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Living for the Present...after all who doesn't love a gift!
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Yummy, and so organised. I really need to get on this meal planning wagon.Prepare for the unexpected - £477.02 / £10000
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Found you!;)
Subscribed, great diary xxLBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0 -
You've had a very busy day, looking at your list.
I hope you're making some time to site and relax. Well, as much as you can when you have children.
Have a good week.June 16 Mortgage Amount £82,896.15
Official mortgage end date August 2027
Current rate 2.59% until August 20200 -
You left me hanging around the old thread
No really I was just catcing up on Piq's and you mentioned a new diary so nosey old me decides to go and find out what is going on :rotfl:
What a lovely title to give your diary - it's very apt in both senses of the word.
Hope things are going ok at home - I assume DH is still permitted at home for now
Hope cash only works - I often think of not taking a debit card out but at the moment I can't :eek:0 -
gargrave50 wrote: »Found you!;)
Subscribed, great diary xx
:j Welcome Gargravegood to have you hun xx
bonnington wrote: »You've had a very busy day, looking at your list.
I hope you're making some time to site and relax. Well, as much as you can when you have children.
Have a good week.Eager_Elephant wrote: »You left me hanging around the old thread
No really I was just catcing up on Piq's and you mentioned a new diary so nosey old me decides to go and find out what is going on :rotfl:
What a lovely title to give your diary - it's very apt in both senses of the word.
Hope things are going ok at home - I assume DH is still permitted at home for now
Hope cash only works - I often think of not taking a debit card out but at the moment I can't :eek:
Haha yes DH permitted for the time being IN the house as soon as he starts playing up he can sleep under his poncho under the stars in the garden:rotfl:
And thank you Eliza i haven't done a meal plan since i was on the grocery challenge last yearI kept meaning to ya know how it is though lol, and this month money is very tight because of that red metal thing sat outside our garden gate (yup the gas guzzling car!)
:AMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Morning all :j
It's PAY DAY :j:beer::beer::T:D
Checked bank and it has gone from ZERO to enough to pay for bills :j (always a good thing i suppose lol)
Am going to take out the money this morning in cash and see how it lasts! I've decided i only need a ten pound top up instead of £15 so save £5 there and i think ds will be the same so £5 saved again so that is another tenner to the budget! Good job as DH decided to tell me this morning he is away from Tues or Wed until weekend. So he needs more than £10 as it's pay as you eat and then you claim the money back :mad: if he is going to an army barracks i really have no idea why they can't just feed him :mad::mad::mad: !!
So will go shopping today and get some petrol, also hold some money back for the week and see what is left (i'm hoping there will be some left lol) and offer him whatever he needs to take! I know we'll get it back but sometimes it has taken 3 weeks, other times 2 daysso unorganised!
Anyway :j I've run out of vertigo tablets and far too busy to go to doctors this morning (this is probably why i get so ill as i leave it till i feel like death warmed up before visiting the quacks). Going to drop dd off at nursery, go to bank, shopping, (aldi & tesco ooooh exciting!) & post office.
The house *dare i say it?????* is clean. :eek: :T :eek:
I need to hang a wash out this morning and the wash basket is empty ish, certainly not enough for a wash, if only I had waited for today to do it all, i could have hung it out! Brilliant Blue skies here the first in weeks!!! Typical :rotfl:
I shall be back! WITH spends! If i have any unauthorised spends, ya know cushions, pot pourri, smelly candles, then feel free to slap me:rotfl:
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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yay for payday. Sounding very organised there well donePrepare for the unexpected - £477.02 / £10000
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We had lovely blue skies first thing whilst doing school run but its looking very grey at the moment - just as were thinking of going to the bank!
Anyway i hope your cash only system works well this month and were here ready but hoping not to need to slap you after we hear your spends!Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
Afternoon
Well bills paid today:- car tax £25,
- DH pocket money £20,
- school expenses (ds1 pocket money) £52
Groceries:- Adli £69.88
- Te$co £21
- butchers £29.60
Other:
* Petrol £20.01
Soooooooooo ever so slightly over the £62.50 :rotfl: BUT i did get ALL the meat for the month :T so am going to have a re-jig of food budget in a mo and allocate slightly more money to myself this week and lower the budgets for the following weeks of the month if that makes sense! I've £10 left to live on for the week otherwise :eek::rotfl: so will take out £60 in cash tomorrow (reached limit today on cashpoint) and next week (and following weeks) I will take £20 less cash to make up for it seeing as though i bought the expensive stuff this week :AMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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yay for payday. Sounding very organised there well done
:T Pay Day= my fav day of the month
:rotfl:We had lovely blue skies first thing whilst doing school run but its looking very grey at the moment - just as were thinking of going to the bank!
Anyway i hope your cash only system works well this month and were here ready but hoping not to need to slap you after we hear your spends!
Still blue skies here :j
No slapped wrists (yet) been exceptionally good for me :rotfl: and bought lots of meat half pricealthough my real test will be wednesday when i have a trip to the local home bargains with a friend :cool:
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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