📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

1326327329331332490

Comments

  • jakes-mum
    jakes-mum Posts: 4,642 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good afternoon all :)

    I agree Save dosh Its hard with family :o I gave mum £400 (she nearly fell over lol) and she gave me £40 back, I felt a bit bad taking it but we're not in the best place financially and I knew I didnt really have a choice. Am using it to finish off the PO CC leaving me just the one CC from the original declaration of debt, the last bit of OD and £450 on DH's CC we took out a few months ago when he bought the car (thats not included in my debt total as I knew it would be gone by christmas anyway and it would have depressed me no end to put up my debt total by the initial £3k :eek:)

    Get better soon Fallenwiccan :( has the doctor given oyu anything to help?

    In other news, DH's ESA has finally been approved so hes now getting £71 a week, not a fortune and no-where near enough to pay his half of the bills but much better than nowt, in the same letter they also kindly informed me that as he was also going to get carers allowance for me they were deducting that amount from his ESA so he'll get £12.55 from now on :rotfl: they really do giveth with one hand and taketh away with the other :rotfl:
    Still waiting for the DLA result which could be up to 11 weeks, and the council tax benefit, but hey, hopefully everything will be sorted by christmas *rolls eyes*
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • jakes-mum wrote: »
    Good afternoon all :)

    Get better soon Fallenwiccan :( has the doctor given oyu anything to help?

    Thanks J-M I'm getting physio (on a Saturday, Wednesday, Saturday rotation) via my works private health insurance or it would have been a 3 month wait! They won't give me anything to help and they have no idea what caused it to spasm. I just need to take pain killers if my arm hurts (from referral pain) and do stretching exercises.
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • lemonpopsicle
    lemonpopsicle Posts: 663 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    edited 20 August 2012 at 10:53PM
    Some of my Playpal withdrawal money has now cleared and I've paid it off horrible Mr Branston's CC, so new figs.
    No.069 £6300 / £7719 = 81.61%:j:j
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • choclover
    choclover Posts: 522 Forumite
    Finally managed to get the leather jacket and a dress on ebay tonight, hope they sell but if not hubby says he'll take them to the car boot. I'd hate the thought of having to throw them in the bin.
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • Payday update!

    InsertWittyName #055 | £13,643.06/£16,570.76 (82.33%)

    Just under £3k owing (another milestone hit!)

    £1,039.69 paid off this month!

    :)
    I was a DFW, now I'm a MFW :T
  • Payday update!

    InsertWittyName #055 | £13,643.06/£16,570.76 (82.33%)

    Just under £3k owing (another milestone hit!)

    £1,039.69 paid off this month!

    :)

    Well done! :T:T
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    What a completely crap sleep that was last night and to the start of my time off as well :( !!

    Just checked my account as well and an unexpected bill has come out leaving me with NO money for the next week :mad: So that means I'm going to have to cash in my change and VSP. NOT HAPPY!!!
    In debt no more!
  • jakes-mum
    jakes-mum Posts: 4,642 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    hmmf, why do people not leave feedback on fleabay anymore? :mad: ive got over £250 I want to remove but have £200 worth of sales with no feedback to let me know they've A) had the item and B) are happy with their purchase! :( you just know as soon as I put in a withdrawal request im going to get an INR or SNAD into my messages :(

    Just been on the phone to WTC as I was literally just about to fax the renewal through to the free school dinner people when I realised it said our income for this year would be over £20k :eek: With us both on ESA there is no chance on this good green earth we will get that kind of money so gave them a ring and rejigged our income :) hopefully might get a little bit more CTC and are def going to be under the limit to qualify for the free dinners for the children.

    On a side note, having applied for free school dinners, for some unknown reason I bought Miss Lily a lunch box from tesco this weekend :huh: I think im losing my mind :eek: :rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • jakes-mum
    jakes-mum Posts: 4,642 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ive decided to declare another £50 off my OD as I havent taken an off in ages and didnt go anywhere near my declared limit :D

    New total issssssssssssss:


    #16 6156.89/£8806.89 69.91% :D grrrr 70%! where are you!!
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • jakes-mum wrote: »
    grrrr 70%! where are you!!

    lurking at 6164.83 paid ;)
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.