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Return to Solvency
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Also wishing you a very happy new year granny. Hope 2013 brings everything you want it to xx0
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Happy New Year Granny. Through all the ups and downs you have maintained your sense of humour and warmth. Wishing you a happy and healthy New yearMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Happy New Year dearest granny! I look forward to sharing fun times with you during 2013
Piq xTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Happy New Year, hope it's a good one!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Happy New Year Granny and Groupies
HHx0 -
Happy New Year Granny
Hoping to be able to join you all again soon
much love
NRA xxxNewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
#No16 2025 52 week envelope challenge-£477/£13780 -
Happy New Year Granny. Well done on your progress so far, and I hope 2013 will be even better for you xLBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3320 -
Happy new year Granny,lets hope its a good year for us all.MAKE £2022 in 2022 no 29 £2022/£434.10
Mortgage@ 1/1/2022 £17540 / £1601.39
pay all your debts by xmas 2022 £15000/ £1865.29
https://www.facebook.com/groups/680889456637403
you tube channel never too old0 -
Happy New Year Granny! Hope 2013 is full of happiness and fun! x*2014 £365/365days - £52/£365* *20p Savers club #17 £12.00/£50*
March 2014 NSD 0/15 take lunch to work march 0/21
sealed Pot Challenge #260
NMB books: 6/94+ NMB DVDs: 13/67
"Life is not measured by the number of breaths you take but the moments that take your breath away."0 -
Thank you all for the New Year wishes, I hope it started well for you all.
OH and I spent the afternoon and evening watching TV. We watched a blokey film and then a more girly film and then watched some TV new year shows. We drank and ate ourselves silly, with OH definitely indulging more than me.
Just before midnight, bored with what was on the TV, I found myself on here, reading others posts, not that I'm addicted or anything,. Then at 2 minutes to midnight I picked up my mobile to send texts to DM, DF, DS and DD. This for some reason really annoyed OH and we almost started the year with a row, :mad:. It didn't quite happen but I could see he was upset and told him that if he expected me to prioritise him, maybe he should do so with me as believe it or not I do have other people in my life too, :j. He looked decidedly sheepish and said sorry, :beer:. I went to bed at 1am and he followed shortly after.
Today is DGD1 birthday so we went around to see her this afternoon and spent a couple of hours with her. Initially OH seemed to be planning not to come but when I looked less than impressed at his attempts to get out of it, he came.
We then came home and ate the party food we'd planned to eat yesterday, as we decided to have a pizza as we didn't go out.
We both now seriously need to get back to the healthy eating regime, both, (again especially OH) having overindulged. We still have things left but nothing that either can't be frozen or used in normal meals. I'm working from home tomorrow but OH is off until Monday, so is going veg shopping.
I've revised my targets for the year slightly and my only NY resolution as such is to never see £52k debt or my current stone mark again.
I want to end the year in the £40ks and drop 2st markers as well. I'm planning 15 nsd each month with 5 in a row,
extra payments each month to my target predator
and 365 declutter.
Not too much pressure then.
Oh yes and finally start a proper savings pot for flights, which will be the round down of my bank on the last day of each month.
Signature updated to reflect.
Bye for now, speak soon Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10
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