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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!
Comments
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Great news about your loan cashback Bonglecat!
Hope you managed to have a good day Jemma. I used to get panic attacks but I'm in a better place now (mentally) and no longer get them, even in scary situations. So I'm hoping that even though you found this scary, hopefully it won't have brought the panic attacks on. Was a lovely day for seeing Snowdonia anyway
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Pay debt in 2012 #278 £2347/£5364
Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
Grocery Challenge:
Feb £359/£360 Mar £390/£450 Apr £335/£320
May £330/£320 Jun £455/£400 Jul £321/£320
Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£3200 -
Morning all
Sorry I'm terrible at updating
#87 £8,705/£12,234 (71%)
I should be on track still to getting all paid by the end of the year but probably only just!Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
#87 £8,705/£12,234 (71%)
I should be on track still to getting all paid by the end of the year but probably only just!
71% that's fantastic! :j:T:j:T:j:T
Paydays here yippee!!! Made minimum payment to Next of £70.38, so new figures:
#304 £1,031.43/£5,210.12 (19.8%)
Waiting till tax credits payment tomorrow before I make additional payments - can't wait!!!£2013 in 2013 £866.71/£2013
DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
DFD February 2015 £2,303.63/£19,520.26 (11.80%)0 -
I've just made another CC payment which means that I've paid off all of the non-wedding related CC debt :beer: Balance isn't clear yet but I kept a record of my transactions so I knew exactly how much was wedding and how much was pre-existing debt and non-wedding spends. (I just estimated where the interest was allocated to).
Still have my loan and all wedding debt but with that clear and having finished student loan last month I'm feeling really positive again :T:jDebt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13!:j0 -
We've had (technically DH has) our/his! tax rebate :j sat in our account, he's not here so I have sneakily paid £100 to the Virg cc and may pay more later when I've checked with him
So new figures
No. 069 £5515 / £7719 = 71.44%
Ooops wishful thinking 71% not 77%Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j£2 SC no.70 £140/£350SPC no.73 SPC9 £248 SPC10 target £250DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/122013 mfw No.4 MORTGAGE FREE 5/8/130 -
Hi everyone, payday today and have tried about ten times to pay off what I owe on Very today but the website isn't working - grr!! Last horrendous catalogue month and I'll manage the £500 but not sure will manage the payment just before next payday :-( Don't want to give them any interest, not now that I've wisened up! All other little payments to a lots of cards done! Will update sig when I've paid them some more ££! Enjoy a sunny afternoon all!! :-)0
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Can i please join. I don't owe much, but unfortunately am not working and not getting much interviews either, so its taking ages. I've tried the survey thing, but seem to spend all my time filling things in, just to be told im not suitable. I have put a load of stuff on ebay, hopefully i will do this as i don't have any more birthdays, etc coming up. My total owed is £523.29, but that will go up drastically as its end of month and all my direct debits for bills etc go through. Anyway, good luck to everyone.0
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Welcome Dave :wave:
Course you can join us, we love people paying their debt offJemma will be along at some point to give you your very own, one of a kind, not to be traded, lost or flogged on ebay, number but I think shes up Snowdonia at the moment so it might not be today
Let us know all about you, any ideas you have for saving pennies and paying off those dratted bankers (best ideas are home made knickers & ebaying used bras . . . worst idea . . . making your own bras out of coat hangers . . umm that would be minelogistics were not on my side
)
Anyway enjoy all the chat, we do tend to waffle on, and make sure you post every payment as it makes us all feel motivated every time a £1 is paid back :jSPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£10000 -
Hiya SD!
Welcome! I see from your signature that u live in London...is it crazy busy there at the moment? Everyone here in Canada has been raving about the Opening Ceremony of the Olympics-that Danny Boyle is a genius! I am v home
Sick for the UK at the moment I can tell you!
Good Luck with your DF journey...you have joined a super-friendly forum. We are a v mixed bunch in terms of how much we can save, due to our Employment status, family lives...or even longstanding illness which must be the toughest obstacle of all. Good luck Mate!'You've got to tell your money what to do or it will leave!' Dave Ramsey0 -
Wow! How amazing was that? Thought it started a bit slow at the beginning but the middle bit with the dancers was fantastic! Wish I could have been there, but couldn't justify the price of the tickets
Minimum payment to littlewoods AND hubby's capitol one paid off (finally!)! So have a new total to report:
#304 £1,391.97/£5,210.12 (26.72%)
Which means that I'm back where I was at the end of April, never mind I knew it wasn't going to be an easy ride! Still got a lot more payments to make this month so all hope is not lost.£2013 in 2013 £866.71/£2013
DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
DFD February 2015 £2,303.63/£19,520.26 (11.80%)0
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