The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

mrsyallop

Right then, time for an update. I'm at 6257.54 /8327.54

I missed a payment on my debt I was saving for next year so it stopped being 0% very annoying. Got anther deal though so almost sorted!

SpagBol

choclover wrote: »

Been really geeky this morning and have created a chart plotting my % paid by month:

http://flic.kr/p/dqS2gU

I LOVE this...now am stumped as to why I haven't kept a record of my debt month to month. What an !!!! I am :mad:

Will do it next year though :j

Well done everyone!

SpagBol

:rotfl::rotfl::rotfl::rotfl::rotfl: It just censored me using a not-so-rude 4-letter word...now it looks much worse :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

Kerfuffle

Hi everybody,

Happy to report another 70.00gbp paid into Bank of Mum and Dad :T
new totals

#65 5316.56 / 11616.56 = 45.76%

SpagBol

Tentative £300 off my OD:

#084 £15,544 / £58,000 26.80%

:j

jakes-mum

ive bit the bullet, and bought my Big Shot Pro cost me £257 and ive set aside £43 for some dies it has gone on the credit card BUT thats only because I wanted the points, money is sat waiting to pay it off

Bit nervous at paying out such a huge amount of money but in the words of DH 'you've wanted one for years, and with the money you got from selling your phones win it hasnt cost anything, so shut up' . . . . maybe you didnt all need to know that last bit :rotfl:

choclover

Last payment gone out today for this month, next update will be once all the statements have come out (if things change)

So

#304 £1,425.50/£5,210.12 (27.36%)


I have gone slightly backwards (by £6ish compared to the end of last month), but I don't feel that bad about it as it could have been a lot worse!

psychopathbabble

£100 please

jakes-mum

Only went £270 OD last month so declaring another £50 off (bringing to £300 )

New total is! . . . . .

#16 8156.89/£8806.89 92.62% :D:D:D:D:D:D

kerri_dfw

Afternoon all. I've just had my first full weekend off since before October, it was very messy, I didn't sleep from Friday night until Sunday but oh boy did I deserve it.

I've worked out that the overtime I've done clocks about 69hrs on top of my normal 40hrs and that's just for the past 3 weeks....lots of extra hours. At time and a half this should put another 3rd into my pay packet just in time for Christmas woohoo.

HMRC also sent me through my refund so I've divided it up between OD and CC. I know that the CC has the higher interest, but it's quite nice seeing the OD go down. The OD is now at £650 and because the OH has my CC hidden somewhere my debt isn't going to increase anymore \o/ yay!

I've got another £500 owed in expenses which I shall declare when that comes through, I think I'll use that to clear the OD and the rest can go towards the CC. When my overtime comes through anything over my normal pay amount will all go towards my debt, which should completely clear my CC leaving the DCA one remaining. That'll be such a major thing for me

So new totals: £707.65 / £3540 (19.99%)