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MIT's penultimate diary
Comments
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Happy Hogmanay MiT Xx
Sorry you are feeling down, I'm sure your wee Mum is with you in spirit. I hope you have a lovely time with your guests and that 2013 is everything you hope it will be. Slainte Mhath XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Happy new year!
I hope your night goes well, and raise a glass for your dear Mum.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Happy New Year MIT, enjoy your party and have a drink and a dance for your mum. She will be with you.
xx0 -
Happy New Year MIT
Had some sad news myslf today but whatever happens life too short to be sad for long Take care xxx:j0 -
Happy New Year folks. Well my wee night with friends and family was fabulous. We had a great time. Much eating and drinking was done and I was surrounded with happy people having lots of fun and laughs. I had a few tears at the bells and DS was pretty upset but all in all we were good.
I got up yesterday morning to clear up the mess and when I went into my hall a wee mouse ran out in front of me. I let out a scream and ran upstairs and woke the kids :eek:. I hate mice so much and they completely freak me out. My brother couldn't even come and rescue me a she was staying at a friends so my neighbour came in. The mouse had been sitting quite the thing at my living room door but we put a trap in and within seconds it was caught. I then sat on the couch and put a plea on facebook for more traps and another mouse ran through my feet. Well I can tell you I almost had a heart attack. I was out in the street in tears on phone to my brother who couldn't stop laughing at me :mad::rotfl:My DS was bravely hiding under his covers whilst DD and I were clinging to each other. So again my elderly neighbour came in and the 2nd mouse was caught very quickly. I have been traumatised by it all. I cleaned my kitchen with bleach and then my IBS kicked in big time and I spent the rest of the day in bed with Netflix ( I use my brothers account for that ) The trap was left set overnight but no more visitors. I kept my light on all night and my dressing gown was stuffed under my door but I couldn't sleep. Every time I tried to fall over my heart was pounding out of my chest and I thought I was going to have a heart attack. What a wuss I am :rotfl:. My tummy is still sore today but hopefully once the pain killers kick in and a wee lie down I will be fine and dandy to go to Homebase. I want traps and paint for my hall so DD can get it done for me.
I had a no spend day yesterday but I will need to spend some money today. Shiny new spending diary will be started and I will most definitely get a grip on my spending.
I hope everyone is in fine form and having a good start to 2013 :T5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
KP I hope you are okay after your news xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
I'm in the 11's WOOHOO !!!!!5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Whoo you go girl!Trying to shift that debt!0
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:j to being in the 11's
:(to mouse attacks!Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Hi SBO really nice to see you. PLMBL I am really excited re the 11's. During 2012 I have managed to pay off from loan and cc debt £5,473.32 :j. Now considering I only have 1 income plus a small income from cleaning job, I have had no maintenance for the majority of the year and I have had my Mum die this year , which caused my eye to be taken off of the ball somewhat, I am really proud of my achievement. I am going to at least match that this year and if I can possibly better it I will. It should be slightly easier as the interest I was paying out has plummeted and I am paying so much less out in comparison to the beginning of the year. With the interest I paid out I shudder to think how mush I actually paid and also makes me sick to my stomach what I could have done with £6k. I could have had my new kitchen
:mad:. Never mind.
Today DS has 3 friends down. 2 of them come from miles away so at lunch time we went and collected them and I drove them to the go karting centre. We went via McD's and I treated them to that. They paid for their own karting and laser tagging. Whilst they were in I read a book on my kindle about frugal living to get me back on track. I then went shopping :rotfl:BUT I was frugal. Bought trainers for DS and he paid £20 towards them from his Christmas money. I got him new school shoes as his other ones are wrecked. I got DD a top in BHS sale and I bought myself 2 tops in the same sale and a wee necklace and earring set. All in all though I only spent £68. I'm about to do an inventory :pof my freezer and fridge to see what food I need to buy for the month. Hopefully not too much.
I am on day 4 of pain due to IBS and the last 2 days have pretty much been spent in bed. Thankfully I managed to get my tablets today from the chemist and I am getting periods where I am pain free, Hopefully the medication will settle things down again along with my healthy eating beginning again. Fingers crossed as I was in tears earlier due to the sheer severity of the pain and my week off work has been completely spoiled due to it :mad:.Jeez I'm a moan today.
Anyways I hope everyone is well xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000
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