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Mortgage Free in 10 years
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So much for singing the praises of online food shopping. Todays offering included some very odd substitions - a pot of jelly instead of a packet - useful for a trifle!
Even worse we're missing all 3 bottles of milk! After waiting on the phone to customer services for 15mins I rang the local store who can't now deliver it, but will refund it! I started to get very annoyed about the point of internet shopping if I've still got to go & buy essentials, when I was offered a full delivery refund of £5, so that'll be transferred into holiday pot when it arrives, and I'll buy milk at the Mr T express next door to school when I take DD2 to disco shortly.
I think after this fiasco with Mr A, I might try Mr T next week. I've used them before a long time (prob 5 years) ago, and wonder if I set a new account up in DH name I might get the £12 new customer discount? Worth trying me thinks.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
£10 OPd from *maz0n voucher earnt from 1Ps0s.
Have placed food order with Mr T next week as have lost any faith in Mr A. Set up account in DH name and claimed £12 first order.
£17.50 for dentist checkup yesterday, but no further work needed at the mo.:j
DD1 is at work with me today, actually working. A very tedious job of copying manuals, but she's chuffed to bits that she's actually earning money. Although she owes me £13 so she won't see much of it!Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Second job payday today, £20 to complete London trip pot, £40 to logburner fund which looks like needing £1200:eek: in it, and is up to £720.
DD1 was chuffed to bits to earn £20 on Tuesday, as her normal monthly allowance is £20. I collected my £10 she owes me and let her off the £3. She wants to come back to do more, although she's very good at saving for all her holidays she has booked in this year (5 at the last count!).Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Forgot to add that my wonderful soppy husband has bought me a beautiful Pandora bracelet & heart bead. He says he's going to buy a new bead every Valentines Day!:smileyheaRe-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Forgot to add that my wonderful soppy husband has bought me a beautiful Pandora bracelet & heart bead. He says he's going to buy a new bead every Valentines Day!:smileyhea
awww....thats lovely.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
Online Mr T food shopping has come to £69.69 so £20 transferred to holiday clothes pot - £206.50/£250.
We've both taken the day off tomorrow and are planning to take the kids to Birmingham Sealife centre using our new Merlin Passes. Taking sandwiches for lunch so should be a cheap day out, although DH has ideas about going to 1k£a as well! And that generally means hotdogs at the end, still cheaper than a meal out.
Hopefully Sealife Centre should be quiet as most of the country seems to be on half-term next week.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Has a great day out yesterday at Birming Sealife Centre, would've cost £60 on the door. I'm going to keep a running total of how much it would've cost if we'd paid on the day rather than with our Merlin passes. So far: £60/£296.
Other than that it cost £3.80 to park, and we took sandwiches so cheap day out until we visited Ikea!
Spent £58.50 in Ikea, mainly on storage for DD2s bedroom and odd bits for kitchen, not as bad as it could've been, but may need to divert some 2nd job wages towards it this week to make up for it.
Then kids decided we should have a move night so a trip to Mr A and £12 for a DVD & snacks.
Still should be relatively no/low spend for the rest of the weekend as we have tons of housework/ironing/tidying to do at home:o.
Oh and on actual MFW news, I've OPd £5 from a voucher received from gfk.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Thursday again meaning second job payday - £40 to logburner fund & £20 given to DD2 towards 1Direction ticket - it's £36.90 - she's been told she needs to pay the rest herself. I think they appreciate the cost of things more if they have to contribute as well.
Waiting for payout out from S&S - £10 *rgos voucher, £10.85 by BACS from pan£lbas£ & 50p off payout from 1poll so all good in that direction.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Online shopping done ( back at Mr A as they offered me free delivery if I bought a certain deodorant) - £70. DH bought me 2 sacks of potatoes for £10. So £10 transferred to Holiday Clothes Pot - £216.50.
Think I now have a potato overload, won't need to buy any for months!
Annoyingly now only 10p off payout at 1poll - 3 surveys just 'disappeared' last night. Hopefully will get done today.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Fairly cheap weekend apart from having to pay girls swim club membership at £76.40 for the next year. Ouch!:eek:
Still 10p short on 1poll - never had this problem before - now starting to believe the stories you read about them.:mad:
Payday tomorrow!:T
Had another quote for en-suite shower room of £2450 - £800 cheaper! Chap is dropping round samples tomorrow and can do work in about 3 weeks.:jRe-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950
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