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MIT's penultimate diary
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Well I did it :eek: form completed and submitted for job:eek: feel so nervous I have eaten 2 packs crisps, 2 jaffa cakes and 6 chocolate fingers :eek::eek::o:o. Was good all day as well but I am so so nervous. I have been in my job for 25 years on the 22nd of this month so to apply for a move is a massive step for me. But done now and I will see what happens. Probably get a knock back cos I'm too old :cool:. But then again I have a wealth of experience and the wisdom of age.
No spends today. I took food into work and we had freezer dinners. I also checked the freezers and we actually have quite a lot in so I should be okay for a week or so anyway.
House is now freezing. Lounge is quite warm as I have a heater in there but as soon as you leave the room it is freezing. I am dreading my bed. Might put my hot water bottle in it for a wee while before I go up. I cannot wait to get the heating sorted out. Going to strip lounge this week as well in readiness for decorating it next week.
So all in all everything is good here albeit nerve wracking and scary but it will all settle down soon.xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Well done for submitting the application and the very best of luck with it XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
:eek: they've e-mailed my boss already :eek:. just to check I haven't lied on my application by saying I had no action pending against me i.e sick leave or productivity. I haven't so so far so good
Another no spend today. Not been taking any money to work with me. I'll need to spend tomorrow though as need to get petrol and going to do a home visit for a sick member of staff so will pick a wee bunch of flowers up for her and also get my boss a wee bunch to thank her for helping me with my application form.
Once my borrowing settles down I am going to start again. I will set up a new snowball and see where it leads me. I am going to start off setting my payments at my minimums to the nearest tenner. I will leave it at that and overpay it as and when I can. I am getting down as I am putting too much pressure on myself. I have a huge desire , like everyone else, to get rid of the debt but unfortunately life keeps getting in the road.
Hope you are all well xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Unfortunately lovely, thats what happens. My thirty months could come right off the rails. Life would be simpler if it all ran to planTrying to shift that debt!0
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SBO I have decided that I am just not going to stress about it any more.
CSA have been trying to get me all day but my mobile is broke so I couldn't answer. I phoned them and the poor boy was all enthusiastic and told me not to worry that the finance section were dealing with my case and they would get a payment plan all set up, I wasn't to worry. I just said 'good luck wi that son' he then read my notes and said hmmm ok then we'll do our best Mrs MIT . I did LOL. Bless him
So a spendy day today as I needed petrol. I bought some wee tubs of choccy cakes from M&S for my team as well. No more word yet re job . Oh also bought 3 walnut and ate them one after another. Ho hum
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
I went to my local shops there to get a couple of things and lift some money and I cannot even begin to say how nervous I was. I went to key card and 2 guys were there and that was fine but 1 went into shop and the other one kept popping his head out of the shop to watch me. I then went into shop and 2 girls came in in their pajamas ( classy birds) and nearly shoved me out the road so that they could get by me. The original 2 guys were shouting ned talk at their pal behind me who was breathing booze all down my neck. They had just bought a big carry out and then they started talking about how sick they were. I'm bloody horrified!! I was !!!!!!!! myself walking alone to my car to be honest. All I wanted was a bloody pie !!
Spent about £20 today and mostly on carp. Never mind. I have about £50 to do me for the next week but we have some food and also car is full of petrol so I should manage unless we have any emergencies xx
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
EEk thats scary!!Trying to shift that debt!0
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It was scary SBO I cannot stand folks like that and unfortunately I do not have a poker face. Gets me in trouble sometimes as no matter how hard I try and hide what I think my face lets me down :rotfl:.
I went into Iceland today and spent £76 but yet again I am shocked at how much I got for my money. Booth freezers and cupboards jam packedand loads of stuff for the cupboards too. Lovely jubby. We even got some ice creams of the mars bar variety. Totally low fat of course
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Was at my cleaning job and last customers absolutely slated the cleanliness of the place. I am gutted. They were awful and said that the shower had about 2 inches of dirty water in it and they were shocked that the cleaner didn't notice that there was something wrong. They then went on about cobwebs and dirty windows blah blah blah. There was no water in the shower when I left as I had cleaned the bathroom until it shone. There may have been a cobweb but it's in the middle of the country !!!!!! . The inside of the windows were clean as I had cleaned them so if the outsides were dirty then so what. A river runs past them. Normally the cleanliness gets between 9-10 out of 10 so I was just gutted. Owner just ripped out the comments and told me to forget about it as they had already complained to her about things and they had been caught out with a lie. Owners are furious at them and they will defo not be allowed to return. Made me feel like crap though. If I wasn't so well thought of by the owners then comments like that could have got me sacked.
Anyway, moving on. I am going to chill for the rest of the day and catch up with Downton Abbey. I am watching it on netflix(which I steal from my brother) and am loving it. So ta ta for now xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Some people are just out for what they can get. They were probably just looking for some form of compensation and had no thought for the impact it will have on you.
Brush it off and move on, you have bigger fish to fry than them.
Mental note, must get me some of those low fat ice cream bars :rotfl:Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Plmbl I have so moved on. I ate 2 low fat ice creams *blushing*
Was out for lunch yesterday and it was lush. Had a lovely wee day. Sent all my other documents away today 're job so I'll just have to wait ans see what happens.
My phone is broken and so is my laptop and no money to replace. Am peed off but trying nit to be as loads of folks worse off than me xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000
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