📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Return to Solvency

1176177179181182275

Comments

  • Happy holidays Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks Lucky, I have to admit that the time away from the pressures of work, home and financial worries did me the world of good. :happyhear

    We had a lovely frugalish break, with neither of us being particularly flush but with enough money for afternoon tea a couple of times. :coffee: I'm so glad I went shopping before we went as that really did help to keep the cost down. :money:

    DM said mid week what a lovely relaxing time she was having and how much of a pleasure it was to be on hols with me. :grin: Just what I needed to hear tbh :D

    We even managed 3 nsds and a lsd. :A

    OH seemed pleased to see me when I got home, :shocked: as did darling DGC :kisses:

    Lots of smiles off the little man today, :starmod:plus I had him to myself for 10 mins :)

    DGD2 was full of hugs, kisses and my love you Granny today :iloveyou:

    DGD1 came out of school looking worried because she'd lost her coat but after reassuring her that we'd look for it and happily finding it, was full of thanks and smiles. :kisses3:

    Back to work tomorrow :(, pity it has to happen. I'm still suffering from cold symptoms, scratchy throat, bit headachy but feeling so much happier

    18 nsd was pretty good, especially with a holiday and some Christmas shopping done this month. :xmassmileDGC pretty much sorted, plus bits for DM, DMIL, DS, DDIL and DD achieved. Not much left to get now.

    Hoping to have a lsm this month

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • So glad you had a good time :)

    It is a shame you have to go bk to work....wouldn't it be great if money were free (my dh is currently hating his job with a capital H) xxx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Baldybear
    Baldybear Posts: 1,719 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning, glad you had a lovely break :) Wow to being organised on christmas shopping I havent even thought about it yet!
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    Hello Granny, :hello:

    Welcome back after what sounds like a lovely break with Mum! :D
    Didn't you get a marvellous welcome from DGC? :kisses:
    wouldn't it be great if money were free

    ..Why don't the folk developing GM crops work on this?
    Most of us have grave reservations about eating GM food, but wouldn't it be wonderful if we could plant a bush which flowers tenners and fruits pound coins? :rotfl:
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    *Robin* wrote: »
    Hello Granny, :hello:



    ..Why don't the folk developing GM crops work on this?
    Most of us have grave reservations about eating GM food, but wouldn't it be wonderful if we could plant a bush which flowers tenners and fruits pound coins? :rotfl:

    Robin/ DFW 321...what a fab fab idea! Even a very small one would do:D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    I love the idea of this bush, what fun we could all have

    I've managed 2 nsds so far but don't think tomorrow will be as I have some shopping to do

    Work was hectic today with me trying to deal with clients unruly child whilst speaking to them. Mum, clearly had absolutely no control over him, it really was shocking. Who in their right mind brings a 4 year old to a 2 hour meeting with no toys or snacks. Poor child and poor Granny's nerves. Had a nice moment when they asked if I had children and I said DGC. The shock they expressed was so flattering :D

    off to bed now as I'm extremely tired

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    How rude of the woman to bring a small child to a long adult meeting; poor child to have a Mum who thinks so little of his welfare! :mad:

    ..Hope you're sleeping soundly now, Granny. :)
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks Robin, I slept soundly that night once I got the poor child out of my mind.

    The worst thing was she didn't even need to be there, had attended a previous similar meeting and knew just how unruly a bored child could get. Her lack of parenting skills really was shocking tbh.

    The last 2 days have been pretty full on and neither has been a nsd but with planned toiletries spending yesterday and happy hair day today, I knew they'd be sds.

    I love my hair, not sure if OH does, (he asked why I'd gone lighter), but I'm really happy with it. Especially as it cost half the normal price with a 30% off voucher for next time.

    Nothing planned for this weekend as OH is working so I'm just going to enjoy the peace and quiet. I'm away from Thursday next week so need to get some washing, ironing etc done.

    hope you all have a good weekend

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.