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Return to Solvency

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Comments

  • Giggles86
    Giggles86 Posts: 526 Forumite
    Hope you've had a lovely day Granny x
    *2014 £365/365days - £52/£365* *20p Savers club #17 £12.00/£50*
    March 2014 NSD 0/15 take lunch to work march 0/21
    sealed Pot Challenge #260
    NMB books: 6/94+ NMB DVDs: 13/67
    "Life is not measured by the number of breaths you take but the moments that take your breath away."
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Happy Christmas Granny, and here's to a healthy and happy 2014 x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Merry Christmas Granny
    :beer:
    xx
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    What a lovely lot of Christmas wishes, thank you my dear friends

    I hope you all had an equally good day - mine was quiet and relaxed and just what I needed

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • beanielou
    beanielou Posts: 95,678 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that you had a good day :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Great to hear you had a good Christmas day. Hopefully, today is the same.

    x
    Total debt at October 2008: £67,213.30
    Total debt today: £0     - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138


  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks Beanie and Piq

    I have had a lovely break and am feeling much better for it. Sunday we took DGDs away for a night to celebrate DGD1s birthday. It was very enjoyable.

    Today we are dropping DGD1s presents and cards over, going for coffee and then spending the evening at home to see in the New Year.

    I will be glad to see the back of 2013 as it has been a difficult one and am determined that 2014 will be the year I change my life.

    I start it off 23.5kgs heavier than I want to be, so that is target 1

    I'm no where near as fit as I want to be, so that is target 2

    My health is extremely poor at the moment, so that is target 3

    and I need to get this debt in order, so that is target 4

    Finally my marriage is in a bad way and needs to be worked on, so that is target 5

    all this stuff once sorted should help to make me happier, which is my goal for this year.

    So I pledge to myself that I will eat less, exercise more, take better care of myself and make time for my relationship with OH as well as finding a way to generate more money to reduce my debt mountain

    I have a lot of changes to go this next year, operations and job move, so am sure it will be a challenging time but I am going to start as I mean to go on.

    I wish you all a very Happy healthy wealthy New Year

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    images?q=tbn:ANd9GcRuUyaoyTCliM9moyH2xBCC5YlVgjxn3ShnDHA93MNdOhdARanH
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Dearest granny, sorry to be a pain, but you need to re-order your targets. Number three needs to be number one, you can't easily sort out your diet and fitness without good health. So move that up the chart for me please!

    I know you will achieve everything you want to. You have the tenacity, charm and sheer bl**dy mindedness necessary. I so look forward to joining in the fun on your diary next year.

    Happy, healthy 2014 granny

    Piq xx
    Total debt at October 2008: £67,213.30
    Total debt today: £0     - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138


  • missrlr
    missrlr Posts: 2,192 Forumite
    Dear Granny I agree with Piq number 3 is actually number 1
    Diet then follows
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
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