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MIT's penultimate diary

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  • kittycatfan
    kittycatfan Posts: 210 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Hi mit well i dont no if you remember me saying i was going to use credit card to get £500 cash out and pay of some debts well im still waiting for my pin number to come and i still only have £3 summit in my account so i now havent spent a penny for 11 days i desperate to get some money and my payday not till 3rd may i have never ever been this bad its worrying esp as i took on extra work so i did last time get paid more than normal but i will be ok in the end and i hopd your cash flo soon eases as your not normally in your overdraft money its a pain ist it anyway hope you enjoy your day and im desperatly hoping postman will ave my pin number today:T
  • Aww I feel your pain kitty. I am the worst off I have been in months. I really hope my ex starts paying some maintenance soon or I am will seriously have to rethink my whole repayment plan as I just cannot sustain it as it is. If that turns out to be the case then I will be devastated but I will deal with it. My budget is too tight just now and is having an adverse effect on our lives. I'll see how it goes next month.

    I hope everyone is good xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • I have walked 8 miles today and had no idea just how bloody sore your feet could get :rotfl:. I'm scared to stand up :eek:.I am heading out t:eek:o a party as well ut the dancing shoes will need to stay off my feet tonight or I will end up in a wheelchair.

    I cannot wait to get this month over folks. Not one payment of my cleaning money has gone towards my debt and I am annoyed at that. I need to get uber organised next month and sort myself out.May is not an expensive month for me normally so I need to sort out my finances.

    I'll try and catch up tomorrow when I have some more time xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • kittycatfan
    kittycatfan Posts: 210 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Hi mit well i got the 500 out on my credit card but then i went abit. Crazy and altogether ave sent about £900 oh dear but i had great fun spending it and i did pay a tsb credit crd of with the money aswell do i feel abit bad now well yes i do but whatevers im not going to worry about it to much damage is done now also i put alot in my bank account so i havent gotta worry all month now if i have enough dosh or not hope your well you not been on for few days or have you been naughty like me lol
  • Naughty !! Me ??? Never :rotfl:

    Been busy tobe honest. DD finished my kitchen and I had to scrub it all as she was a bit splashy with the paint. Been out walking a fair bit too so not a lot of time for on here.

    Looking forward to the weekend. I am going to declutter hugely and get stuff for selling. I will have a car boot soon and see what I can get for my tat.

    Lost another 3ls this week. The walking is definitely boosting my weight loss so I am very very happy with that. I am down below what I was a couple of months ago and I am delighted with that. I am the lightest I have been in a few years so all very positive. I went walking with 2 friends last night and in the middle of the walk there is a very steep hill. Last time I walked it I had to stop twice and I swear I thought I was going to have a heart attack. Last night I was ahead of the others and I wasn't the one who made us stop. I was delighted :D.

    Money still mega tight and will be for a good while yet. I am not going to overpay this month until I get to the end of the month as I need to catch up. It will set me back a month on my DFD but I can't handle the stress at the moment so minimums only for me. I had a call from CSA today and looks like earnings arrestment will be going in place for ex @ £32 per week. I will use every penny of that if I ever receive it :rotfl: and get back on track. Life is just so expensive just now :eek:

    I hope you are all well xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • HI MIT I am the same however next month I have a little more to put towards debt and I need to sort it.

    Kittycat I hope you are ok drawing cash on a credit card isnt the best way to be on - its really expensive borrowing that way.

    Well done on the weight loss, I am just eating way too much.
    Trying to shift that debt!
  • kittycatfan
    kittycatfan Posts: 210 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Hi sbo yes i no drawing cash on cc is really expensive and i think pretty stupid but i really had no choice before withdrawing the cash i tried to increase od bank wouldnt let me iand i owed oh £250 what i thought was if i didnt withdraw the cash i would also have no dosh this month but ive done it now ill just try pay back asap and double the ayment enjoy your long weekend
  • As long as you are ok x
    Trying to shift that debt!
  • MIT wanders in hoping no-one's noticed her absence :o. Not been bad ( well not too bad) just nothing much to report.

    Hopefully having decided on minimum payments this month I will catch up a bit. Everything is okay so far and I will do my best to keep it that way.

    I have lost 1 stone in 4 weeks and have walked about 28 miles each week :D. I am so happy with this achievement. I really really need to buy some decent trainers though as mine have absolutely zero support and my feet are sore. I walked for nearly 7 miles tonight. Lovely walk along the river with my son and then a nice walk around the countryside and park with my friend. Glorious night so it was very enjoyable.

    Am heading out tomorrow to a musical review with my daughter and her friends. It's a local singing group but they are always fab and are doing songs from the west end shows. Nice wee Italian for dinner. I have money from my savings account that my friends and I put into every month but I am paying for DD. I have so much to look forward to over the summer and I cannot wait. My wee Mum died last summer so my entire holiday period disappeared in a haze of grief and I am looking forward to some nice relaxing times this year,

    I hope you are all well xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • How lovely and how positive, enjoy your summer and your socialising.

    I am still nose down and focussed. I need to make more headway.
    Trying to shift that debt!
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