Living for the Present...after all who doesn't love a gift!

kerri_dfw

Oooh da ladies is playing it tough today! *offers chocolate*

debtfreewannabe321

Consider me well and truly told off :rotfl:(:eek:not laughing honest )

My back is feeling a bit better today and I think I may have mis-diagnosed myself (yes always a trap I fall into considering I'm not a dr and neither is my good friend google ) Yesterday the pain started moving round my side and eventually ended up in my ovaries (sorry hope you're not eating :rotfl:) and it seems my good friend (NOT) endo is back it disappeared for a while and I thought it had disappeared for good but no, it's back. I had the worst attack of it ever last christmas 2 days before the big day (christmas day that is ) and I couldn't get out of bed, felt very sorry for myself and cried all day hence all the dr's appointments & hospital apps I had but I think that was before I came back here with my tail between my legs, so maybe I never mentioned it? :think: Hmm I don't remember? Anyway I don't know why I never realised the symptoms but that's probably because the last massive 'attack' of it was quite a while ago and it started round the front as well as in my back at the same time?! Sorry tmi really for a public forum :rotfl: But needless to say I think the pain will disappear once Aunt Flo has been and gone .......

As for HB i've been in contact with them since the last time and they were all very nice and apologetic about her not paying. Which I thought was rather nice as it's not them late paying but HER. Anyway unless she signs a bit of paper allowing the money to come to me OR she stays 3 months late with the rent for a while (it was like a day last time) they won't give me my money. It's a stupid system and angers me somewhat. The lady I spoke to didn't agree with it either but as their hands are tied and it seems my tenant knows the system very well there's not much I can do I could get a new tenant but tbh they've all so far to date been just as bad as her in one way or another. I'm just not cut out to be a landlord.

I'm waiting in for a phone call today from SC so I can send them the money across! They're taking their time don't they realise i've been up and waiting since 7.15am :rotfl::rotfl:.

This morning I moved £645 into my ISA :j:j:j:j which is the difference between what I need to pay SC and what we had put aside. I moved it before we had a chance to spend it. It's not 'spare' money it's savings money! So that gets us off to a start with that :T

HER in(my)doors has text me and told me the shortfall will be with me by Monday latest. If it's not I will be calling/texting/emailing her every day till she pays That money is earmarked for a savings pot that I dipped in to because of her being late paying! My wages should come in on Monday too, DH has to get out £400 of his account to give me to top up my budget. I've moved about money this morning as it's payday :j:j "can I get a woop woop" :j:j and all is looking healthy atm (of course, who's bank doesn't for that one day every month :rotfl:)

Had a chat with DH last night and tried to talk him out of signing off just yet. Not sure he was listening :cool: We went to the cinema and I wanted to watch elysium (sp?) but it wasn't on for 2 hours and DH had packing to do still so we asked for the next film which was only a half hour wait....which just happened to be a horror film :eek::( I sat there having a heart attack all the way through. Thankfully there were only 8 of us in the cinema to hear me screaming, followed by DH laughing :eek::rotfl:. No cost for that as I used the last of the te$co vouchers :j and only a tenner spent in all on parking, pre-cinema drinks & some choccie for in there (bought in corner shop as I never ever buy in the 0deon far too expensive!)

Right well, wow, if you got this far well done, I really can ramble on eh I hope everyone has a good day and for my fellow mse'ers with a payday 'whoopie' :j:beer:

shinner

Wow an amazing start to your savings pot ISA good idea as don't you have to wait a while to get money back out.
Hope your pain goes soon. x

debtfreewannabe321

shinner wrote: »

Wow an amazing start to your savings pot ISA good idea as don't you have to wait a while to get money back out.
Hope your pain goes soon. x

I know :j I had the £1k put aside as I thought that all the creditors we hadn't heard from were going to say no we want the full amount. But they didn't luckily so we had that extra to start our savings off :T

debtfreewannabe321

I've just finished paying for Christmas :T:j

Not actually bought anything yet :cool: but am hoping the Park vouchers come through early enough for me to get everything and it all be in stock :eek: It's the first year i've done it so we'll see how it goes and if it's too much of a rush to bother with it next year....!

hohohonathansmam

As you have finished so early you will get your vouchers early-mid October , we always pay ours up early too x

debtfreewannabe321

hohohonathansmam wrote: »

As you have finished so early you will get your vouchers early-mid October , we always pay ours up early too x

Oh thanks for that ! You read my mind I was just searching on their website to see when they paid and all I could find was 'between November 1st-27th' which was cutting it fine I thought :eek: so glad you said that mid-october is plenty of time for it all to arrive :T

please-let-me-be-lucky

Sorry to hear you think your endometriosis is back . Hope it naffs off again soon.

Can't believe you have finished paying for Christmas :eek:. I haven't even started This time last year I was well on track as I'd been putting money away every month, but this year has been tougher with not much to spare. Will have to come up with a cunning plan. Pronto! Xx

debtfreewannabe321

The last payment has just gone out of my account to SC! Nice young man on the end of the phone said no more money is needed ever again from me to them and so...........

I am now DEBT FREE

:D:D:D:D:D:D:D:D:D:D

:j:j:j:j:j:j:j:j:j:j:j

:beer::beer::beer:

:dance::dance::dance::dance::dance::dance::dance::dance::dance::dance::dance::dance:

kerri_dfw

:dance::dance::dance::dance::dance::dance::dance::dance::dance::dance::dance:

!!!!Awesome!!!!
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