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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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  • Ruthy1604
    Ruthy1604 Posts: 543 Forumite
    Part of the Furniture 500 Posts
    edited 15 April 2012 at 7:19PM
    poohspals wrote: »
    We are going in November - bought into DVC whilst we were there at Xmas. They gave us a free year of points as an incentive so accommodation not costing anything this year, we were there 4 weeks over Xmas so got annual passes - and they are still in date. Only had to pay for flights - I'm trying to find reasons why this trip is so MSE - lol

    Ooh - we bought into DVC after our last visit too - hence the large debt :D Our home resort is Beach Club - which is yours?

    I will find any excuse to keep going back - lol. 4 weeks over Xmas sounds FAB :j:j I bet you didn't want to come home!
    Ruth
    10lb to lose & keep off in 20204.5lb/10lb:rotfl:
  • Ruthy1604 wrote: »
    Ooh - we bought into DCV after our last visit too - hence the large debt :D Our home resort is Beach Club - which is yours?

    I will find any excuse to keep going back - lol. 4 weeks over Xmas sounds FAB :j:j I bet you didn't want to come home!
    Ruth

    Woohoo!!! Someone that understands my loan - did you get finance through Disney or back in UK. Our home resort is SSR. We are staying at Kidani for the first week - although we are on the wait list for BCV - and second week at SSR
  • Ruthy1604
    Ruthy1604 Posts: 543 Forumite
    Part of the Furniture 500 Posts
    poohspals wrote: »
    Woohoo!!! Someone that understands my loan - did you get finance through Disney or back in UK. Our home resort is SSR. We are staying at Kidani for the first week - although we are on the wait list for BCV - and second week at SSR

    Aha - we did the MSE thing and bought resale when we got home. No free points & the "loan" is on a 0% CC. I paid $80 per point & Disney wanted $120 so it was a no brainer really. It just means that I have to pay the darn card back quite quick.

    I hope your wait list comes through :D
    10lb to lose & keep off in 20204.5lb/10lb:rotfl:
  • We got ours as the sale of points were coming to an end at SSR so paid $95 per point - later went back up to $125 so we were also happy with ours. Our kids both got $50 disney gift cards from DVC as they had to wait so long for us to sign paperwork so they were pretty happy as well. Can't wait to get back!
  • affordmylife
    affordmylife Posts: 1,224 Forumite
    Part of the Furniture Combo Breaker
    hi everyone. no payments to report at the moment. waiting for pay day on the 19th. not long now.

    have been having a bit of a spend up over the easter holidays which is very naughty but rather fun - lol.

    need to get back to not spending now for the next couple of months to get back on track.

    its so hard staying focussed.

    i cannot wait to pay this debt off and start living again xx
  • Ruthy1604
    Ruthy1604 Posts: 543 Forumite
    Part of the Furniture 500 Posts
    poohspals wrote: »
    We got ours as the sale of points were coming to an end at SSR so paid $95 per point - later went back up to $125 so we were also happy with ours. Our kids both got $50 disney gift cards from DVC as they had to wait so long for us to sign paperwork so they were pretty happy as well. Can't wait to get back!

    Wow - sounds like you got a great deal :D
    10lb to lose & keep off in 20204.5lb/10lb:rotfl:
  • Ruthy1604 wrote: »
    Wow - sounds like you got a great deal :D

    We were happy with what we got - just paying for it now though! Hope to be debt free in a couple of years - snowball says May 2014 but I want it Xmas 2013!
  • Canucksfan
    Canucksfan Posts: 169 Forumite
    Debt-free and Proud!
    Hi All
    How's it all going with you this week? Tomorrow is my first day on my new job. It is not a promotion, more a sideways move...but I will be closer to home. Next week will be orientation. I'll keep you posted! :happyhear

    Canucksfan#249-another $600 paid off: $11900/$17418.95
    'You've got to tell your money what to do or it will leave!' Dave Ramsey
  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good luck today/tomorrow (these blumin time zones confuse me so im not sure if you posted your comment yesterday in your time zone :cool: but good luck whenever it is :D:D
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
  • choclover
    choclover Posts: 522 Forumite
    Woohoo!! Hubby made £200 on ebay last night, not sure how much will be left after fees & p&p, but all proceeds will be going to his catalogue!
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
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