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Living for the Present...after all who doesn't love a gift!

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Comments

  • Brilliant news :j:j So pleased for you.

    Although I can't stop singing a version of The Grand Old Duke of York,

    And when she was up she was up
    And when she was down she was down
    And when she was almost half way up
    She was neither up nor down :rotfl:

    (But she had an extra £116 a month to play with :D) Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Brilliant news :j:j So pleased for you.

    Although I can't stop singing a version of The Grand Old Duke of York,

    And when she was up she was up
    And when she was down she was down
    And when she was almost half way up
    She was neither up nor down :rotfl:

    (But she had an extra £116 a month to play with :D) Xx

    :rotfl::rotfl:I sing this to the dog every now and then as his name is Duke ;):rotfl: i'll add the extra £116 a month verse to it too next time! I wish my back weren't hurting so much all I want to do is --->:j:j:j:j :rotfl: I'll have to make do with doing it on here instead!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Forgot to say I bought radiator airers from a1di today £1.99 for a pack of 2! I got 3 packs, I am going to do without the tumble drier this year! Also bought two daily mirrors for the £5 off a1di vouchers for my shop next week (payday week so always get a big shop in!) couldn't believe the newspaper was 50p though :eek: just goes to show how long ago it was that I last bought one :o ! I was expecting 20-30p :eek: !
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    :j Fantastic news re the predators. I'll join you in a virtual happy dance as I'm feeling very tired, achy and Granny like today

    :j :j :j :j :T :T :T :j :j :j :j
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • slm6002
    slm6002 Posts: 4,390 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    fabulous news about debt freedom being sooo close. A little less to worry about. really hope DH has a change of heart and its not too late :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Yay Brilliant news about your DFD being so close !!:D:D
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I'm hop, skipping and jumping for joy for you. The baby also appears to be having a rave this evening :D
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]

  • When DH moved out briefly last summer I wasn't entitled to any HB or CTB and it scares me that he's going to leave and we'll be without anything :( I'm really hoping I can get him to stay for another year, sign off earliest next July and we can move the following July. I think he's making noises at work about leaving so they offer him somewhere else personally, but he's not said this to me. And if they do move him elsewhere in the country i'm still in the dilemma of moving DS1 :( argh!! So I will chat to him and see what is what....

    If you tried to get HB for the property you are in now you would not have been entitled but you would have been entitled if you had private rented elsewhere.

    The problem is that some HB/CTB assessors are useless and don't have a clue - do you know why they said no?
    Payday tomorrow. SHE hasn't paid :mad: boy will she get my wrath today. I called her 3 times yesterday as I couldn't get a signal to text and it was ignored. I'm going out later so may text her then...I need to pop to m@talan as my order is in :T I have shoes to wear now if it's raining. How exciting :D. *cough cough* I also ordered a bread maker last night after a few glasses of wine *cough*:o:o:o

    Right.....I am going to get tough now:eek:
    You must contact the council in her area again and this time go through with having the HB paid direct to you - once again she is late with the rent and it plays havoc with your budget and then you start dipping in other pots of money and then when she eventually pays you have to remember to pay it back.
    You don't need this stress!!

    Start thinking about yourself for once :D

    And on that subject get yourself to the doctor about your back!!

    (Sorry that was quite tough!!)
  • Forgot to say Woo-Hoo to being a few steps from debt freedom

    :beer::j:beer::j:money::j:beer::j:beer:
  • :j:jFab news about you almost being debt free, must be a wonderful feeling. DON'T YOU DARE STOP POSTING :naughty::D

    I'm seconding what EE has said,

    1) Get yourself to the blinking doctors about your back, ring them up today and make an appointment.

    2) Ring council about your tenant and sort the housing benefit out, get it paid straight to you, do it today after you have rang the docs.

    Don't think I have anything else to tell you off about, will be back later to check :D
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