Mortgage Exit Fee Lender Table

Claire_Jones_3

Just to let you know the number for C&G is correct, I work there. Its just we are based in Scunthorpe.

Jess

We are in the process of moving our mortgage and last week I was told by the Leeds that the redemption fee was £199. Today I was told that it would be whatever was quoted in the original documents ie £60.

cathodetube

Re Mortgage Exit Fees - Additional Borrowing

Anyone know if they can charge extra if you have taken out additional borrowing during the term of the mortgage? I have been trying to claim back the difference between £225 whichh is what Abbey charged me last year and whatever it was when I signed the mortgage documents in April 97. Didn't move in until October 97. When I wrote to them last July after redeeming in June, they didn't reply until I had sent them 4 letters and not until January this year. I called them to find out what was going on and they said they wrote to my old address even though I had given them my new one! They said they would send copies of the previous letter(s) and they never did. They have now sent me a form asking me if I had additional borrowing. I did, but is this relevant? Surely they have the information from my mortgage account number. I am not sure what to do and want to fill the form out asap.

RE C& G - Additional borrowing - mortgage exit fees

I redeemed a tiny mortgage with the C&G in August 2000. I had taken out additional borrowing of £1000 and was then charged two exit fees of £50. I queried it at the time and was told those were the charges. Called them today and they said they didn't have the account on file but I could write in.
So I guess they are prepared to look into the archives if you write but not if you phone.

cathodetube

Anyone know if they can charge extra if you have taken out additional borrowing during the term of the mortgage? I have been trying to claim back the difference between £225 which is what Abbey charged me last year and whatever it was when I signed the mortgage documents in April 97. (£85?) Didn't move in until October 97. When I wrote to them last July after redeeming in June, they didn't reply until I had sent them 4 letters and not until January this year. I called them to find out what was going on and they said they wrote to my old address even though I had given them my new one! They said they would send copies of the previous letter(s) and they never did. They have now sent me a form asking me if I had additional borrowing. I did, but is this relevant? Surely they have the information from my mortgage account number. I am not sure what to do and want to fill the form out asap.

RE C& G - Additional borrowing - mortgage exit fees

I redeemed a tiny mortgage with the C&G in August 2000. I had taken out additional borrowing of £1000 and was then charged two exit fees of £50. I queried it at the time and was told those were the charges. Called them today and they said they didn't have the account on file but I could write in.
So I guess they are prepared to look into the archives if you write but not if you phone.

borley-bargains

Notts BS claim that at the time of my mortgage application they had a £50 Release Fee plus a £40 fee for sending the deeds out to me. Now they just have the one fee.
Therefore they have refunded £85 (the £175 I was charged less £90) rather than the £125 I was hoping for.
Nevertheless, a result I wouldn't have had without this web site.
Thanks

MarkyMarkD

cathodetube wrote: »

Anyone know if they can charge extra if you have taken out additional borrowing during the term of the mortgage? I have been trying to claim back the difference between £225 which is what Abbey charged me last year and whatever it was when I signed the mortgage documents in April 97. (£85?) Didn't move in until October 97. When I wrote to them last July after redeeming in June, they didn't reply until I had sent them 4 letters and not until January this year. I called them to find out what was going on and they said they wrote to my old address even though I had given them my new one! They said they would send copies of the previous letter(s) and they never did. They have now sent me a form asking me if I had additional borrowing. I did, but is this relevant? Surely they have the information from my mortgage account number. I am not sure what to do and want to fill the form out asap.

and @MartinB and @Nightfox.

This thread is to report errors in the listing of lender exit fees. It's not a thread to ask general questions about exit fees. If you re-post your questions in the right thread here and delete the post in this thread, I'll answer them.

---lee---

Please add the Cheshire BS. I was quoted £150 over the phone (still waiting for written confirmation) but I can't find any mention of the exit fee in my mortgage offer so I would like to know if this is correct.

CHELSEA_MORTGAGE

Hi.
I have been charges the following with Chelsea for my mortgage but haven't a clue what is fair or how to work out what I can claim back. Any help at all will be extremely helpful
Date
Type of Charge
Amount (£)

2005
Arrears
118.75

January 2006
Arrears
101.13

February 2006
Arrears
60.00

March 2006
Arrears
60.00

April 2006
Arrears
30.00

May 2006
Arrears
60.00

June 2006
-
Nil

July 2006
Early Redemption Charge
2069.35

July 2006
Early Redemption Interest
2700.33

July 2006
Administration Fees
411.13





Total Charges

5610.69

CHELSEA_MORTGAGE

NOT ENTIRLEY SURE HOW THE SITE WORKS SO MY EMAIL ADDRESS IS
[EMAIL="sensiblesystemsltd@ntlworld.com"][/EMAIL]

Dancingcat_2

I rang them this afternoon on the dedicated phone line shown on this website and they are sending me a refund - no hassle. I asked about interest on the sum adn they said they weren't offerring any although this website says they are. Thanks anyway for the tip. I am £100 better off than I was!