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Return to Solvency
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Hi Granny I wish you all the luck in the world to achieve your targets.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
all the best for 2014 Granny x0
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All the best for 2014 dearest Granny. I'll be cheering you on to your goals from the sidelines XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Happy New Year, Granny. Hope 2014 is everything you wish for xLBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3320 -
Granny we will be with you all the way. Lets hope for a better 2014.xx:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000
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Hope 2014is a good year for you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy New Year Granny, hope all your admirable resolutions are fulfilled! :beer:
Rx0 -
happy new year! xx0
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Thank you dear friends and Happy New year to one and all
Had a nice night last night, drank far too much and felt a bit maudlin but snapped out of it knowing it was the drink. Probably compounded by the fact that I've drunk very little all year. Considered stopping but OH would have been disappointed, drank plenty of water to counteract the damage. Felt very lethargic today so haven't done much at all.
Nsd #1 achieved today, planning on having a frugal January as really don't need anything.
Just wanted to clear up a point re my targets for this year, they are not in order as they are all important to me, they are also not new year resolutions but pledges to improve my life for good.
My poor health affects my ability to exercise, my lack of exercise affects my weight, my weight affects my health and so the circle rolls around and around, never stopping and getting bigger each day. In addition the lack of money affects my ability to eat as healthily as I need to, my relationship with OH affects my motivation to keep track of unnecessary spending. I'm sure that you get the picture.
If I lose just a few kgs, I'll feel better about myself and if I move more I'll improve my fitness levels. Hopefully my operation will be done soon and then I can focus on getting better. Rather than waiting for that to happen though I'm going to improve what I can while I wait.
Off to bed now
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Granny,
Wishing you a New Year that gets better and better.
You might be interested in a seated workout http://www.sparkpeople.com/resource/fitness_articles.asp?id=1713 and I'd recommend joining SparkPeople - it's free and an easy way to keep track of food/exercise/fitness. Almost as good as MSE for the encouragement Spark People members give each other. There are hundreds of workout videos that are free, so no getting bored with the same old DVD.
You are right that it's a downward spiral when health issues seems to be getting in the way of health improvements, and health issues permeate every area of ones life. But small adjustments sometimes bring big improvements.
Would asking OH for help to exercise get him away from slumping in front of the telly and benefit him too?
Hugs for you
Satchmo xWhat would you get if all you got was what you were thankful for?0
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