to me (well, the computer was on mute, but you know what I mean:rotfl: ) - it was a migraine brought on by eating huge chunk of cheese yesterday evening. That'll learn me. :eek: It'll be a long, long time before I eat cow's milk cheese again. And the builder's suppliers have let them down, so the porch isn't up. I'm off to London at midday, so fortunately none of this will matter to me for the rest of the day.

    Hope your quiet day *is* nice and quiet - do you sit somewhere nice and comfy with the laptop? Coffee IV? Enjoy...
    2023: the year I get to buy a car
  • Oh hun I'm sure it will turn up somewhere, probably where you least expect it! Grab yourself a cuppa and have a good long think x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.