The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

his_missus

choclover wrote: »

Couple of cc statements out today, so I better give an update and it's not good news

#304 £1,428.35/£5,210.12 (27.41%)

You're over a quarter of the way there :T how can that not be good news?

tirlittan

choclover wrote: »

A bit late for last weeks challenge, but persuaded hubby to look at changing his bank account (actually I did it and told him to apply!). He's currently with Natwest - paying £12.95 a month for their gold account and worked out that actually the only 'benefit' he actually needs is the mobile phone insurance which we can get for around £50 a year. Told him to apply for a Halifax reward especially as they are offering £100 for switching on top of the £5 a month! So all in all I think we'll be saving around £150 a year and that's without the extra £100! Anyway, he received a letter this morning saying he's been accepted - which is fantastic news as he normally gets turned down for stuff which is why he's stayed with natwest for so long. :j:j:j:j:j

Couple of cc statements out today, so I better give an update and it's not good news

#304 £1,428.35/£5,210.12 (27.41%)

Brilliant news on being accepted for Hal1fax! Paid accounts are mostly rubbish,just trying to get your money.

camuk81

Has everyone vanished! Well its one week till pay day and I can't wait!

nctmum

camuk81 wrote: »

Has everyone vanished! Well its one week till pay day and I can't wait!

I've been away for a bit - need to catch up!

I've just had some success getting a 0% 20 month deal from mbna, that should help speed up the pay off. Goodbye Barclays and your patronising emails!

starnac

£150 paid off c/c for me which makes my total paid off so far

£3024.45/£8748.50 34.57% :j

Shrewbie

Mrs_Addicted_to_Spending wrote: »

Yoga - I can't function without it!! My life has changed since I started it (for the better !).QUOTE]

sorry no idea how to quote properly!!

Where do you do your yoga Mrs Addicted to Spending? in London I can't seem to find anywhere cheaper than £10 per session or £40 per month gym membership fee at a rubbish gym where the classes are always oversubscribed & not every day.

Maybe that's just how much yoga costs and I should see it as a necessity for my health and sanity rather than a luxury!!

loubie_lou

Shrewbie wrote: »

Mrs_Addicted_to_Spending wrote: »

Yoga - I can't function without it!! My life has changed since I started it (for the better !).QUOTE]

sorry no idea how to quote properly!!

Where do you do your yoga Mrs Addicted to Spending? in London I can't seem to find anywhere cheaper than £10 per session or £40 per month gym membership fee at a rubbish gym where the classes are always oversubscribed & not every day.

Maybe that's just how much yoga costs and I should see it as a necessity for my health and sanity rather than a luxury!!

How about just researching a really good DVD?

Shrewbie

loubie_lou wrote: »

Shrewbie wrote: »

How about just researching a really good DVD?

I think I'm quite bad at motivating myself, I tend to slack off if no one's watching

DVD would be a massively cheaper option though! Going to have a look and see what's out there. Cheers Loubie Lou

SpagBol

Another £50 off DH's CC.

#084 £9493/58000 16.37%

So close to £10k now :j:j:j

I actually paid off another £550 to my CC today from my tax rebate. I'm not going to declare it though as it was money I spent over the last couple of months so really it would be cheating. It feels like a huge waste but that'll teach me

MFWannabe

A payment of £200 for me today please:

#191 £2200/£4000