📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Nationwide Mortgages - How long??

1353638404176

Comments

  • japmis
    japmis Posts: 452 Forumite
    6 weeks today since full application!!! STILL WAITING!!! Hahahaha *sob*
  • 6 weeks waiting?

    cant youre broker check the application status online?
  • japmis
    japmis Posts: 452 Forumite
    I don't have a broker, I've been calling them twice a week to check thr status.
  • Pdoop
    Pdoop Posts: 6 Forumite
    japmis wrote: »
    6 weeks today since full application!!! STILL WAITING!!! Hahahaha *sob*

    You're not on your own. Ours is going to drag into another weekend now. I've stopped saying 'maybe we'll hear by his time next week'.

    If our seller starts getting impatient I fear we're going to lose this house.
  • japmis
    japmis Posts: 452 Forumite
    Pdoop wrote: »
    You're not on your own. Ours is going to drag into another weekend now. I've stopped saying 'maybe we'll hear by his time next week'.

    If our seller starts getting impatient I fear we're going to lose this house.

    Good to know I'm not the only one!!
  • bretts
    bretts Posts: 470 Forumite
    Pdoop wrote: »
    You're not on your own. Ours is going to drag into another weekend now. I've stopped saying 'maybe we'll hear by his time next week'.

    If our seller starts getting impatient I fear we're going to lose this house.

    This is my worst fear too as I there are far too many buyers than there are houses in the area I am looking.

    Vendor is already after my life asking for why is it getting delayed so much.
  • bretts
    bretts Posts: 470 Forumite
    Can posting a letter really take so long that 4 days since I got the text that offer letter has been issued and still nothing so far has come to me.
  • kingstreet
    kingstreet Posts: 39,291 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The offer is approved, then it takes a couple of days for it to be printed and the envelope stuffed. Then it is posted and that may take another day, then a couple of days in the course of post, so a week from the point the offer is approved is normal.

    I email my clients a copy of ours as soon as it can be downloaded from online Case Tracking.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • bretts
    bretts Posts: 470 Forumite
    kingstreet wrote: »
    The offer is approved, then it takes a couple of days for it to be printed and the envelope stuffed. Then it is posted and that may take another day, then a couple of days in the course of post, so a week from the point the offer is approved is normal.

    I email my clients a copy of ours as soon as it can be downloaded from online Case Tracking.

    Hi Kingstreet

    Can you tell me one thing please, I know a bank as a lender can back off anytime but what are the chances of them doing that, i already have e mail copy of my offer. Based on that can the solicitor start his searches and stuff as he is saying I will wait for my copy to come to me from the bank and then do the searches.
  • kingstreet
    kingstreet Posts: 39,291 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Solicitors are cautious by nature. There may be things in the solicitor's instructions which he won't get until the postal offer arrives. He is, after all acting for the lender as well as for you...

    If you instruct him to request searches, I'm sure he will, it is for you to decide to risk your fees earlier, after all.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.