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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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  • jakes-mum
    jakes-mum Posts: 4,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Choclover - Ive put 2 kids through potty training, DS's nursery pretty much did it for me and started when he was in first room :eek: i'll be honest it made not an ounce of difference, he did it when he was ready and not a minute before.
    DD's nursery refused point blank to have any knickers until she had been completely dry for a week (preferred this to be honest!) and again, she did it when she was ready. I would take the decision out of the nurseries hands and say you feel its counterproductive to be trying to force her to train when she is not ready 'in your opinion as her mother' and that you will return to nappies at nursery until she has been dry for an entire week at home. There really is no point upsetting the tot with wetting herself bless her.

    Jemma - Ahh ty my lovely, yes DH's Nokia was also white and he said its a girly colour too, I just bought him a 99p cover off fleabay :rotfl: I am still 'looking' at the Big Shot :o he's taking me to Cambridge today to *look* (please read that as co-erce me into buying) at beads in hobby craft :rotfl: he's totally been bitten by the crafting bug and was sat yesterday going 'look love, these colours go together so well, if you make it like this . . . ' like I havent been crafting for years! :eek: and got in a right strop because I used all my beads making bracelets so he couldnt play :rotfl:

    You likey my chocolate bouquet then :D its sat in my fridge at the minute :rotfl: makes me smile every time I open the door :D
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Hi Jemma

    Thanks for the mention. I start in about 5 weeks, so won't feel the benefit of the 50% pay rise per week till after xmas probably! :j :(

    Anywho, I WILL reach 50% by end of december as my stupid work won't bring payday forward :mad:, even if it kills me (well maybe not) :rotfl:
    In debt no more!
  • jakes-mum wrote: »
    Choclover - Ive put 2 kids through potty training, DS's nursery pretty much did it for me and started when he was in first room :eek: i'll be honest it made not an ounce of difference, he did it when he was ready and not a minute before.
    DD's nursery refused point blank to have any knickers until she had been completely dry for a week (preferred this to be honest!) and again, she did it when she was ready. I would take the decision out of the nurseries hands and say you feel its counterproductive to be trying to force her to train when she is not ready 'in your opinion as her mother' and that you will return to nappies at nursery until she has been dry for an entire week at home. There really is no point upsetting the tot with wetting herself bless her.

    Jemma - Ahh ty my lovely, yes DH's Nokia was also white and he said its a girly colour too, I just bought him a 99p cover off fleabay :rotfl: I am still 'looking' at the Big Shot :o he's taking me to Cambridge today to *look* (please read that as co-erce me into buying) at beads in hobby craft :rotfl: he's totally been bitten by the crafting bug and was sat yesterday going 'look love, these colours go together so well, if you make it like this . . . ' like I havent been crafting for years! :eek: and got in a right strop because I used all my beads making bracelets so he couldnt play :rotfl:

    You likey my chocolate bouquet then :D its sat in my fridge at the minute :rotfl: makes me smile every time I open the door :D
    Can we have a piccy of your bouquet J-M ? :D

    This is a health warning for all those that are entitled to a flu jab but haven't had one yet. Go and get it done quick!. I've been in bed with the flu since last Saturday, god I've been ill. I am never off sick but literally couldn't get out of bed for work on Wednesday, today is the first day that I've got out of bed and my jimjams. If I hadn't been a fit bunny it doesn't bear thinking about, I've lost nearly half a stone since Saturday!
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • jakes-mum
    jakes-mum Posts: 4,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Can we have a piccy of your bouquet J-M ? :D

    <
    :D:D:D

    Get better soon LP! Lots of orange type thingys (or maybe buy one of my bouquets! :rotfl:)
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • Hi i know im a bit late joining but i have wiped £1395 of my deb in 5 months...only £625 to go :) im so proud of myself. Just though id say i feel like a weight has been lifted and can not wait to be totally debt free!! Well done people xx
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker

    Minicooper272 – yeah! You’re nearly at 40%! Have you got your brakes done yet? Oh no, I can’t believe the price of train fares!!! Who on earth can afford those prices??? Did you watch Martin’s money show thingy? He was talking about train fares and split ticketing etc. It’ll probably be on youtube if you want to search for it. A real eye opener for rail passengers!

    I didn't see it actually but will look it up! I knew split ticketing exists, but it doesn't seem to work out for my trains...

    I've been a bit naughty - my credit card 0% interest rate seems to have ended, so I got a new one. This has the same limit as both my other credit cards combined though, so I am going to cut the other 2 up and keep this FOR EMERGENCIES ONLY! Feel it's a bit counter-productive getting a new credit card, but it has to be better than getting charged interest when something unexpected crops up!
  • jakes-mum wrote: »
    <
    :D:D:D

    Get better soon LP! Lots of orange type thingys (or maybe buy one of my bouquets! :rotfl:)
    Ah just found the piccy, but J-M it's very leeetle can't you big it up! x
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • jakes-mum
    jakes-mum Posts: 4,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ah just found the piccy, but J-M it's very leeetle can't you big it up! x

    DSCF5520.jpg

    Big enough? :rotfl: I couldnt figure out how to make it smaller in photobucket :D
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • Perfect! What a great idea, gosh you lot are clever:D
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • jakes-mum
    jakes-mum Posts: 4,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Perfect! What a great idea, gosh you lot are clever:D

    It was sooooooooooo much fun to make, Miss Lily was not impressed that I nicked her cup to do it though ;)
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
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