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Return to Solvency

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  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    No OD in January? How good is that? :T

    Granny day sounded good even if the little ones were stroppy, sometimes they're very funny in a strop, especially if you get to give them back at the end of the day :T
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks for the continued support my dears

    Yes Piq DGD2 manages to make me giggle when she's in a strop as she does it so well. OH bore the brunt of it, which made me laugh even more, even if I did tell her off for being nasty to him

    Granny x

    D day - 20

    Work days 10
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Work has been absolutely awful the last 2 days, leaving me feeling like saying s0d you I'll go off sick now. HE has been difficult to say the least, refusing to make management decisions that are his responsibility to make. Big boss is out of the office until Friday and I won't actually see him until next week to discuss, I just don't need this additional stress.

    I ended up reverting to form today and stress spent, not a massive amount but definitely a want not need. I also over ate and over talked at OH when he came home from work, so felt unsupported. Glad to be going to bed to be honest.

    In better news seeing DGD1 tomorrow for some quality time, think we're going for afternoon tea. Will also see other 2 when I drop her home so plenty of kisses and cuddles to look forward to.

    Pay day tomorrow and I arrive there in the black, first time in years

    Granny x

    D day - 18

    Work days 8
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Meeting payday in the black is a kicka$$ end to the month. :j

    Seeing the DGs will make it all worthwhile.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • kissjenn wrote: »
    Meeting payday in the black is a kicka$$ end to the month. :j

    Seeing the DGs will make it all worthwhile.

    Ditto this from me Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Baldybear
    Baldybear Posts: 1,719 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning, sorry to hear work is a pain, but fab news re being in the black :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • missrlr
    missrlr Posts: 2,192 Forumite
    Oh Granny, seriously drop email *at the time* when plonker HIM is not making a decision and it impacts your ability to complete / achieve / deliver even if it is to you (so you have contemporaneous record) or to big Boss. What situation is, when you asked for a decision, what this means for you and others if relevant (get detailed - I find it helps with the :mad:).

    Seriously though once you have done this it is NO LONGER a matter for your head, you have done anything that is reasonable. At that point shut it out. As someone once said to me, if your work is the equivalent of a tenant in your house and the tenant was not paying rent, would you put up with it? Not likely|! So work only get to have working hours time in your head, after that you are giving them free time energy and effort. You would not do that for a tenant not paying rent so don't do it for work.

    No major harm done, hope the rest of the 10 days (or is it 9 now?) you can avoid being stressed at work at least, it is NOT helping you prepare for Operation Day! ;)
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hello lovely granny..sorry I haven't been around much but was thrilled to just read Post 2000!! What brilliant news! :D:D

    Also no OD! Well hon you are beating me..that is truly excellent. Although as ever I have plans, I need to get to my DFD! :)

    Poo to work. I like missrir's analogy around the tenant.. do think you need to try some mindfulness and exclude it from your thoughts when you are not at work. Don't take it home with you:grouphug:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks for the messages. Missrlr as ever your advice was sound. However the decision he won't make, despite receiving an email from HR telling him it's his decision affects me personally and therefore needs making. I'm not messing around though, I'm going over his head to big boss and if he refuses to deal with issue I'm putting in a complaint.

    HE has been so supportive over the last year, I honestly think he's panicking now he knows I'm not going to be there for an extended period.

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    After a rubbish couple of days I sloped off early today to collect DGD1 from school and we went for afternoon tea. Despite the fact that she is very naughty at the moment, she was still fun to be with and we spent a lovely couple of hours giggling together.

    The funniest moment was this conversation

    Me: What do you want to be when you grow up?

    Her: Oh I don't want a job when I'm bigger

    Me: Why not?

    Her: I want to stay home and look after my children

    Ah how cute I thought until....

    Her: I won't have a husband you see

    Me: You can't have children without a husband though can you?

    Her: Yes you can as long as you can drive

    How I kept the giggles in I'm really not sure but oh it so made me smile.

    Had a blinking speeding ticket today for doing 32 in a 30 zone coming back from the hospital last week. So annoyed with myself for that.

    Date of office closure was announced today, won't affect me as I'll be off sick at the time and knew I wasn't going to be going back to same office when I'm ready to go back to work.

    Off to bed now as I'm in the office tomorrow and will probably have a battle of wills with HIM to face

    Granny x

    D day -17

    Work days 7
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
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