We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage Free in 10 years
Options
Comments
-
sorry to hear that bad news.MFW.....Apr 33 Aim - Dec 260
-
Thanks Tootoo, hopefully they've caught it in time.
Payday today - so standard OP of £300 made to mortgage, £180 to holiday fund, £75 to xmas & £14.75 to car tax. Also this weeks food budget transferred to hol fund as we actually go on hols tomorrow!!!:jRe-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
(((hugs))) megela.
So sorry hear about your bad news - keeping fingers crossed.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
Hi Megela, positive thinking here for your aunty xxxMortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0
-
Hi, thanks for your kind thoughts - Aunty goes in for 2nd op tomorrow so should know more then.
Back from lovely holiday with friends in a 4 bed house with indoor heated pool just outside York. Now looking for next year - if anyone knows of similar somewhere else?
£12.50 OPd from T£$co clubcard vouchers, interest added day tomorrow:).
We were under budget on hols by £70, so booked car parking for the O2 next feb & paid £50 off credit card.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Mortgage Interest Day today - £275.24, gone up slightly because we've spent a lot of our offset savings on doing up the lounge/diner - will be building that back up now. (after I've bought new dining furniture!)
Balance is now £97659.10, knocked another month of end date - now May 2030, nearly 2 years ahead of schedule.:jRe-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
That's fab megela - its nice to see all the hard work paying off isn't it?
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
Nice surprise in bank this morning - £429.38 refund from Np0w£r!
Have used £388.29 to pay off holiday spends still on credit card & put other £40 towards girls school trips.
However when I checked Np0w£rs account online - they are putting up direct debit by £11 to £230! Doesn't make a lot of sense to me. Electricity reduced by £7 & gas increased by £18. Still I'd rather be in credit than debit with them.
Looks like I'll be losing 2nd job very soon as they are struggling, I'll be able to put these hours to main job, with only a small loss in hourly rate and a lot less stress.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
A massive OP today of £2.52 from £co!
Not much on at the weekend apart from a swimming gala for DD2, and rehearsals for the girls gang show. Hopefully a bit more decorating as that seems to be dragging on!
Hope everyone has a nice weekend!Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Hope you get the decorating done - its horrible when its hanging on on the run up to Christmas - seems to put more stress on the whole thing.
We made a pact that unless absolutely necessary, we DO NOT take on any major DIY or decorating before Christmas - done it far too many times before.
Wishing you a great and productive weekend.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards