Real life MMD: My ex paid for the hol, should I keep the refund?

edited 17 April 2012 at 3:06PM in MoneySaving polls
195 replies 34.5K views


  • SpanishBlueSpanishBlue Forumite
    516 Posts
    Part of the Furniture 100 Posts Photogenic
    He's rich and you are poor.

    But that is still no excuse for theft, which is what you would be doing.
  • newcooknewcook Forumite
    5K Posts
    Part of the Furniture 1,000 Posts Combo Breaker
    I definitely think theres more to this than meets the eye.

    I actually think it was the OP that cancelled the holiday and not the ex – mainly because holidays can only be changed or cancelled by the lead passenger (except in exceptional circumstances such as death/accident etc of the lead).

    I cant actually believe that this has made the MMD!!!!
  • Dibble1Dibble1 Forumite
    4 Posts
    Eighth Anniversary Combo Breaker
    What a non - dilemma!!! I usually enjoy these - but this is just silly. Of course its not your money!!!
  • missrlrmissrlr Forumite
    2.2K Posts
    Taken from financial ombudsman web site

    "Put simply, the general legal position is that someone who is given money by mistake should say what has happened and pay it back. But this may not be what consumers hear from friends or on the internet – where the informal advice might wrongly suggest that this is a case of “finders keepers”.

    Legally and morally you are wrong to even consider cashing the cheque as you would then have effectively accepted the money and stolen it,
    How could it be OK to take money from someone else regardless as to their specific circumstances compared to yours?

    Do not cash the cheque, return it to the company explaining why (search on the FOS web site you will get the info) and ask them to credit him. I would also copy him on the letter and explain that you have done this.
    Start info Dec11 :eek:
    [email protected] [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    [email protected] £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. [email protected] £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • Honestly?

    Well... let's first of all clear up this fact... if he has a £60k a year job, he isn't going to miss £600. However, that doesn't mean you can keep it.

    He obviously has a brain somewhere in his pompous head so by putting you as lead passenger, he must have realised that this may happen if you broke up.

    Has he done it knowing you would get the money and is kindly meaning to help out?

    I would contact him and tell him... he may say: Oh just keep it.
  • LeodeLeode Forumite
    2 Posts
    There is absolutely no way that you should even be contemplating keeping the money. It never was and never will be yours. If you have to think about it perhaps this guy has had a lucky escape.
  • No! :naughty:

    Contact him, tell him what's happened and tell him that he needs to sort it out.

    Good luck!

  • jbainbridgejbainbridge Forumite
    2K Posts
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Of course it should be paid back.

    Also the fact that you are unemployed / have children and his wage have nothing to do with it.
  • Come on - what you are proposing is outright theft.

    It doesn't matter what he earns (and he might well have told you that just to impress you); the money is his, and you have no right to think you can keep it just because of your circumstances.

    You don't say what became of the father of your two children, but either way you must not look upon this money as some kind of windfall. It was meant to pay for a holiday, not supplement your living.
  • NKLKNKLK Forumite
    970 Posts
    To keep it is theft. And morally wrong

    It's not his fault Your unemployed
    =(';')= Stripper No.28
    .(")(") myfitnesspal: 38lbs lost!! :):)
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