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The long road to being mortgage free!

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  • nattypants
    nattypants Posts: 2,577 Forumite
    Whoohooooo:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

    Although I would hate to be the person behind you in the post office queue:D

    :T:TWell done ammonite you are the eBay Champion of Champions:T:T
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    nattypants wrote: »
    Whoohooooo:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

    Although I would hate to be the person behind you in the post office queue:D

    :T:TWell done ammonite you are the eBay Champion of Champions:T:T

    :rotfl: thanks natty.

    Although it does suggest I am the eBay hoarder or hoarders :rotfl::rotfl:

    As for the post office - well I'm keeping someone somewhere in a job I guess. At least it isn't pension day tomorrow !:D
  • Evening Ammonite, hoping you have an early night this evening. You are nesting in a big way - one of my relatives is due soon, and she is just the same as you. I keep getting texts in the early hours as she is still up doing things.

    Anyway, night Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    Thanks Tilly I got a much better sleep last night - must have been dreaming about my eBay profits lol :D

    With the exception of eBay, I don't have much to report on the MFW front at all. The profits from that will go towards next years Birthday & Christmas fund as do the Boots points that I've been collecting all year (£100 at the moment). I will probably need the extra cash next year to be able to spoil the little person :) It also means it is one less thing to save up for/spend out each month when there are birthdays as I have the money there (or a significant proportion of it anyway) which means more spare monthly cash can go into savings. I have £50 left in this year's Christmas fund which I need to buy a couple of vouchers with and £45 in Amazon vouchers which I might treat my OH to a couple of surprise things but other than that I'm done.

    Due £11 from Quidco whenever they next payout so that will now go into the house fund (lots of little pots within my savings accounts for various funds!).

    Still within the food budget of £100 for the month (got about £50 left) and looks like we will get away with not filling up on petrol this month :D this has never happened before so will have £60 "spare" which will go into the house fund - means less to take out of our ISA which is still fully intact!

    The one area we have/will have overspent slightly is the social budget this month which I'm not too worried about as its unlikely our social life will be high flying and high expenditure next year!

    OK that's all for now! :) Hope everyone has a good day. eBay bidding vibes to those who need them! :D
  • Thats a great haul on ebay you have there...and some great savings and budgeting going on too...

    Keep it up, but please try to have a rest too:)
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • It's good to see all your ebaying efforts paid off.... ahead of schedulle for little ammonite's arrival
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • Well done with ebay..... hope you werent stuck in the que for ages.... i hate it when you get those geeks with bagfulls if stuff , so tutting and then you look down and see that you two are going to take forever !!! hehe!!
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    moneycurious - I was definitely one of those geeks with a bagful :D

    Thanks MRN - eBay is keeping me out of mischief that's for sure :D


    misscousinitt - don't worry, getting plenty of rest too, just need to get this junk out of the house and get the house looking vaguely respectable which it now does!


    Got 2 non-paying bidders from last week :( Opened cases and looked at their feedback the majority of which is negative. Why is it that as a seller if your 'star' rating dips below a certain threshold you have selling limits placed on your account but buyers get away with murder it seems? Very unfair and frustrating. I suppose I should be glad it was only two!

    Probably an idea to mention I get into a cycle with eBay: boredom of listing, excitement of watchers, joy at bidders, happiness at profit, frustration with non-payers, anger at eBay for lack of support to sellers. Net result: vow never to sell on eBay again. Until of course my treasures build up again and I go back to the start of the cycle!

    The only MFW news is Quidco have paid me £8 which was nice of them so will top it up to £10 and pop it in the house fund :)
  • ammonite wrote: »
    Thanks MRN - eBay is keeping me out of mischief that's for sure :D


    The only MFW news is Quidco have paid me £8 which was nice of them so will top it up to £10 and pop it in the house fund :)

    Good - we need less mischief!

    And your £8 is way better than my £2.88 from £co!
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • Glad to hear you are getting rest too:)
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
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