📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

Options
15556586061490

Comments

  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Been up out of hours clinic where DD has got some penicillin for her gigantic tonsils (Dr actually got DH to have a look as well they were so huge) she had tears running down her face while they were looking as it must have hurt holding her mouth open all that time :(

    But she was a bit more her smily cheeky self after her medicine and calpol and is now fast asleep in bed so hopefully will feel a bit better tomorrow
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Aw get well soon Lilly :( tonsilitis is horrid took them ages to decide to take mine out, I had permanently huge tonsils before the doctor said "oh you should really get those taken out", I was 21 when they finally did it grrr.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good morning all,

    Well got woken up this morning at 7am to find Miss Lily laying on my bedroom floor :o so came down and did medicines, her face is still swollen but she managed to pack away 2 bowls of wheeto's :eek: think she was hungry!!

    Shes talking a bit more this morning so I think the medicine is kicking in :)

    Claimed my second $10 paypal payment from superp0ints today so am happy :D its taking roughly a month to get a voucher, but for 10 mins pressing a button a day I dont think thats bad.
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • Sorry I've not been on - this has been quite a manic month (and more expensive than usual) so this morning is the first time I've had to look at finances again. Can't believe we're on a third thread and 15 pages in so far!


    Don't know if I said, but i got the job I went for back at the end of March. It's a promotion for me -not loads more money, but the role i really want. Also a downside is the increased commute, from 7 mins to 45! So petrol costs are going to soar, but it's the right job for me and I'll just have to cut back a bit.

    It's been a busy month, with a friend's wedding, school holidays in Cornwall etc, so I haven't been able to make any extra payments - sadly it's just my DD that has come out, but I suppose it all counts, and it's a little bit more off my debt. I just checked my bank balance and I'm still about £100 in credit, with pay day on Tuesday, so actually it could have been a lot worse.

    I do need to buy some new bras - and I've been putting it off as they are so expensive (ladies with small boobs - you don't know how lucky you are!!) so I'll have to get on to Bravissimo and place a 'large' order :D

    So, bit of a rubbish update for me:

    #38 new total £694.33 /£2529.33

    I'll be back on here more frequently now, so looking forward to keeping up with how everyone is doing

    x
    :) Lightbulb moment Nov 2011 :)
    Pay off my debt by Xmas 2012 Challenge #038 : £699.33 / £2529.33 (26.46%)
    Overdraft @ pay day: Oct: £-733.90 Nov: £-662.01 Dec: £-306.61 Jan: £-147.86 Feb £-73.84 Mar: £+367 :)
  • choclover
    choclover Posts: 522 Forumite
    Don't know if I said, but i got the job I went for back at the end of March. It's a promotion for me -not loads more money, but the role i really want. Also a downside is the increased commute, from 7 mins to 45! So petrol costs are going to soar, but it's the right job for me and I'll just have to cut back a bit.

    Congratulations on the new job! :beer:
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • Sorry not been here for a while. Can't believe this is the 3rd thread everyone has been sooo busy.

    Not much to report on the money front. So I have trod water for a while, with nothing to report, however we haven't sank further into debt which is good news. I have had to spend some money on training so this has hampered our results and we have paid for dd to pass her driving test, so hey ho. (It will make her more employable and help her when she starts uni in september)

    I have been busy with a partner setting up a NFP company, ultimately I should have a wage from this (hopefully towards the end of the year) but the point was the profit would go back into the business to help people who find it difficult to gain employment for a variety of reasons.

    So I will save this thread to my favourites again and try to visit more and start to reduce this debt :D
    My finances are work in progress.
    Normal veiwing will resume shortly
  • MrsNoMoney_2
    MrsNoMoney_2 Posts: 11 Forumite
    edited 21 April 2012 at 12:50PM
    Hi everyone,

    Managed to get all my jobs done today and paid £260 off the CCard.

    (No Number yet but when i have can you update totals please)

    £260/5,380

    Going to do the food shop soon, usually go to Tescos but trying Aldi this week to see if we can save some pennies.
    Money Owed: £431 OD, £2,870 CC, £486 CC, £2,025 Loan = £5,812 :o£514/£5812
    Determined to be debt free by :xmastree:2012!! #341
    Let the hard work begin............

    Stopped Smoking: Friday 13/04/12 (saved £90.64 so far :eek:)
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I'm off to go and look at the craft fair I'm going to have a stall at next month in a minute. But I wanted to make my daily payment to my c/c first. I've rounded it up to the £ again as the odd number was playing havoc with my OCD :p It also means that in a few days time my c/c will be half paid off :D I can't believe the only way I could do it was by cutting it up though, I wonder if I'll have to do that with the OD as well just to get rid of it, that could be "interesting" to say the least. Or maybe get the OH to change my ppal a/c password until I can be more responsible with my online shopping.

    So...

    #005 £2689/£5030
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    edited 21 April 2012 at 5:11PM
    Sorry just popped in and off out again so I haven't read everyone else's posts (hope everyone is ok!!) but wanted to quickly record some good news. I've got very mixed feelings about this as I'm still a bit broody but I have sold my pram and so made a payment of £95 to clear DH's Santander card :j:j:j

    Next...the Barclaycard!! All £7.5k of it!! :eek:

    Payday is on Wednesday and then another one Friday. As it stands we are on:

    #084 £6020 / £58000

    :beer:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • JM hope DD is feeling better :)

    Kerri how did the craft fair go?

    Welcome back to some of you :)

    Had a lovely day today, went to the zoo with Mr S and his friend + gf, then chinese for dinner and watched Madagascar 2. Mr S is in bed now feeling sorry for himself as he now has a dodgy tummy!

    Now, is it me or this a bit odd/rude? We were talking about getting into town for dinner so Mr S said he would call a taxi, thinking we were all having a drink so not driving. The friends GF proceeded to have a lemonade with dinner, and they have just driven home. Surely if you knew you weren't going to have a drink, you would offer to drive? Rather than let us pay for a taxi? It's not particularly major, but when she barely talks to the point of being rude, it's even more frustrating!

    It's very quiet on here today, hope you are all off having a nice weekend :)
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.