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It's a new dawn, it's a new day and in two years i'll be feeling good...
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That's the way forward~ 1/2 a stone at a time.
Baby steps.
Drink lots of water.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
15-3 this morning, so that's a good start. Belvita biscuits and tea for breakfast, i have a slim fast to take into work for lunch and then i'll have a proper dinner and try and keep any snacks to a minimum:DWeight: need to lose 71lbs - lost to date 0lbs
One Poll: £3.20
My Survey: £0.00
Ebay: £0.000 -
We have sun:eek:, we even put the trampoline up:eek::eek:, forecast hail??
Weight at 15-0:j:j:j, strange that all i did was eat Teasers (2 for 80p at the Co-op:o) but that's my kind of diet!
Secured loan is being changed from Endeavour to Moorgate from 3rd June, so have changed on-line standing order and placed a £1 payment on that date to see if it works.
Logged onto their site and there was a welcome message saying from the 3rd i'll be able to see my account etc. So could be really good if it works, will save me the monthly hassle of phoning India.
Still haven't ebayed anything and not got any oommph to do surveys either but will go and see what i can list on ebay now, i have a laundry basket full of BNWT beside me:mad:!Weight: need to lose 71lbs - lost to date 0lbs
One Poll: £3.20
My Survey: £0.00
Ebay: £0.000 -
We had sun too :j
Great weight loss :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hurrah, seven items listed on ebay, it took some effort. Don't know why but i suppose it's because i have to watch that i don't have surplus income whilst on the IPA, anyway less than a year to go now:j:j.
Things changing at work too:j:j, so once that's in writing i'll probably start a new updated countdown diary!Weight: need to lose 71lbs - lost to date 0lbs
One Poll: £3.20
My Survey: £0.00
Ebay: £0.000 -
Well done on listing the items on ebay.
The loans sounds as though it will be less hassle.0 -
Just wish it was gone Penny - how's the head??:rotfl:Weight: need to lose 71lbs - lost to date 0lbs
One Poll: £3.20
My Survey: £0.00
Ebay: £0.000 -
Scales flickered on 14-13.75 this morning then settled at 15-0, COME ON!!
DH payday today and mine on Friday, thank God. Are the months getting longer, or is it just me:rotfl:.
Been offered a couple more night classes next week:j, mind you i wish they would pay for the ones earlier this month!Weight: need to lose 71lbs - lost to date 0lbs
One Poll: £3.20
My Survey: £0.00
Ebay: £0.000 -
Beautiful sunny day here:j, washing on the line:money:.
Although tomorrow is Monday i'm looking forward to it, another IPA will leave the bank and maybe i'll get to see the secured loan on-line. Almost tempted to stay up till Midnight to see if it works but probably better to head for bed and dread another week at work.
Still don't know about the redundancy, in the past i would have argued that staying meant some element of security but the way things are going it's not looking that that will be the case. Problem is the IP has said they would take 75% of the redundancy, so a huge portion:mad:.
So it's 10 months of salary plus £16k statutory redundancy plus £5k non-stat payment (IP gets £15k) versus staying but not knowing when the axe is going to fall plus the associated stress. Mind you there will be stress not knowing if a business will be possible or another job. But then maybe having 10 months to work before redundancy would be enough time to sort it out???Weight: need to lose 71lbs - lost to date 0lbs
One Poll: £3.20
My Survey: £0.00
Ebay: £0.000 -
So much for Moorgate's promises of being able to see settlement and balance figures. They are advised by their IT dept that it is not worth doing:mad:. I can of course phone in at any time. Still it was a UK call centre so that may speed things up. Will call at the end of the week to see if today's payment has cleared - normal obsession will be resumed!
I think i've said no to work's offer, whatever i do i would have made the 'wrong' decision, but it has made me really think and once the IPAs are over - oh oh that reminds me to change my sig:j - we can be masters of our own destiny again, just let's hope we make a better job of it this time:o.Weight: need to lose 71lbs - lost to date 0lbs
One Poll: £3.20
My Survey: £0.00
Ebay: £0.000
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