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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Jemma, hope you're recovering from your surgery ok.

    His Missus, I set my dfd back because I bought my bed but I don't regret it at all, I've had the best nights sleep I've ever had because of it. I got it from w4rren3vans, definitely worth the money and it's so well made that it was easy to transport from London to Cardiff.....it's soooo high too <3

    I'm on a 20hr shift today, think of the money, think of the money, time and a half means 2/3 of a weeks wage just for the one day :D and as long as nothing goes wrong I shouldn't have to do anything...looking good so far :D

    Hope you all have fabby doody weekends x
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Phew, I'm back! Suzitiger I work in a hospital lab, I think Mrs ATS has all this to look forward to :eek:

    No more work until Monday now :j:j:j and DS2's birthday treat tomorrow so I must go to bed :D Night night

    zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzz
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • lemonpopsicle
    lemonpopsicle Posts: 663 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    edited 13 October 2012 at 7:30PM
    choclover wrote: »
    No, I don't think so, but who am I to complain? Cut up all the salmon last night into some quite big bits and put them in the freezer, making 4 meals (including what we had last night), not bad at £1 a meal! :beer:

    Congratulations spag bol :j:j:j what a fantastic achievement!

    And well done to Jemma:T:T:T

    I to am in a very reflective mood, and have been for a few days now. I don't know if it's because the weather is turning or not or that everyone I know is talking about xmas :o I've been thinking about what I my target for next year should be, considering I'm going to hit around 50% of what I thought I could pay off this year, but I'm undecided.

    Also have been thinking about things I would like to do when we are debt free, although I will have the mantra that if I haven't got the money, I can't spend it. I would love to spend a night or too in a really expensive hotel - just the hubby and me ;) and I might push the boat out and hire a window cleaner as I hate having dirty windows and hate cleaning them. Has anyone else got a wish list of things you want to do when you're debt free?

    Oops, nearly forgot, I have an update as well, the statement for my cc has come out today, and the food shop and toiletries didn't make it, but my overpayment did :D, so the figures look slightly better than they are:

    #304 £1,696.41/£5,210.12 (32.56%)


    I know it's a cheeky bit of accounting, but I like it :D

    Mmm :idea:
    1.Buy myself some shoes (mine have got holes in :o and I'm trying not to replace before Xmas)
    2. Buy myself some clothes (I haven't spent ANY money on clothes this year for myself)
    3. Get an emergency pot of say £1000
    4. Finish plastering and decorating our bedroom and move into it.
    5. Overpay the mortgage
    6. Have laser hair removal :eek:
    7. Buy DH an ipod or MP3 player so he can listen to music when he's at work.

    All those things make me want to get DF as soon as poss, but before I get foot rot in particular.:rotfl:
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • jakes-mum
    jakes-mum Posts: 4,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    OMG spent a fortune today :eek: finished off DS's xmas prezzies (2 x man U tops for £10 off FB :j and a fully packed 4 ft punching bag for £25 off FB :j :D) plus DH has just left to go pick himself up a multi gym for £40 as he has decided its time to shift the belly but we cant afford a gym membership and with his arthritis he cant walk or cycle or any of the other 'free' activities :(

    so £75 gone in a flash of notes, still on target for a free xmas though as sold one of the phones for £160 so using that to buy the bits I cant win (and as I won the phones it still counts :rotfl:)
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • jakes-mum
    jakes-mum Posts: 4,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oooo also, I won 2 free tickets to the Homebuilding and Renovating Show in Harrogate 2-4 Nov which is actually the week AFTER the parents are up there ^^, would anyone like them? its a code you enter online and then print the tickets off, so if anyone wants to go I can PM them the website and code
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • Haven't been around for a while but now is the time for extra focus with Xmas and birthdays just around the corner. I'd like to update my totals:

    #269 8351.96/17820.96 - still on my way to 50% by the end of the year
  • Jakes-mum I remember you saying ages ago that you've sold empty perfume bottles on fleabay- how much does it cost for postage?

    I've got one I'm tempted to try to sell... Others charge about £3 postage, but thought that might be a little steep?
  • jakes-mum
    jakes-mum Posts: 4,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Jakes-mum I remember you saying ages ago that you've sold empty perfume bottles on fleabay- how much does it cost for postage?

    I've got one I'm tempted to try to sell... Others charge about £3 postage, but thought that might be a little steep?

    I have indeedy, if it weighs under 750g thn its £2.20 by 2nd class post, if its 750g to 1000g its £3.50 by second class :) I reuse packaging so I charge exact postage when I sell, if you havent already got a box/jiffy bag then dont forget to add the cost on :)
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    Evening all!

    We've order a bed from Mr Argoose, got a silentnight divan (half price sale was £800, now £400) and a headboard (£104 eek!) but found an email I had for £100 off £500 spend on furniture with special code so £900+ bed for £413 WITH delivery:D Local brand too (well it used to be, not sure if it still is)

    Went to the gym this morn, seems ok apart from the condescending guy who showed us round - "You'll lose weight when you start at the gym 3 times a week" "No shhhh sherlock!" I muttered. Only DH, who is desperate to join has to get a drs note because his blood pressure is very high, mine's ok - smug? oh yes I was :rotfl:

    So I convinced him to go on a walk this aft as the sun was shining, we did 10.94miles, aching now.

    Oh and last night, my other bessie had free tix for ice hockey so a very :money: evening out. Really enjoyed it too, no idea what was going on but it appealed to my aggressive side:D
  • Ahhhhhh I see Kerri, they sound great! I had never heard ofthem before. I think decopage on furniture with them sounds great!
    SpagBol wrote: »
    Phew, I'm back! Suzitiger I work in a hospital lab, I think Mrs ATS has all this to look forward to :eek:

    No more work until Monday now :j:j:j and DS2's birthday treat tomorrow so I must go to bed :D Night night

    zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzz
    Phew sleeptime for you :j It must be a very interesting job though, souds facinating, but hard work :eek:
    jakes-mum wrote: »
    I have indeedy, if it weighs under 750g thn its £2.20 by 2nd class post, if its 750g to 1000g its £3.50 by second class :) I reuse packaging so I charge exact postage when I sell, if you havent already got a box/jiffy bag then dont forget to add the cost on :)
    Oooooooh I have some too, how much do they usually sell for on average?
    his_missus wrote: »
    Went to the gym this morn, seems ok apart from the condescending guy who showed us round - "You'll lose weight when you start at the gym 3 times a week" "No shhhh sherlock!" I muttered. Only DH, who is desperate to join has to get a drs note because his blood pressure is very high, mine's ok - smug? oh yes I was :rotfl:

    So I convinced him to go on a walk this aft as the sun was shining, we did 10.94miles, aching now.
    Hahahaha how rude of the gym guy, next he'll be saying you can lose weight by not eating junk food!:eek: :rotfl: Glad ur getting a good kick from the exercise bug! Its nice weather for walking at the moment too :)
    Don't turn a slip up into a give up:D
    *NSD Challenge Nov 0/10* *£10 a day challenge Nov £0/£300*
    No buying unnecessary toiletries challenge-in it for the long haul
    :D

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