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Return to Solvency

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Comments

  • Love the link!

    Glad you are doing ok but grrr to messed up budgets. Fingers crossed you get a surprise windfall to see you through :D. Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Hello :hello: Puzzcat, hope you had a lovely hols. Afraid my diary took a bad turn in 2013 due to ill health, but pleased to say I'm on the mend now. A lot has changed since autumn 2012 that's for sure x

    Thanks for the support Dear Ms Lucky, it worked, although windfall won't be in my hands just yet. Had my redundancy figures and they are good so I'm definitely leaving. Scary thought but what I need to do for health and sanity reasons.

    GP had no problem signing me off for 3 months so fingers crossed I can either get another 2 week paper off him what this one ends or at a push I'll take leave. Very unlikely that I'll even have to step foot in the new office after all.

    Sent debt review off to Mr T and Natw3st, figures haven't improved much since Feb but they have gone down which is always good.

    Hoping to see my little people tomorrow, I've not seen them for a month as one after another has been ill with something or other and DS was worried about making me poorly.

    They are all ok at the mo, fingers crossed they wake up that way in the morning so I get some well needed hugs and kisses.

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • A month :eek:! You must be getting desperate! Hope you get to see them today.

    Yay to sicknotes and redundancy packages :j.

    Take care you Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • beanielou
    beanielou Posts: 96,579 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    A month :eek:! You must be getting desperate! Hope you get to see them today.

    Yay to sicknotes and redundancy packages :j.

    Take care you Xx

    Echoed by me :) x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • satchmo1
    satchmo1 Posts: 3,291 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    beanielou wrote: »
    Echoed by me :) x



    And me xxx
    What would you get if all you got was what you were thankful for?
  • Granny my budget has been blown too, we can wallow together :p

    I hope no one comes down with any bugs before you get to see the little ones, enjoy the cuddles :)

    P.s fabby news that the redundancy package is with you and looking good! So pleased for you xxx
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Wow Granny, so much going on in your life since I last caught up with you. I'm really pleased you're recovering so well (but don't rush it) and it's fantastic that you won't need to go back to work. Hope the package is enough to take some of the debt stress away x
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks Lucky, Beanie & Satchmo. I got to see 2 out of 3 and hope to see them all again on Tues. DGD2 is out of nappies in the day and proud as punch about it. DGS is trying very hard to stand up. They will be 3 and 1 respectively in the next month. Presents already purchased, just cards to get.


    Thanks DF(w), I had to give in and move my car tax savings into my main account to cover expenses. Should be ok though as another 2 months before tax is due. Going to be charged £5 for going overdrawn but I suppose that's not too bad in the scheme of things.

    HappyNow wrote: »
    Wow Granny, so much going on in your life since I last caught up with you. I'm really pleased you're recovering so well (but don't rush it) and it's fantastic that you won't need to go back to work. Hope the package is enough to take some of the debt stress away x

    Thanks Mrs Happy and :hello:, nice to 'see' you. Hopefully the funds will be enough to make a real dent as long as my predators accept reduced f&f payouts. I'll get in touch with them once the money is mine.

    Over the last couple of days I have pushed myself to take advantage of the nice weather and go out walking.

    I started off at 4,000 steps per day and today managed >7,000, my target is to get up to 10,000. I can't do any exercise other than walking so am trying to do as much as possible. Today after going out with OH and only managing 5,500 steps by the time we got home, I went straight back out and did the remainder. I'm extremely proud of myself. The lovely weather definitely helps. I promise I'm taking it easy though.

    Tomorrow OH wants to join me on my walk so much as the company will be nice I will have to ensure that he doesn't try to brow beat me into going too far.

    I still haven't got back behind the wheel of my car, tbh I have no desire to do so just yet.

    I hope the weather is as nice for you all as it is for me and that your weekends are going well

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Fab news :j So pleased the figures look good and you can move on. This has made my day reading this :)

    Do take it easy..no prizes for getting back driving before you have to...think of it as doing your bit for the environment and all that ;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    Hello Granny, :hello:

    Great news on redundancy and being able to recuperate without the spectre of impending work bringing down your mood! :D

    Sounds like the op also had a good effect on your relationship with MrG - long may that continue! :kisses3:
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