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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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Comments

  • SpagBol
    SpagBol Posts: 1,371 Forumite
    OMG!!!! I never knew this about avatars!!! I'm going to go back and see what you all look like :rotfl::rotfl::rotfl::rotfl::rotfl: What else am I missing out on?!?

    Well done Jakes-mum, you are motoring along now. You have inspired me to put some bits on ebay, I'm always putting it off, waiting to time them to end on a Sunday evening then I forget...I will just put them on to end on a wednesday and hope for the best :D
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • jakes-mum
    jakes-mum Posts: 4,642 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Go Spagbol Goooooooooooooooo!
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    SpagBol wrote: »
    OMG!!!! I never knew this about avatars!!! I'm going to go back and see what you all look like :rotfl::rotfl::rotfl::rotfl::rotfl: What else am I missing out on?!?

    :D

    And if you thought we were all a bit loopy before, SpagBol, wait till you see our avatars :rotfl:

    I must add, that I'm not actually an evil looking kitty ;)
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    No helenpie I've not checked into SP yet, I'm trying to list stuff on fleabay and get my online shop(s) up and running with my homemade purses first. They're taking all my spare time at the moment, so I'm afraid I'm still a little aloof. But.... when I'm back to just listing one item a day, then I shall be back to SP and on it like a bonnet.

    Hurry up payday!
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    *wolf-whistles*

    You're all gorgeous!! So pleased I found out about the avatars! Only 9 months into the challenge but then I'm always late to a party :rotfl:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • Better late than never :)
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • Hiya!

    I've put this somewhere else but wanted to share with you all as we're in the challenge together! The Exp... free trial...

    I thought I would share this as I had no clue about it and I've actually read up loads on information about how to improve credit rating. I've had lots of different address in the past (as a student, I'm sure many people do) and putting down ALL my past addresses has improved my credit rating overall because settled accounts from the past are now linked to past addresses AND being linked to previous addresses that were ever on the electoral register has helped too! I believed it was just if your current address was on the electoral register, that your credit rating could be improved! It's not amazing now, but the rating has gone up by 1/5th so I thought this information was worth sharing!
  • Mini payment to cc

    NEW TOTAL: #358 £610.10/£2961 = 20.6%


    Also, does anybody know anything about 'Shopper Thoughts'. I have had an email from them and I think it is linked to T clubcard?? It says you do surveys and are rewarded with clubcard points...Sounds good???
    The "Pay ALL your debt off by Xmas 2014" challenge #88 :cool:

    Credit card: £845/£1615 52% paid
  • SpagBol wrote: »
    And to cheer myself up I have put half of the saving from no cinema or haircut on the CC because it is payday 2 and want to make a payment, even of just £16:

    #084 £12,057 / £58,000 20.79%

    :j
    Well done Spag, that's the attitude :T
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • HelenPie
    HelenPie Posts: 502 Forumite
    kerri_dfw wrote: »
    No helenpie I've not checked into SP yet, I'm trying to list stuff on fleabay and get my online shop(s) up and running with my homemade purses first. They're taking all my spare time at the moment, so I'm afraid I'm still a little aloof. But.... when I'm back to just listing one item a day, then I shall be back to SP and on it like a bonnet.

    Hurry up payday!

    I wouldn't worry Kerri - it's very quiet over there and I'm definitely off and trailing behind the wagon in that sense ;) We will get there in the end but baby steps to get here in the first place, small steps back again. :p
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
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