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Living for the Present...after all who doesn't love a gift!

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  • Whoop whoop :j:j:beer::beer::T:T

    Debtfreegraduate!!!! Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    Fan dabby dozy news ! Congratulations DFW !
    Its just a bad day, Not a bad life .. :cool:
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Bl00dy fantastic news. I'm made up for you

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • fantastiyk
    fantastiyk Posts: 324 Forumite
    OMG Brilliant! :j :j :j :j :j

    I literally just popped on here for a browse and saw your great news DFW.

    I am delighted for you, and your family.

    See hubby has handed in his notice - it will work out, tis very easy for me to say as its some one else's hubby who has handed his notice in. But it will work out ;)

    :T :T :T :T :T :T :T :T :T :T :T
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    Congratulations DFW!

    Can't pretend to understand the deal you've done with SC - but very well done anyway! :D

    ..Am raising a celebratory glass of cider in honour of your achievement. :beer:
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Congrats dfw, brilliant news for you.
    PAD Maker
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Congratulations DFW, you did it. Now take a bow you deserve it. A lovely end to a horrible week. :) x
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • I am so proud of you chick. I know I came on board late into your journey, however after it took me days to read your diary, I feel like I've been there with you and lived every step with you! V. happy for you!

    Now to get rid of your house & plan your next move! Just don't you dare go anywhere, I would really miss you.

    Xxx
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • And I'm so pleased (& jealous!) that you've paid for Christmas, hooray!

    Have you done a new SOA without your SC payment, but including your new income (remember to put away ££ for your tax return)? Might be helpful.

    Xxx
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
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