The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

kerri_dfw

Barbeduk wrote: »

darn it, I'm only up to £6.22 and I've bid on a jacket and a skirt

psychopathbabble wrote: »

Photo of cushion covers here... they aren't amazing like I said But they are the first proper thing I've made from scratch

Ooh I love them do you have a pattern for how to make envelope cushion covers? I looked last night and found so many silly ways to make them, but not the way I wanted which is with one side shorter than the other on the back like yours

fallenwiccan

Either bearings or motor I think by the sound of the squeal, possibly pump but as it drained ok when I forced it to I don't think its that it just couldn't turn the drum with any real movement. Typically its raining so I can hang them out, they're up on the airer in the shower in our ensuite, wish they hadn't turned the electric off at work or I would have just gone in there with it all.

Local service centre said it would cost more to look at and source the parts than worth it for a Beko so looks like I'm headed into town to investigate J*hn L*ewis and C*rrys. The plus of the latter is they'll take the old one away for and fit the new one for £20 the former charge £9 just to take the old one away and I dread to think fitting cost, although by the looks of it it's free so I'll still keep them in mind, I do like their free extended warranties.

Ah home ownership...

fallenwiccan

jakes-mum wrote: »

Oooo and I have liked the calendar page

How is your OH today fallen? have you had news yet?

No news yet, spoke to his Dad about 20 minutes ago but they'd only just got up, don't ask why I've been awake since 6 I really don't know but hey I've been to the sorting office, tried to fix the washer, been to A$da for bits for the OH and I've put petrol in. At least I feel I've done stuff.

psychopathbabble

kerri_dfw wrote: »

Ooh I love them do you have a pattern for how to make envelope cushion covers? I looked last night and found so many silly ways to make them, but not the way I wanted which is with one side shorter than the other on the back like yours

Erm, not really. I just kind of winged it after looking at a pattern to get the general size and getting confused. I've tried to explain below, sorry if it doesn't make sense!

I made 18x18" cushions so they are a bit big.

You just need to cut a big rectangle out:

48cm wide (allowing for 18"width, plus 1cm either side for seam)
107.5cm long - this is two lengths of cushion @ 18cm, 12cm length for flap, 1cm for inner seam, and 2.5cm for double seam on outer flap.

pin, iron and sew bottom edge (just fold once)

pin, iron and sew top edge (folded double for better looking hem on outside flap)

fold and iron into shape, sew up the sides. Turn inside out and voila, one cushion cover!


Make sure when you sew up the sides, the flap is folded the right away, otherwise it won't work.... this took me 3 attempts on the second one :rotfl: I think you could also make the flap bit further down, I was just too busy making sure I was sewing in a straight line and getting my measurements right to think about it properly! Looking at it now though, they just look like dwarf pillow cases

vw_campervan_mum

:wave:Hi everyone
Have been skim reading to catch up, what a lively thread this is!
Get better soon wishes to all those recuperating/suffering.
Good luck with those broken appliances- Ive had a few of those this year too.;)
I am joining in with Spring Cleaning and growing from seeds.

I won't be able to make any more debt repayments until pay day in 15 days time. I need to focus on not going overdrawn too badly after second holiday (stuck to small budget of £170 but that was still money I didn't really have) and paying £230 for boiler repair. I may just make it if I spend on nothing but food/petrol over next month. My secret weapon is going to be my new income - I have had my first ever rent payment from DS2 :T Who is enjoying his new job

fallenwiccan

Went into town and met my parents, ended up getting a new washer as this one has much better cycles on for us and should be a lot more energy efficient it's getting delivered on Tuesday and they'll take the old one out and plumb the new one in as well as taking the old one away. I'll take a day holiday as I really should use some up.

My day was made when we bumped into Flavia Cacace (from Strictly Come Dancing) and my Mam tried to get a picture of us together but it didn't work, ah well, she's so teeny and I love her so that really made my day. OH will be devastated as he loves her too, he always jokes about trying to find them when they tour Newcastle and I walked smack into her without realising.

I got him a Mr Bump get well soon card and a Yoda birthday card for Monday. He's had one of his presents already and the other is tickets to see LostProphets on the 27th so I'm hoping he's well again.

Not a very MSE day but I think we can afford still without having to put it on the cards and wait (although I did to get Section 75 protection) and it ended up being £40 cheaper in Currys than John Lewis even including the delivery costs.

Looks much better outside so I might try and put the washing out for a bit so it gets a blow about. fingers crossed it works out.

Ruthy1604

:cool:Hi all,

I haven't been on here for a few days as I've not really got any debt payments to report.:(

I'm feeling a bit fed up with it all really. I seem to be constantly worrying about money, and nothing really ever seems to get any better. DS is away on a school trip in Italy & is obviously having sooo great a time he hasn't text us once :mad: Not one text in almost a week now. Grrr DH is whinging that he has no money (we put an amount in our personal accounts every month for clothes, haircuts & whatever we need) & he wants more :cool: To be fair to him, he works really hard & has recently had a promotion, but he only gets about £60 a month to spend. All his colleagues go down to the burger van once a week & he says that he cannot afford to go & he's their manager. He wants to spend more of what he earns & I cannot get through to him that we have already spent it!!

I just feel so guilty all the time & feel a constant pressure to sort out our money problems.

I really need to give myself a kick up the backside & look at the positives and stop dwelling on the negatives - things really are OK & could be a whole lot worse.

Hope you're all OK - I will read back now & see what you've all been up to!

Ruth

jakes-mum

Ruthy1604 wrote: »

I'm feeling a bit fed up with it all really. I seem to be constantly worrying about money, and nothing really ever seems to get any better. DS is away on a school trip in Italy & is obviously having sooo great a time he hasn't text us once :mad: Not one text in almost a week now. Grrr DH is whinging that he has no money (we put an amount in our personal accounts every month for clothes, haircuts & whatever we need) & he wants more :cool: To be fair to him, he works really hard & has recently had a promotion, but he only gets about £60 a month to spend. All his colleagues go down to the burger van once a week & he says that he cannot afford to go & he's their manager. He wants to spend more of what he earns & I cannot get through to him that we have already spent it!!

Ruth

Ahh the pleasures of a child away, my eldest has been to both aunties in the past, nannies on the other side of the country and I swear we wouldnt hear a word if they didnt force him to skype us! My favourite convo will always be 'hang on i'll be right back' and he bu**ered off for 20 minutes and I was left looking at the wall because he forgot about me :rotfl:.

Its horrible being the bad guy all the time isnt it Tell your DH that my DH works every hour god sends and has done for years and he gets £10 a month pocket money . . and that only if I can afford it . I am forever explaining the 'we've spent it all already because we bought stuff when we had no money' and the 'but when the debts gone we can have proper pocket money with no guilt!!' (though he still wont get £60 :rotfl::rotfl::rotfl: as I pay for haircuts and clothes as I know he would blow the £60 on himself then moan he had nothing to wear :rotfl:)

Stick with it, and the debt will go, one step at a time, thats all we can all do.

Ruthy1604

jakes-mum wrote: »

Ahh the pleasures of a child away, my eldest has been to both aunties in the past, nannies on the other side of the country and I swear we wouldnt hear a word if they didnt force him to skype us! My favourite convo will always be 'hang on i'll be right back' and he bu**ered off for 20 minutes and I was left looking at the wall because he forgot about me :rotfl:.

Its horrible being the bad guy all the time isnt it Tell your DH that my DH works every hour god sends and has done for years and he gets £10 a month pocket money . . and that only if I can afford it . I am forever explaining the 'we've spent it all already because we bought stuff when we had no money' and the 'but when the debts gone we can have proper pocket money with no guilt!!' (though he still wont get £60 :rotfl::rotfl::rotfl: as I pay for haircuts and clothes as I know he would blow the £60 on himself then moan he had nothing to wear :rotfl:)

Stick with it, and the debt will go, one step at a time, thats all we can all do.

Thanks Jakes - Mum - that made me giggle at the thought of you waiting for 20 mins for him to remember that you were there!! That sounds just like my lot My parents are coming up to collect them on Tuesday & they will spend a week in Cornwall then - it will be really strange with no kids at all But they're doing us a huge favour so that we won't have to pay out in childcare costs.

Lol re your DH - mine is very careful & doesn't spend on anything unnecessary really - I think that makes it harder for him because theres nothing he can cut back. BUT that doesn't explain where his £60 goes does it ???:rotfl:

His attitude would be to pay back slower & live a little more. I see where he is coming from as the kids will only want to spend time with us for a few more years, so what is the point of scrimping and scraping to pay back the mortgage early :(

BTW How are your tonsils now? All better i hope!
Ruth

[Deleted User]

Woohoo - hubby and I got a wage increase this week but rather than tell him about it (noticed on our bank statement) I'm just putting that increase into a seperate bank account (e-account) to save for our holiday in November. By then we should have £900 which is enough for our 2 week trip in Florida - and we won't have noticed we were saving it as its not something we ever got used to. Does that make any sense to anyone but me?