Living for the Present...after all who doesn't love a gift!
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Hey slm you're right i suppose i don't really look at it from dh point of view he earns it all and i spend it all (albeit mostly on debt & bills!) and he gets a paltry amount to play with !
Well back from McDonalds & Home Bargains. £4 in Mcdonalds for me & ds which i thought was ok and then £16 in home bargains which i thought was good as I spent £7.30 on present & card for dd friend. Then also got cards for mums birthday (next week) and lots of other bits that were needed like pegs, kids wipes etc. I was very restrained and put back loads Could have probably done better but maybe next time lol
I now have £9.34 to last me until Monday Morning :eek: can I do it!!!!?!!!
Have received in post today : a hand written letter from tenant telling me he is vacating on may 31st and thanking me for letting him stay!! bless him!
Also a statement from Aqua :mad: our payment to them: £37.03 each month. Their interest on debt: £29.79. So each month we end up taking off around £7 Off the balance. I don't think we'll ever be free from it ! Both debts that refuse to cancel interest are DH's credit cards, this one and barclays. I've called & written to them begging to take it off and they refuse *idiots*
Anyway need a plan for rest of week lol so i don't spend any more than £9
Thursday: Coffee morning with friends= free.
Friday: Nothing planned as yet maybe a cleaning day
Saturday: Nothing planned. Will NOT go into town! If need food top up go to aldi
Sunday: DD going to party & not sure if i can go to the event i got free tickets for think dh has to work!
So need to do better next week. My goal is to get to friday next week with at least £15 lolMAY 2024 GOALS MFW #17 EF Goal 2 complete! EF total £1922! ~ NSD 7/15 ~ FOOD & TOILETRIES BUDGET £462.76 / £500 ~ MOP- 0/50
MORTGAGE BALANCE JAN 1st £99224.13 ~~~ MAY 1st £97,285.470 -
OK so i've made a start on the kids christmas presents today (all in budget :T) as i have a £10 off voucher for toys'r'us!
Well I ordered:
Disney Princess Charm Doll - Snow White £7.49 1
Disney Princess Charm Doll - Jasmine £7.49 1
Disney Princess Charms Doll - Ariel £7.49 1
Disney Princess Charm Doll - Sleeping Beauty £7.49 1
Disney Princess Cycle Horn £6.99 1
Disney Princess Magic Scribbler £9.99 1
Disney Princess Oval Vanity Set £9.99 2
Jumbo Peppa Pig 24 Piece Giant Floor Jigsaw Puzzle £7.99 1
Jumbo Peppa Pig Trio Puzzle £5.99 1
Jumbo Peppa Pig 35 Piece Jigsaw Puzzle £4.99 1
Disney Princess Charm Doll - Belle £7.49 1
Disney Princess Picture Perfect Frame £9.99 1
Disney Princess Aquadraw Mini Mats Collection£3.99 1
The princess dolls are £7.49 reduced from £15 :T so i saved £45 there :T
I got the two vanity cases free as if you spend £30 or more on disney princess you get one free So saved £20 there :T
I got one peppa pig puzzla free as i spent £10 there on that stuff so saved another £5 :T
The perfect frame was reduced by £3 and the magic scribbler was half price so saved £10 so another £13 saved! And it's all stuff dd has asked for and DS LOVES peppa pig :T also had the £10 voucher off & free postage (£5) so i saved altogether: £98!!!!
I spent £73 (slightly over budget of £65 but will just take from next months)MAY 2024 GOALS MFW #17 EF Goal 2 complete! EF total £1922! ~ NSD 7/15 ~ FOOD & TOILETRIES BUDGET £462.76 / £500 ~ MOP- 0/50
MORTGAGE BALANCE JAN 1st £99224.13 ~~~ MAY 1st £97,285.470 -
Have finally sorted my act out & listed a few things on facebook. SOold one already so £7 sitting in pp for me (although p&p will be around £2.50) but good thing is it's a profit as i bought the toy in from a boot fair a year or so ago and cleaned it up, kids played with it and now i'm making £4 on itMAY 2024 GOALS MFW #17 EF Goal 2 complete! EF total £1922! ~ NSD 7/15 ~ FOOD & TOILETRIES BUDGET £462.76 / £500 ~ MOP- 0/50
MORTGAGE BALANCE JAN 1st £99224.13 ~~~ MAY 1st £97,285.470 -
Yay for the profit, and that's a great haul you have there from TRUS. I haven't started to think about xmas yet, have two dd's with birthdays over the next monthPrepare for the unexpected - £477.02 / £10000
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I didnt realise you had a new diary I missed your last post, but you cant hide from me
Heres to the positive diary :beer:Electric and Gas Predators 17/£700:j:j:j October make £10 a day challenge :j:j:j£155/£3100 -
Morning all
Well only quick update as on mobile and don't really have the hang of posting with it lol
Planned nsd today so let's see how I go! Need to finish living room today I started de cluttering the toys and gave up half way through lol so toys currently everywhere! Should keep me busy!MAY 2024 GOALS MFW #17 EF Goal 2 complete! EF total £1922! ~ NSD 7/15 ~ FOOD & TOILETRIES BUDGET £462.76 / £500 ~ MOP- 0/50
MORTGAGE BALANCE JAN 1st £99224.13 ~~~ MAY 1st £97,285.470 -
Already so organised for Xmas, what a great positive start to the new diary !!
I ahve the grand total of two Xmas presents, a smelly candle and a bottle of perfume. No idea who they are going to be for, but I suspect if I am feeling fed up sometime between now and Xmas, I may gift them to myself !! :rotfl:
Good luck with the dreaded toys !LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
dreaded toys, sorted and put away some binned (on the sly of course kids would go nuts if they saw!) some charity shop bagged and some for sale
Kids are under the weather so i've made them sit down and chill out and watch Transformers with me they were running around hurting each other before and screaming every 2 seconds so i'm going to enjoy the peace before it breaks!
::::GOOD NEWS::::
DH has had his promotion and has been put on new wages from the 1st may i think. So should see some more money in the wages very soon :T !!
It's not official yet as they need to do it on parade (apparantly?) but paperwork, in and done and signed and pay for new rank is in
Am not calling the CCCS with this little gem, I am unsure as to whether I will actually have tenants next month so just want to play it by ear at the mo as to how wages will be split next. I'm praying there are lots of people wanting my house and so it will go immediately! we shall see though!
I have £100 in my emergency funds now, £738.67 in the savings fund & have paid of £2510 so far this year on the debt
Just imagine how much savings I could have had if I were not paying off debt!
Anyway i have some savoury rice cooking so best check it! Last pack of it so i can't burn it lol! Oh and roasted bacon & chicken tonight yummy!MAY 2024 GOALS MFW #17 EF Goal 2 complete! EF total £1922! ~ NSD 7/15 ~ FOOD & TOILETRIES BUDGET £462.76 / £500 ~ MOP- 0/50
MORTGAGE BALANCE JAN 1st £99224.13 ~~~ MAY 1st £97,285.470 -
(Rice ok )
Meal Planner 1
1.[STRIKE] Steak & Jacket Potato[/STRIKE]
2. Spaghetti Bolgnase
3. Lasagne
4. [STRIKE]Bacon & Cheese frittata with salsa & salad http://forums.moneysavingexpert.com/...02#post2626402[/STRIKE]
5. [STRIKE]Bacon roast Chicken with potatoes http://allrecipes.co.uk/recipe/8190/...-potatoes.aspx[/STRIKE] -was delicious!!
6.[STRIKE] Sausage casserole & mash[/STRIKE]
7. Pizza & chipsMAY 2024 GOALS MFW #17 EF Goal 2 complete! EF total £1922! ~ NSD 7/15 ~ FOOD & TOILETRIES BUDGET £462.76 / £500 ~ MOP- 0/50
MORTGAGE BALANCE JAN 1st £99224.13 ~~~ MAY 1st £97,285.470 -
debtfreewannabe321 wrote: »(Rice ok )
Meal Planner 1
1.[STRIKE] Steak & Jacket Potato[/STRIKE]
2. Spaghetti Bolgnase
3. Lasagne
4. [STRIKE]Bacon & Cheese frittata with salsa & salad http://forums.moneysavingexpert.com/...02#post2626402[/STRIKE]
5. [STRIKE] Bacon roast Chicken with potatoes http://allrecipes.co.uk/recipe/8190/...-potatoes.aspx [STRIKE] -was delicious!!
6.[STRIKE] Sausage casserole & mash[/STRIKE]
7. Pizza & chips
Far too organised for me, I dont even know what I am feeding my lot tonight !!!LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280
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