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MIT's penultimate diary

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  • Ha ha Amber me too. My brother used to practically growl at any guys who looked at me.

    We had a really nice night last night but I ended up spending £35 :(. Oh well. It's done now.

    No spends today but then I haven't actually got out of my pj's :o. Shoved on a fleece and pair of joggies on top of them to go and collect DD and not moved from house other than that. I have managed to do all my ironing though so that is good. Made a nice roast dinner and that's as exciting as mu life has been today. Going to chill this evening and watch telly and knit. Rock and Roll :rotfl: xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Love that kinda day!
    Trying to shift that debt!
  • Me too SBO. You cannot beat a jammy day.

    Well I have been a naughty MIT this week hence my absence but I am here to confess, I have been out for lunch, I have spent money on take aways and I spent £120 in B&Q :o. I bought paint though as it was 3for 2 so a bit of a bargain. I bought all the paint I needed for my kitchen and the lining paper. I also bought a huge tub of paint for my fence and summer house. I also bought a massive photo frame as I have way too many photos hanging about my house and I need to sort them out so I will frame them in my kitchen and it will look fabulous. I also bought a huge rug for my lounge so I reckon I have done not too bad with my cash. I will be very happy once it is all done and freshened up.

    Am just home from aqua aerobics with my cousin. Had a good old laugh and a chat as well as exercising. It cost a £5 :eek:. I'm sure it wasn't that last time I was there. If I am going to carry on going every week then I will have to see about getting a monthly pass as it is quite expensive. When I came out from swimming I saw a horrible grey pair of pants lying just outside the changing room and thought eew some skank has left her knickers lying, imagine my absolute horror to realise they were mine :eek::eek:. I really really need new pants :rotfl:.

    So I am sitting chilling now wondering how in h^ll I am going to get through the month. I might have to use my cleaning money just to live this month but I am really hoping not to. I'll ponder and see what I come up with . I hope you are all well xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • :rotfl::rotfl::rotfl: at the pants story.

    Hope you manage to come up with a plan, but even if you do use your cleaning money at least you won't be adding to your debts Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    I've just rejoined the gym, its the local council owed gym so cos i work at the school i get membership at a discounted rate, full membership for £23.00 a month,not bad me thinks. As i finish paying my loan in two monthes this is my little treat for me.

    Loved the knicker story, treat yourself to some sexy ones( but usually they end up your bum).

    Looks like somebody is going to be busy in the decorating department.x
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Sell your knickers on ebay, theres people after that kind of thing. Problems solved!
    Trying to shift that debt!
  • SBO I dont think so :rotfl:

    Amber sexy knickers on an !!!!! the size of mine is a waste of money b:rotfl:ut if it reduces more then that's what I'll do.

    PLMB thats a good positive way to look at things. At least the debt will not go up :D. Nice thinking.

    DD is off next week and she will be doing the decorating then. In saying that she made some smarta$$ comment earlier about it and I have told her to forget it :rotfl:she better not though as it is all stripped and looks a right old mess :eek:. DS will be painting the fence and summer house though. Time he got off of his backside :D. I will of course be supervising ;).

    Nice wee weekend planned. Am cleaning in morning then meeting a couple of friends for a walk, Then heading out at night with some other friends. Its a bring your own bottle night and a friend is driving so should be a good cheap night. Then chill day on Sunday. Hope you all have some fun built into your weekend xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Morning mit hope your good today anyway i dont no if im imagining this now but i thought i read that you were getting charged £1 Aday for your overdraft and that your going to save up the £550 to clear your od well if it was you i wanted to say that i had a od of same amount and rang the bank and asked them to automatically reduce it by £50 a month until it was o , it was great as it was gradually going down i just adjusted to it and didnt even notice it if it wasnt you as i reread some of your pots and couldnt f ind it then im cracking up and imagining it sorry , also i dont understnd or no how to do snowball thing to get a dfd could someone please explain thanks:j
  • HEY kitty I dont have an overdraft now as I paid it off, The snowball is on a site called whats the cost and I love it . It inspires me so much.

    I've had a grand day today. Worked this morning and then went walking this afternoon with a special friend around Mugdock Park and I really enjoyed it. I then went to a wee charity night for my friend who has cancer ( she is awesome by the way) and we had naked butlers which was a hoot. They were cool guys and thankfully not sleazy as I don't do sleazy, Was great fun. So all in all a fab day :D. I won a £30 voucher for a tattoo :rotfl:
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • kittycatfan
    kittycatfan Posts: 210 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Hi glad you had fun yesterday i must be thick ive just beenon whats the cost and i didnt understand it one bit lol, are you going to get the tattoo? Have good sunday im going round my friends for a good old natter
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