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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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Comments

  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Oh gods, no! We'd ADDED to our debt every year for about 8 years! It's fab seeing it come down. :j and that's thanks to you lovely people. :beer:

    Same here R-O, I was quite complacent about it a few years ago but it doubled in the last 3 years!! :eek::eek: Don't know why I didn't start this sooner but there we go. Well done on your totals by the way :beer:

    Well done to you to Munchin, not far to go :T

    Moral dilemma today. Some of the other families from school are going to the cinema today, I had said yes as I still like the kids to have a little treat but now they have said they don't want to go. I think I'll take them at their word and save the money and go for a walk in the park instead...which incidentally they don't want to do either :rotfl::rotfl:...but does that make me mean? I also need to get DS's hair cut but there are some clippers in the cupboard :D He looks pretty severe with a "mummy cut" but he doesn't care yet :rotfl::rotfl:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • jakes-mum wrote: »
    I'd love to think so, but either way ive only got £1250 of his money left to pay him then hes out of my bank balance for good :D

    And thanks to that I now have "Gunna wash that man right out of my hair" buzzing through my head :rotfl:
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Payday on Friday!!!! I cannot wait!!! I should hopefully be able to pay off one of my credit cards and close it.

    Small confession though... I needed a break so I've booked a cottage in the lakes for a week in the last week of September. It's cost about £200 and is 100yrds from Lake Windermere and the town of Bowness on Windermere. I'm excited cos I need to a break from my family and I think they also could do with a break from me. I'm taking my grandma as it's a 3 bed cottage and she'll really enjoy it. I'm looking at this as being free as I'd budgeted my car insurance for over £600 and it came in at just under £400! It will also push my boundaries as it's about 1.5hrs away...

    I've been reading all your posts and they really make me smile. (especially NCTmums new avatar... mmmmmmmmmmmm he's yummy!) You're all doing so well paying these debts off, I think we're going have a great August total-wise so let's keep squeezing those debts for the next 2 days!

    xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    mf0u1098 wrote: »
    Payday on Friday!!!! I cannot wait!!! I should hopefully be able to pay off one of my credit cards and close it.

    Small confession though... I needed a break so I've booked a cottage in the lakes for a week in the last week of September. It's cost about £200 and is 100yrds from Lake Windermere and the town of Bowness on Windermere. I'm excited cos I need to a break from my family and I think they also could do with a break from me. I'm taking my grandma as it's a 3 bed cottage and she'll really enjoy it. I'm looking at this as being free as I'd budgeted my car insurance for over £600 and it came in at just under £400! It will also push my boundaries as it's about 1.5hrs away...

    I've been reading all your posts and they really make me smile. (especially NCTmums new avatar... mmmmmmmmmmmm he's yummy!) You're all doing so well paying these debts off, I think we're going have a great August total-wise so let's keep squeezing those debts for the next 2 days!

    xxx

    Who or what is an Avatar and how do I drool over it? <dunce alert> :rotfl::rotfl:

    Enjoy your break, you deserve a holiday :) Just seeing the beautiful scenery will lift your spirits and help you with your challenge I would think :)

    So I have cancelled our cinema trip and cut DS's hair. Poor kid, with a double crown he really needs a proper cut but that's what we're in this challenge for...even a haircut is a luxury atm and I can't wait to be paying for this sort of stuff out of an account IN CREDIT :j
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    And to cheer myself up I have put half of the saving from no cinema or haircut on the CC because it is payday 2 and want to make a payment, even of just £16:

    #084 £12,057 / £58,000 20.79%

    :j
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    SpagBol wrote: »
    Who or what is an Avatar and how do I drool over it? <dunce alert> :rotfl::rotfl:
    The avatar is the picture you see under the user's name. Mine is my likkle kitty looking evil :D
  • cool topic.................i will have to do some sums when I get home........ Will have to grap the bill from the drawer where you put things and hope they go away.lol
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    SpagBol wrote: »
    Who or what is an Avatar and how do I drool over it? <dunce alert> :rotfl::rotfl:

    Enjoy your break, you deserve a holiday :) Just seeing the beautiful scenery will lift your spirits and help you with your challenge I would think :)

    So I have cancelled our cinema trip and cut DS's hair. Poor kid, with a double crown he really needs a proper cut but that's what we're in this challenge for...even a haircut is a luxury atm and I can't wait to be paying for this sort of stuff out of an account IN CREDIT :j

    If you go to Quick Links and then Edit Options then the 3rd box down should have 3 tick boxes with the 2nd one that sayd Show Avatars. Just tick this and then you'll see what we all look like (not that Pyschopathbabble is an orange, nor Jakes-mum is a bunch of paper flowers, nor is His Missus actually an evil looking cat...I think!) :rotfl:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Mrkelly333 wrote: »
    cool topic.................i will have to do some sums when I get home........ Will have to grap the bill from the drawer where you put things and hope they go away.lol

    Don't wait until you've done the sums, tell us a bit about yourself MrKelly... Jakes-mum loves to know! :rotfl:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • jakes-mum
    jakes-mum Posts: 4,642 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    And thanks to that I now have "Gunna wash that man right out of my hair" buzzing through my head :rotfl:

    Always happy to help :D:D
    mf0u1098 wrote: »
    Don't wait until you've done the sums, tell us a bit about yourself MrKelly... Jakes-mum loves to know! :rotfl:

    Its true! im very nosy :D:D

    Ooooo another £250 to Mr Branson of ebay money plus declaring £100 off the OD :j :j

    New Total:


    #16 £6806.89/£8806.89 77.29% eeeeeeeeeeeeeeek £2k to goooooooo!
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
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