The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

camuk81

Hi all,

Deep Breath

Jakes mum - Aren't children great at that age
Pyschopathbabble - So jealous tigers are my most favourite animal
tirlittan - just as long as you think every penny counts
Jemma - How do you manage to juggle it all you are too good to us
Superheavy - Hurray I bet you can't wait till August
Fallenwiccan - Hows your OH, I so missed the update, hurray on the free lunch
His missus glad you had a great time. Could you not present the cheque along with your marriage certificate
insertWittyname - Good god when do you sleep
Canucksfan - Congratulations you are braver then me
Choclover - how are you feeling apart from fed up
Katiec950 - hurray! Well done
Tryinghard - Hope you had a great birthday
Jo84 - Congratulations
Spagbol - You are so right!
LunaLady - Welcome to the club, Its not about how quick its the team spirit
Annelien - Bet you felt so proud
Kerri - I Will do the challenge just a bit too much on mind at the moment
Suzitiger - Its yuck when they do that
Brandnewstart - I'm counting down the hours till my wine time tomorrow.

And breath! Well the last 48 hours have been a bit stressful, OH family are in the middle of full blown war with a fight last night, a sobbing MIL this morning and a lot more I'll explain in more detail when I can think straight.

In other news this week been busy with all my other activities. Local Pta are having an event on Saturday, kids grading on Sunday, liaising with BT tomorrow for the local 1,500 residents to get fibre, kid poorly this week and been sent home from school again today with a headache, oh and house sale goes through tomorrow!

So I'm hoping by next month once everything lands that I'll be in the high 80 odd % paid off! I'm purposely leaving some debt so I make myself learn to pay off debts but by clearing 2 loans and one card I'll have an extra £452 a month.

Christ I feel tired just reading that and somewhere else in there a busy week at work too.

So parting thought for tonight. Love and cherish those you have around you.

InsertWittyName

camuk81 wrote: »

insertWittyname - Good god when do you sleep

So parting thought for tonight. Love and cherish those you have around you.

I'll sleep when I'm debt free!

You went a bit 'Jerry Springer' at the end there... love it! :rotfl: ('Be good to yourself... and others' was it something like that? I forget!)

Good luck with the 80% paid off, it's the home straight after that.

Kerfuffle

:bdaycake: Happy Belated Birthday Trying Hard

Barbeduk - When I was in labour with my first the midwife told be that it was going to feel like I was pooping a pineapple, and it did :eek: Too much information ?

Welcome to the thread LunaLady - I don't want to scare you off so please stay, the topic of conversation doesn't always go downhill, well not too often.

Lucky you his missis -having a pay day that sneaks up on you.

Loubie_lou -15 days till payday for me! :eek::eek::eek::eek::eek: Ouch - I take it you're skint

InsertWittyName wrote: »

I'll sleep when I'm debt free!

You went a bit 'Jerry Springer' at the end there... love it! :rotfl: ('Be good to yourself... and others' was it something like that? I forget!)

Good luck with the 80% paid off, it's the home straight after that.

IWN - it must be about 2.30am in the UK :eek: GO TO BED!

All this talk of painful optician visits - I have an appointment next week

Mrs_Addicted_to_Spending

BrandNewStart wrote: »

Bonsoir tout le monde! Day from hell at work today. Wondering how everyone else copes with stress? Just one of those days when I started knackered and then about 5 different things went wrong....

Yoga - I can't function without it!! My life has changed since I started it (for the better !).

camuk81 wrote: »

Hi all,


And breath! Well the last 48 hours have been a bit stressful, OH family are in the middle of full blown war with a fight last night, a sobbing MIL this morning and a lot more I'll explain in more detail when I can think straight.

In other news this week been busy with all my other activities. Local Pta are having an event on Saturday, kids grading on Sunday, liaising with BT tomorrow for the local 1,500 residents to get fibre, kid poorly this week and been sent home from school again today with a headache, oh and house sale goes through tomorrow!

So I'm hoping by next month once everything lands that I'll be in the high 80 odd % paid off! I'm purposely leaving some debt so I make myself learn to pay off debts but by clearing 2 loans and one card I'll have an extra £452 a month.

Christ I feel tired just reading that and somewhere else in there a busy week at work too.

So parting thought for tonight. Love and cherish those you have around you.

My goodness you are so busy :eek: how do you cope? Hope everything goes OK and that your OH's family manage to sort out their differences.


On subject of eyes - I had to have an operation on my eye last year and was so scared beforehand I can't even tell you how bad I was. But the worse part was when they taped up my other (unoperated) eye and then ripped the tape off afterwards :rotfl: - the eye they were working on was so numb with anaesthetic I couldn't even tell if it was open or closed. So now when I have to have another eye op in the future, I won't be so worried.

tirlittan

I can't really keep up with this thread, it moves so fast!!! So sorry if I don't reply much to people's posts.

Pay day today! Another £275 paid off last CC.

#277 £1564.09/£2607 59.99%

his_missus

Hello all!

The only reason payday sneaked up on me this month is because it was a was a four week month. July's payday is 5 weeks away, I'll be counting down to that one that's for sure!

Good news today, energy suppliers have decided that as I'm £183 in credit they're reducing my monthly DD by £26 :T

Have looked at finances and am going to pay off £228 off the CC today

#012 £3534/£6583 =53%

I have decided to allow myself a weekly budget of £75 for food and fun which, for two of us and 4 cats, should be plenty

Camuk - I wasn't sure whether the bank would take the cheque even with my marriage certificate. I was more annoyed they'd not updated my details tbh, I spent a whole day after I got married contacting/updating everyone!

loubie_lou

his_missus wrote: »

Hello all!

The only reason payday sneaked up on me this month is because it was a was a four week month. July's payday is 5 weeks away, I'll be counting down to that one that's for sure!

Good news today, energy suppliers have decided that as I'm £183 in credit they're reducing my monthly DD by £26 :T

Have looked at finances and am going to pay off £228 off the CC today Will be back soon with an update...

#012 £3534/£6583 =53%

Opposite way round for me :rotfl:

And yes Kerfuffle. I have about £40 to last me two weeks :eek:

Avogirly

Morning!

Horrendous hayfever sufferer here, it's had me throwing up this week......not nice! Luckily, I bought my medication through a link here, which saved a small fortune!

In other news, another £18.05 off the next card. I haven't updated my signature yet. I'm limiting it to once a week otherwise I would be doing it constantly!

Have a good day!

camuk81

Mrs_Addicted_to_Spending wrote: »

Yoga - I can't function without it!! My life has changed since I started it (for the better !).
My goodness you are so busy :eek: how do you cope? Hope everything goes OK and that your OH's family manage to sort out their differences.

I'd love to do Yoga, as for the time. The more time I spend doing other things the less time and motivation I have to go spending or thinking about what I want to spend money on!

As regards the differences I'm thinking pistols at dawn!

choclover

Kerfuffle wrote: »

Barbeduk - When I was in labour with my first the midwife told be that it was going to feel like I was pooping a pineapple, and it did :eek: Too much information ?

Not heard that one before!

camuk81 I'm feeling a lot better today thanks! Had midwife appointment yesterday and basically she said it's unlikely I'll go into labour on my own so she said just relax and have fun while you can - even told me to have a glass of wine :beer:

A bit late for last weeks challenge, but persuaded hubby to look at changing his bank account (actually I did it and told him to apply!). He's currently with Natwest - paying £12.95 a month for their gold account and worked out that actually the only 'benefit' he actually needs is the mobile phone insurance which we can get for around £50 a year. Told him to apply for a Halifax reward especially as they are offering £100 for switching on top of the £5 a month! So all in all I think we'll be saving around £150 a year and that's without the extra £100! Anyway, he received a letter this morning saying he's been accepted - which is fantastic news as he normally gets turned down for stuff which is why he's stayed with natwest for so long. :j:j:j:j:j

Couple of cc statements out today, so I better give an update and it's not good news

#304 £1,428.35/£5,210.12 (27.41%)