The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

Avogirly

his_missus wrote: »

Morning all!

Just realised tomorrow is payday :j so tonight I'm going to take a long hard look at my finances (again!) and this month I'm
a) going to stick to my budget
b) going to set a specific amount for shopping and fun each week and stick to it
c) not go over budget buying DH's birthday pressies
d) pay a generous amount off the CC and,
e) replenish the rainy day/holiday fund or at least contribute to it.

I think I'm setting myself up for a fall but hey ho! :rotfl:

xxx

I'm sure you'll be fine, positive thinking now!

I have no news. I listed four things on fleabay, two with bids on already, which is great but I'm pondering if I didn't put them on at the right price. However, they would just get thrown away, so any money is better than none I suppose.

The ongoing saga with the watch I need to sell is coming to a head. It is currently sitting on my desk with my camera waiting to have a few photo's taken and then I will list it and it will be gone. Out with the old and in with the new.

I have also contemplated starting a diary, but I'm just not sure if I want to. I love coming on this thread and reading about others journeys, rather than talking about mine all the time. Other than that, nothing to report. Oh, I have moved banks. This is for a couple of reasons. My current bank is where I have a debt and in Martin's eyes, this is a no no! Also I went to said bank that was offering £125 if I switch, so too good an offer to miss. So far so good!

Super chuffed to Katiec950 and canicksfan. Both different but fantastic pieces of news.

xxx

jakes-mum

i was quite excited today as went onto online banking and ive been paid WTC today so the payment I had last weekish was indeed an extra payment :j :j and the interest on the account went out, a grand total of £1.05 considering last year over the 2 accounts we were paying approx £30 a month in fees :eek: :eek: im thrilled (the other account is now constantly in credit ) going to go and make a couple of payments to mum and my PO CC's I think and pay the council tax to get it out the way :j :j

Mrs_Addicted_to_Spending

That's great Jake's Mum!!

Avogirly

Well done Jake's Mum, that is great going, you must be well chuffed!

Canucksfan

Hi Guys
Happy Bday Trying Hard! I know it was yesterday - hope you had a lovely day!
Welcome welcome to Luna!
That was good news about the interest J-M. Some of my old bank statements make me shudder!
Well it is just after 5am here and the dog has just woken me up barking at a stray coyote going past and I am starving already. I went for my initial booking in visit with the doctor yesterday and he started to tell me off re: my weight. I reminded him that my body worked fine for my work and that I hadn't taken many sick days nor had I had to visit a doc since having the last baby 3 yrs ago. I said I would love to go the gym if only I could find someone to take care of my children/work my night shift for me. Well he didn't say a whole lot to that.. Just booked me infor a load of fasting bloods this am...so now I am thirsty and hungry and cursing the dog! Have a good MSE day guys!

Ruthy1604

Wow - lots of news on here!

Congratulations Canucksfan - I hope your DH has got over the shock now & that you start to feel better soon

Congratulations also to Jemma on becoming an expectant auntie.

And WELL DONE to Katie for paying everything off :j:j:j

Happy Birthday to Trying hard for yesterday – hope you had a great day! :bdaycake:
Welcome to LadyLuna too - everyone on here will keep you motivated.

No debt news from me - I'm just counting down til payday now. 11 Days

Ruth

loubie_lou

15 days till payday for me! :eek::eek::eek::eek::eek:

1stTimer

congratulations to those that have amanged to pay some off recently and a belated happy birthday to Trying Hard

Not much to report from me until payday
I sold a number of dvd's on ebay this weekend totalling £111 which was excellent but made a boo boo with the postage costs which ate away at some of the profits - i can't pay the remainder of anything yet until i recieve the feedback
I hate looking at money just sitting there haha

got some more DVD'sto go up this weekend and planning to do a boot fair next weeknd so hopefully will be able to update my totals soon

only 8 days till pay day - can't wait

SpagBol

suzitiger wrote: »

Bad news is i was nearly sick at the opticians today cuz she rolled my eyelids up to take a look, yeauck this was almost as bad as getting a jab done! Anyone ever had this done before??

I had a swab taken from my eye once, it was excruciating!!

his_missus wrote: »

Morning all!

Just realised tomorrow is payday :j so tonight I'm going to take a long hard look at my finances (again!) and this month I'm
a) going to stick to my budget
b) going to set a specific amount for shopping and fun each week and stick to it
c) not go over budget buying DH's birthday pressies
d) pay a generous amount off the CC and,
e) replenish the rainy day/holiday fund or at least contribute to it.

I think I'm setting myself up for a fall but hey ho! :rotfl:

xxx

Good luck with it. I'm terribly impressed your payday seems to have crept up on you, I dream of those days :rotfl::rotfl::rotfl: I am always wishing my life away counting down the days until the next one!!

BrandNewStart

Bonsoir tout le monde! Day from hell at work today. Wondering how everyone else copes with stress? Just one of those days when I started knackered and then about 5 different things went wrong....