📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Living for the Present...after all who doesn't love a gift!

17576788081174

Comments

  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    lol My closest friend in Essex knows i think (via Dh i suspect), but has not even bothered to message me never mind come round and see me so that says it all to me. From next month when her husband goes back to work and she is at a loose end she can just go whistle for my fantastic company, tea & cakes ;) I will be taking it elsewhere! lol

    Just one thought, if you haven't actually told her about your split perhaps she feels funny about getting in touch to see how you are, in case she's not supposed to know. IYSWIM

    x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • bast
    bast Posts: 448 Forumite
    My view is this and please ignore or tell me if I have overstepped the line. You are the person who will be looking after the children the main carer. What you need to decide is how you want this to be worked out.. You need to establish what you want, when you want it and how you want it. As a mum you know your kids come first and they are your priority. Any breakup is bound to be hard for the kids but you are the one dealing with it first hand. So establish the rules. It seems to me you have been the primary carer from the word get go....This is not his fault as he has obviously had to do detached duty. I come from an RAF background so understand all the implications.
    At this moment in time you seem to be going for seven shades of !!!! which is only to be expected, but hun take some time for your needs as well, some of your posts are so emotional which is only to be expected. Can he not take the kids out for a day and you have some time for you.. Take care huge huge hugs.............x
  • So glad you stopped by to let us know you are ok. Well not ok exactly, but ok as you can be.

    Ok, I'll stop digging myself a hole now Diggin_a_hole.gif Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Glad to see your ok (or as ok as can be)
    PAD Maker
  • Hi everyone :) I hope you're all ok?

    I've been spending the last couple of days with my two boys, dd still at nanny's house until tomorrow. Last night ex had ds2 for the night so i got to have a lie-in this morning :)

    Good news on the grocery budget- i'm well in budget this month ;) that will be because i've been staying at families houses and stealing their food instead ;) lol.

    Atmosphere in the house is much nicer since dh left. I would like to move asap though! I know what everyone says about not rushing things. But i'm one of those people that once i get a flea in my bonnet about wanting to do something i need it done now! And moving is now that flea in my bonnet :p I'm not sure how i will move with no money, but i guess that is half the fun (:eek: or not :rotfl:) and not sure when either or where actually :think: (perhaps it does need slightly more thought :D:rotfl:) but anyway it's pay day soon and i will have dh's wages go into my account for the last time. So i need to set about moving dd's that are his (he can willingly have the CCCS one :rotfl::shhh::whistle: ) meaning i have no more debt :T:j (well unless he kicks up a fuss.....that has not happened yet though so am not contemplating it yet- ignorance a quality to be admired :rotfl::D) so then all i need to do is find moving money, deposit & a place to live. Easy? :eek:

    I can then get myself on benefits and look to upping my credit again to a normal level. Still not decided anything about the welsh house but having spoken to my dad they shouldn't really take it into account as i've barely broken even on any income throughout the entire time i've had it for various reasons but having it empty, high interest rates, repairs etc etc have meant i've been more out of pocket than not. So am thinking it will be a good idea to keep that :)

    I've started on the de-cluttering of my home! I love a good de-clutter and it means i can get rid of things and make a little room in my life :) I've also adapted a new houseworking system to make sure i get my housework done throughout the week. I may share with you all (if you are very unlucky :rotfl:;)) flylady was just a little too much for me, and similarly doing nothing was also a little too extreme (and also meant that i was bored most of the time!)

    I've spent a fortune on ds1's uniform :eek: and i mean a fortune!! Probably more than some people's rent for the month :eek::eek: His feet are a size 7/8/9 meaning we have had to try each of these sizes on for rugby boots, trainers, school shoes, walking boots :wall::wall::wall: so he now owns more pairs of shoes than me :eek::eek: am not impressed!

    free listing on ebay today, so i hear. So am going to list some old trainers, rugby boots etc and hope to make a few pennies :A:D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Good to hear from you DFW321. Hope the lie-in has helped to recharge your batteries.

    I can see your point about wanting to get things sorted as soon as possible. You certainly sound more positive.

    I know what you mean about uniform and shoes, DS2 has informed us that his football boots are too small. I'm sure he's only worn them in about 5 games!!

    Take care of yourself.xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • mandz1
    mandz1 Posts: 2,548 Forumite
    So good to hear from from you, and you sound really good and are keeping yourself busy :)
    PAD Maker
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Hello lovely, I totally get where you are coming from and having been there myself know that when you know its right for you, you just know. You will get through this honey and come out happier the other side

    X
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    As always I echo granny! I've been there too and you have to do what feels right. That's not to say, rush at it without thinking it through! But if you feel you need to move, then that's what you need to do.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Been having a quick catch up DFW, glad to hear you feeling more positive this morning.

    I too have spent a small fortune on uniform and I still havent finished yet. Its frightening.:eek: I have sold a few paris of trainers and astros that were barely used on ebay, didnt get much but better than nothing and it all goes in the pot .

    I echo Great Aunt Piq and Granny. I have many a story I could tell re Afghan, how it affects our DH's, divorce etc etc, I wont bore you all to death with the tales ( although I am very greatful to surburbanwifey for her story, it rang a few bells with me actually ) but you MUST do what you feel is right for you and your family.

    Take Care of yourself, glad you enjoyed that much needed lie in xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.