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When I asked for luck I didn't mean the bad variety!!!
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Fab news well done on the huge loss!!
:T MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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That's a great loss :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Fab news PLMBL..well done you.
Sorry re your dad. Horrid. Such a hideous disease.
Glad your are AF free
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Well done on the weight loss Lucky - I knew it would come off eventually. You've done really well and ther's still time to shed a few more pounds before Christmas.
Robin I love your Saturday Bonanza idea!
Re the kids rooms - my DD is 26 and I won't go in her room. I've caught a glimpse inside on passing and that was enough. Messy is far too mild a word to describe it!I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Thanks for the encouragement everyone :A.
Had a pants night's sleep last night. DH was snoring again and then DS2 woke me up early. I wasn't exactly sweetness and light this morning
. I took it out on the treadmill at the gym and felt better by lunchtime.
I did use my time at the crack of dawn effectively though, and I've applied for a warm grant. Someone shared it on facebook that they were available through your gas and electricity provider, you just had to ask. A bit of googling showed that we should be eligible so I filled in their online form. If approved it's worth £135 :T. It just said they'd be in touch soon.
Received a £0 bill from LTSB :j Need to call them tomorrow to close the credit card completely.
DS2 was at a party this afternoon so we've had a busy day, but it's been a NSD. Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Fingers crossed for the grant, how long to you hear if you have got it.
Good feeling when you close a CC, means one more out of the way.
Hope you have a better nights sleep.x:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000 -
Hope you had a better nights sleep
:j to weight loss and £0 bill from CC
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Any bill for £0 is welcome in my book!I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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WOW. Aren't you doing GREAT!
20lbs - that is A LOT. Well done...I am jealous!!!
And the £0 cc - ucccct even MORE jealous!
You are an inspiration, hard work pays off, and you've had so much going on aswell.
An extra bravo for your heating grant. What a nice wee surprise for these chilly nights right before christmas!
xxx0 -
Fingers crossed for the grant, how long to you hear if you have got it.
Good feeling when you close a CC, means one more out of the way.
Hope you have a better nights sleep.x
Thanks Amber! I don't know when I'll hear about the Warm Home Discount, it just said they'd be in touch in due course and they may ask to see supporting documentation. I could practically tick every box though, DLA, ESA, Carers Allowance, CTC, children under 5, children under 18 in full time education .... I must sound like a right dosser!!.
Rang LTSB and account is now closed :T. Another one bites the dust.
Slept like a log last night!! XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0
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