Lloyds TSB Premier - without credit facilities

BugsyBrowne

MME wrote: »

^ Haha whatever. The facts are bob on thanks, that comes from 17 years as an LTSB employee of which about 7 were spent servicing these accounts.

OH not that old dribble.

Today Matthew I am going to be an EX TSB employee.

MME_2

I'm not ex, I'm current.

MME_2

Care to wipe that dribble off my chin?

BugsyBrowne

MME wrote: »

Care to wipe that dribble off my chin?

You are still wrong and until you can prove that internal scores are used to upgrade a £9 current account to a £12 current account what ever the price is, then I will eat my words.
But I am sticking to my guns employee or not your still wrong.

Not saying your a jobsworth but many bank employees are jobsworths forced robots where the majority of them don't have a clue unless it's on their screen.

If I go into a bank with a problem I make sure I see the organ grinder rather then the monkey.

mikesten

BugsyBrown - did you read my post?

I am not a LTSB employee, but the experiences I had in upgrading my account seem to back up MME's posts. The inference from the person I saw in Branch was that upgrades are not just a case of paying the monthly fee, but are based on personal circumstances too. Now to me that would imply internal scoring of some variety. The lady I saw in Branch was certainly no jobsworth, and went out of her way to help me.

As I stated, I am not a bank employee, or a mate of MMEs!

BugsyBrowne

mikesten wrote: »

BugsyBrown - did you read my post?

I am not a LTSB employee, but the experiences I had in upgrading my account seem to back up MME's posts. The inference from the person I saw in Branch was that upgrades are not just a case of paying the monthly fee, but are based on personal circumstances too. Now to me that would imply internal scoring of some variety. The lady I saw in Branch was certainly no jobsworth, and went out of her way to help me.

As I stated, I am not a bank employee, or a mate of MMEs!

Right for starters you need to re-read the thread and we are talking about the facility that everyone has when upgrading online not in branch.

No way are you going to be internally scored for worldwide travel insurance instead of European, and the sake of £3 a month.

We can argue till the cows come home on this but I know banks love people upgrading, and I would say its normally the the people who ain't got a pot to pi*s in are the ones with the platinum £25 accounts.

Macca83_2

Nine times outta ten the organ grinder knows less than the monkey and is better paid for it lol

MoneySaverLog

I was once told that my internal score would allow me to have a premier account, which I politely declined, so maybe it does go on internal score.

When I check online now though and click on the upgrade button the only option is to upgrade to Silver.

MoneySaverLog

Macca83 wrote: »

Nine times outta ten the organ grinder knows less than the monkey and is better paid for it lol

More than likely you'll get the monkey who plays the organ grinder

notenoughhoursintheday

MoneySaverLog wrote: »

I was once told that my internal score would allow me to have a premier account, which I politely declined, so maybe it does go on internal score.

When I check online now though and click on the upgrade button the only option is to upgrade to Silver.

At the bottom of that page, there is a button to compare with all accounts - have you got the option to upgrade to other accounts there?