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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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  • Shrewbie
    Shrewbie Posts: 939 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    edited 31 August 2012 at 2:14PM
    Happy payday everyone!
    Here's my update, which doesn't include a DD to Branson due to come out mid-month. I think I'm at 20%, yay!
    Edit: Totals have changed again.


    Shrewbie #350 £1326/ £5926
    thanks Jemma
    Student loan £5655
    House deposit €32,667K/€40k
  • May2013
    May2013 Posts: 423 Forumite
    Part of the Furniture Combo Breaker
    I’ve done it....as of today I’m debt free!!

    I have to say a massive thank you to Jemma, when you started this thread in November I knew that for me the end was in sight but still just slightly out of reach...or so it seemed. Having a date to focus on really pushed me on to tighten my budget, review my priorities and get my head down for the final sprint.....and the rest as they say is history.
    Jemma you’re an absolute star for starting and managing this challenge :T – thank you xx

    And so for my final update:

    #046 £14,128/£14,128 - 100%


    You’re all doing so incredibly well and the support you give one another is amazing...I apologise for not being a regular contributor, sadly RL tends to get in the way, but I do read regularly and will continue to do so as I cheer you all across the finishing line.

    Lot’s of luck to you all.....not far to go now xxxx
    LBM Aug '07 Debt [STRIKE]£52,615[/STRIKE] :eek: DEBT FREE Aug '12 :j
    Cap One CC £[STRIKE]5000[/STRIKE]/£0 - HSBC CC £[STRIKE]7500[/STRIKE]/£0 - HSBC Loan £[STRIKE]12,225[/STRIKE]/£0
    M&S CC £[STRIKE]11,500[/STRIKE]/£0 - Egg CC £[STRIKE]8750[/STRIKE]/£0 - Sains CC £[STRIKE]3000[/STRIKE]/£0
    HMRC £[STRIKE]3140[/STRIKE]/£0 - OD £[STRIKE]1500[/STRIKE]/£0
    Pay off ALL your debt by Xmas 2012 £14,128/£14,128 :j
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Congratulations may2013 :d
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • May2013 wrote: »
    I’ve done it....as of today I’m debt free!!
    [/COLOR]

    A HUGE congratulations to you :D It could have been me had I reigned in my spending the last couple of months... but :j:j:j:j pleased for you :)
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • HelenPie
    HelenPie Posts: 502 Forumite
    May2013 wrote: »
    I’ve done it....as of today I’m debt free!!

    Amazing news!!! Congratulations ;)
    :j:beer::T:beer::j:beer::T:beer::j:beer::T:beer::j:beer::T:beer::j

    Well done May2013
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
  • May2013
    May2013 Posts: 423 Forumite
    Part of the Furniture Combo Breaker
    Thank you kerri_dfw, psychopathbabble, HelenPie xxx

    OMG psychopathbabble you're so nearly there!!! :j
    LBM Aug '07 Debt [STRIKE]£52,615[/STRIKE] :eek: DEBT FREE Aug '12 :j
    Cap One CC £[STRIKE]5000[/STRIKE]/£0 - HSBC CC £[STRIKE]7500[/STRIKE]/£0 - HSBC Loan £[STRIKE]12,225[/STRIKE]/£0
    M&S CC £[STRIKE]11,500[/STRIKE]/£0 - Egg CC £[STRIKE]8750[/STRIKE]/£0 - Sains CC £[STRIKE]3000[/STRIKE]/£0
    HMRC £[STRIKE]3140[/STRIKE]/£0 - OD £[STRIKE]1500[/STRIKE]/£0
    Pay off ALL your debt by Xmas 2012 £14,128/£14,128 :j
  • jakes-mum
    jakes-mum Posts: 4,642 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Congratulations May2013! :j :j :j

    arghh with all these debt free declarations im getting soooooo impatient! :D
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • seriousDFW
    seriousDFW Posts: 405 Forumite
    Debt-free and Proud!
    jakes-mum wrote: »
    Congratulations May2013! :j :j :j

    arghh with all these debt free declarations im getting soooooo impatient! :D

    I know, me too!

    May2013 - fantastic news, well done.

    Is the deadline for the challenge Christmas Eve then?! Sorry if this has already been discussed and I've missed it!
    DFBX2013: 021 :j seriousDFW £0 [STRIKE] £3,374[/STRIKE] 100% Paid off
    Proud to have dealt with my debts.
  • HelenPie
    HelenPie Posts: 502 Forumite
    seriousDFW wrote: »
    I know, me too!

    May2013 - fantastic news, well done.

    Is the deadline for the challenge Christmas Eve then?! Sorry if this has already been discussed and I've missed it!

    The original target was Christmas eve this year, so that we were all debt free come Christmas day.

    I think a few people have had to be a little flexible (I'll probably be a month late) and others just set a target portion of debts to clear by then.

    I'm sure that this will run into a new thread for those that don't make Christmas eve ;)

    The nice thing is that it's done what it really set out to do, and that was just get us all focused and have a measurable goal to aim for. I think it's really helped a lot of us prioritise what's important financially. :cool:
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
  • May2013 wrote: »
    I’ve done it....as of today I’m debt free!!

    I have to say a massive thank you to Jemma, when you started this thread in November I knew that for me the end was in sight but still just slightly out of reach...or so it seemed. Having a date to focus on really pushed me on to tighten my budget, review my priorities and get my head down for the final sprint.....and the rest as they say is history.
    Jemma you’re an absolute star for starting and managing this challenge :T – thank you xx

    And so for my final update:

    #046 £14,128/£14,128 - 100%


    You’re all doing so incredibly well and the support you give one another is amazing...I apologise for not being a regular contributor, sadly RL tends to get in the way, but I do read regularly and will continue to do so as I cheer you all across the finishing line.

    Lot’s of luck to you all.....not far to go now xxxx

    Well done :j:j:j:j:j:j:j:j That's made my day to see another for the Roll of Honour.
    Debt Free. Have my Van. :) Find dream
    Frugal 2016 Target @£400 per month
    Month 1 £400/£400 Total of 6 Months: £/£2400
    Food £0/£120 pm Diesel £0/£100 Me/DD £0/£80 Yearly (clothes/holidays/presents) £0/£100

    It's not the end, it's the journey and how we travelled.
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